$438,700
Panama City Beach, FL 32408
MLS# 781921
3 beds | 3 baths | 1638 sqft

1 / 62
Property Description
Seller is offering a $10,000 credit to the buyer, which can be applied toward an interest rate buy-down or used to offset closing costs-an excellent opportunity to make this home even more affordable. Beautiful and exceptionally well-maintained single-family home built in 2019, offering the perfect blend of comfort, flexibility, and value. Located in Flood Zone X, no flood insurance is required. With no short-term rental restrictions, this property is ideal for use as a primary residence, second home, or high-performing short-term rental investment. An assumable VA loan is available with highly attractive terms: 3.250% interest rate. Recent upgrades include a custom backyard stone patio with a wood gazebo valued at $15,000, a fully renovated master bathroom with tile shower and flooring, as well as updated tile floors in the upstairs bathroom totaling $10,000. The master bathroom has also been freshly painted. Washer and dryer convey with the property. With no HOA and a desirable location close to everything, this property offers outstanding convenience and long-term value. A must-see opportunity for buyers seeking quality, flexibility, and modern living.
Details
Maps
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: No
New Buyer Fee: No
Last Taxes: 2921.84
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Contract Info
List Price/SqFt: 267.83
Status: Active
List Date: 2025-11-20
List Price: $438,700
Current Price: $438,700
Location
Sub Area: 0319 - Beach - East
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Please use the google map 🙂
Going West over Hathaway Bridge veer left onto Front Beach Road. Continue on to the second red light. Dorothy Avenue is the first street on the left past the second red light.
Area: 03 - Bay County - Beach
Street #: 2200
Street Name: Dorothy
Street Suffix: Avenue
State: FL
Zip Code: 32408
County: Bay
Subdivision: Pines 3rd Add Replat
Parcel ID: 27771-010-000
Legal Description: PINES 3RD ADD REPLAT PT OF LOT 44 BLK 6 DESC AS: BEG AT THE NW COR OF LOT 44 TH RUN S 48.98' TH RUN N63 DEG E 22.4' TH E 149.9' TH N63 DEG E 22.4' TH N 28.98' W 190' TO POB ORB 4181 P 1951
General Property Info
Acreage: 0.21
Design: Ranch
Lot Size (SqFt): 9365
Apx SqFt(Htd/Cooled): 1638
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 2
Lot Dimensions: 49*192
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 3
Year Built: 2019
Remarks & Misc
Remarks: Seller is offering a $10,000 credit to the buyer, which can be applied toward an interest rate buy-down or used to offset closing costs-an excellent opportunity to make this home even more affordable.
Beautiful and exceptionally well-maintained single-family home built in 2019, offering the perfect blend of comfort, flexibility, and value. Located in Flood Zone X, no flood insurance is required. With no short-term rental restrictions, this property is ideal for use as a primary residence, second home, or high-performing short-term rental investment.
An assumable VA loan is available with highly attractive terms: 3.250% interest rate.
Recent upgrades include a custom backyard stone patio with a wood gazebo valued at $15,000, a fully renovated master bathroom with tile shower and flooring, as well as updated tile floors in the upstairs bathroom totaling $10,000. The master bathroom has also been freshly painted. Washer and dryer convey with the property.
With no HOA and a desirable location close to everything, this property offers outstanding convenience and long-term value. A must-see opportunity for buyers seeking quality, flexibility, and modern living.
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Refrigerator: 1
Construction/Siding
Wood/Frame: 1
Roof - Shingle/Shake: 1
Siding - Wood: 1
Exterior
Deck Covered: 1
Fenced Back Yard: 1
Patio Covered: 1
Porch Covered: 1
Financing
Assume w/int: 1
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Lot Features
Curb & Gutter: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Cooling
Ceiling Fan(s): 1
Electric: 1
Heating
Electric: 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Refrigerator
Cooling: Ceiling Fan(s); Electric
Heating: Electric
Exterior: Deck Covered; Fenced Back Yard; Patio Covered; Porch Covered
Financing: Assume w/int; Cash; Conventional; FHA; VA
Furnished: Unfurnished
Lot Features: Curb & Gutter
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Room Information
| Room Name | Dimensions | Length | Width | Dimensions |
| Living Room | 16 x 16 | 16.00 | 16.00 | 16 x 16 |
| Kitchen | 11 x 10 | 11.00 | 10.00 | 11 x 10 |
| Dining Room | 11 x 11 | 11.00 | 11.00 | 11 x 11 |
| Master Bedroom | 16 x 16 | 16.00 | 16.00 | 16 x 16 |
| Bedroom | 11 x 11 | 11.00 | 11.00 | 11 x 11 |
| Bedroom | 11 x 11 | 11.00 | 11.00 | 11 x 11 |
Listing Office: Dalton Wade Inc
Last Updated: January - 27 - 2026
Information deemed reliable but not guaranteed.
