$450,000
Panama City Beach, FL 32413
MLS# 779188
3 beds | 2 baths | 1604 sqft

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Property Description
Just Reduced + New Roof + Seller is offering $2,500 in concessions= An excellent opportunity to secure value in a highly desirable community! Now offered at $450,000, this 3BR/2BA Samuel Taylor Bonita floor plan is the lowest-priced single-family home in Whisper Dunes. Hurricane tie-down system, hurricane-rated garage door, and storm window coverings, plus a brand new roof and pre-listing inspection completed (3/31)--this home is truly move-in ready. Enjoy low-maintenance living with HOA covering lawn care (front & back), pest control, pool, pavilion, gazebo, and trash in this golf cart-friendly community just minutes to 30A, dining, and the airport. With the recent price improvement and major upgrades, seller expects strong interest--submit your best offer!
Details
Maps
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 772
HOA Frequency: Quarterly
HOA Annual Amount: 3088
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 5224
Last Tax Year: 2024
Lot: 32
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 280.55
Status: Active
List Date: 2025-09-18
List Price: $450,000
Current Price: $450,000
Location
Sub Area: 0322 - Beach - North West
Community/Resort: Whisper Dunes
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Follow US-98 W to Sand Oak Blvd in Laguna Beach, Follow Sand Oak Blvd to Laurel Oak Ln- Turn right onto Sand Oak Blvd, At the traffic circle, continue straight to stay on Sand Oak Blvd, Turn right onto Laurel Oak Ln, home will be on the left
Area: 03 - Bay County - Beach
Street #: 220
Street Name: Laurel Oak
Street Suffix: Lane
State: FL
Zip Code: 32413
County: Bay
Subdivision: Whisper Dunes
Parcel ID: 35350-300-110
Legal Description: WHISPER DUNES, PH 2B LOT 32 ORB 3718 P 203
General Property Info
Acreage: 0.16
Design: Craftsman Style
Lot Size (SqFt): 6882
Apx SqFt(Htd/Cooled): 1604
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 1
# of Units in Bldg: 1
Units Above Ground: 1
Lot Dimensions: 60x116
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Beach Frontage: 0
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2015
Remarks & Misc
Remarks: Just Reduced + New Roof + Seller is offering $2,500 in concessions= An excellent opportunity to secure value in a highly desirable community!
Now offered at $450,000, this 3BR/2BA Samuel Taylor Bonita floor plan is the lowest-priced single-family home in Whisper Dunes.
Hurricane tie-down system, hurricane-rated garage door, and storm window coverings, plus a brand new roof and pre-listing inspection completed (3/31)--this home is truly move-in ready.
Enjoy low-maintenance living with HOA covering lawn care (front & back), pest control, pool, pavilion, gazebo, and trash in this golf cart-friendly community just minutes to 30A, dining, and the airport.
With the recent price improvement and major upgrades, seller expects strong interest--submit your best offer!
Laundry
First: 1
Master Bathroom
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Coffered: 1
Floor - Tile: 1
Lighting - Recessed: 1
Split Bedroom: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Composite Shngl: 1
Siding - Hardie Board: 1
Trim - Aluminum: 1
Trim - Wood: 1
Exterior
Fenced Lot-Part: 1
Patio Covered: 1
Porch Covered: 1
Sprinkler System: 1
Association Fees Include
Accounting: 1
Ground Keeping: 1
Legal: 1
Management: 1
Pavilion/Gazebo: 1
Pest Control: 1
Pool: 1
Trash Disposal: 1
Financing
Cash: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Floor - Carpet: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Curb & Gutter: 1
Landscaped: 1
Subdivision - Recorded: 1
Sidewalk: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Pool: 1
Sidewalks: 1
Rooms
Bedroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Phone - Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Other - See Remarks: 1
Sale Type
As Is: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Heating
Central: 1
Electric: 1
Security Features
Carbon Monoxide Detector: 1
Security System: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Range - Electric; Refrigerator; Water Heater - Electric
Master Bedroom: First
Bedroom: First
Cooling: Central Air
Heating: Central; Electric
Exterior: Fenced Lot-Part; Patio Covered; Porch Covered; Sprinkler System
Association Fees Include: Accounting; Legal; Ground Keeping; Management; Pavilion/Gazebo; Pest Control; Pool; Trash Disposal
Financing: Cash; FHA; USDA; VA
Furnished: Unfurnished
Interior: Floor - Carpet
Kitchen: First
Living Room: First
Lot Features: Curb & Gutter; Landscaped; Sidewalk; Subdivision - Recorded
Lot Access: City Street; Paved Road
Master Bathroom: First
Laundry: First
Security Features: Carbon Monoxide Detector; Security System; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Paved
Association Amenities: Pool; Sidewalks
Rooms: Bedroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: Cable - Available; Electricity - Connected; Phone - Available; Public Sewer - Connected; Public Water - Connected
Waterview: Other - See Remarks
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Master Bathroom | First | 13 x 6 | 13.00 | 6.00 | |
| Master Bedroom | First | 15 x 13 | 15.00 | 13.00 | Ensuite, Shower Only |
| Bedroom | First | 11 x 11 | 11.00 | 11.00 | |
| Bedroom | First | 11 x 11 | 11.00 | 11.00 | |
| Kitchen | First | 12 x 10 | 12.00 | 10.00 | |
| Living Room | First | 23 x 16 | 23.00 | 16.00 | |
| Laundry | First | 10 x 5 | 10.00 | 5.00 |
Listing Office: CENTURY 21 Ryan Realty Inc
Last Updated: May - 04 - 2026
Information deemed reliable but not guaranteed.
