215 Palmetto Place, Panama City Beach, FL 32413 (MLS# 789728)

List Price/SqFt: 431.27

Status: Active

List Date: 2026-05-11

List Price: $320,000

Current Price: $320,000

Sub Area: 0324 - Beach - West Central

Community/Resort: Laguna Beach

Waterfront: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: Highway 98 West towards Phillips Inlet Bridge. Left on Deluna Place, stay to right at split and continue on Palmetto Place, home down on right. No Sign.

Area: 03 - Bay County - Beach

Street #: 215

Street Name: Palmetto

Street Suffix: Place

State: FL

Zip Code: 32413

County: Bay

Subdivision: Laguna Beach

Parcel ID: 37835-000-000

Legal Description: LAGUNA BEACH LOT 6 BLK 25 ORB 4078 P 1486

Acreage: 0.07

Design: Single Wide

Lot Size (SqFt): 3250

Apx SqFt(Htd/Cooled): 742

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 50' x 65'

New Construction: No

Garage Y/N: No

Pool: No

Sub-Type: Mobile/Manufactured

Bedrooms: 3

Full Baths: 1

Total Baths: 1

Year Built: 1980

Homestead: Yes

HOA Fee: No

New Buyer Fee: No

Last Taxes: 417

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: **Owner financing available with $50,000 down, $1,900/month at 7% interest, and a 5-year balloon payment. No credit check required**Located in the highly desirable Laguna Beach area of Panama City Beach, this property offers a fantastic opportunity to own an affordable beach getaway just under two blocks from the Gulf of America. Whether you're looking for a primary residence, second home, or potential vacation rental investment, this property offers flexibility and location. Enjoy being just minutes from Pier Park, Frank Brown Park, and the shops and restaurants along Scenic Highway 30A. Thomas Donut & Snack Shop is within walking distance, making this location ideal for enjoying the laid-back beach lifestyle Laguna Beach is known for. No HOA. Located in unincorporated Bay County. Buyers to verify all measurements, zoning, short-term rental requirements, and any information deemed important.

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Roof - Metal: 1

Siding - Metal: 1

Deck Open: 1

Cash: 1

Seller Financing: 1

Negotiable: 1

Interior Lot: 1

Within 1/2 Mile to Water: 1

Paved Road: 1

Driveway: 1

Bedroom: 1

Electricity - Connected: 1

Public Water - Connected: 1

Septic Tank: 1

As Is: 1

First: 1

Window Unit(s): 1