$649,900
Panama City, FL 32405
MLS# 783055
3 beds | 3 baths | 1581 sqft

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Property Description
**WATERFRONT — A Rare Investor's/Fisherman's Dream on Robinson Bayou** MOTIVATED SELLER, Discover an exceptional waterfront opportunity on the peaceful, scenic Robinson Bayou—where privacy, potential, and prime location come together. This 3-bedroom, 3-bath home with a bonus room and multifunctional den is tucked high and private at the quiet end of the channel, offering **119 feet of serene waterfront frontage** and the confidence of being **high and dry—not located in a flood zone**, eliminating the need for flood insurance. An **existing survey is already in place**, saving time and expense while adding immediate value for future planning or expansion. Situated on **over one acre**, this property presents a rare opportunity for those seeking space, flexibility, and long-term investment potential—including the option to **build a second home** for rental income, multigenerational living, or a private guest retreat. Inside, the home offers a flexible layout filled with character and opportunity. The inviting den can easily serve as a **mother-in-law suite** or income-producing space, featuring a private exterior entrance, full bathroom, additional washer and dryer hookups, a cozy fireplace, and a beautiful bay window overlooking the water. This versatile area is ideal for guests, extended family, a private workspace, or a rental scenario. Boaters and fishermen will appreciate being just **approximately nine minutes of idle time to open water**, granting easy access to the winding scenic channels and natural beauty of Panama City's waterways—truly a **Fisherman's Paradise**. Despite its tranquil setting, the home is conveniently located just **five minutes from Sam's Club, premier dining, shopping, and the rapidly expanding amenities along 23rd Street**, offering the perfect balance of serenity and accessibility. At this price point, you are securing **more value than a vacant waterfront lot**, with the added benefit of a livable home ready to enjoy, update, or reimagine. The seller is also including a **one-year home warranty** for added peace of mind. This is more than a home—it's a vision waiting to be realized. With unmatched potential, flexible living spaces, an existing survey, no flood insurance requirement, and a prime bayou-front location, opportunities like this are exceptionally rare. Now is the time to make this remarkable Robinson Bayou property your own.
Details
Maps
Listing Info, Tax and Legal
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 4282
Last Tax Year: 2024
Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner.
As Is: Yes
Contract Info
List Price/SqFt: 411.07
Status: Active
List Date: 2025-12-31
List Price: $649,900
Current Price: $649,900
Location
Sub Area: 0204 - Bay - Central NW
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Northside
Middle School: Jinks
High School: Bay
Directions: From 23rd St take a left onto Frankford St. until 29th plaza take a left. The property is located at the end of the street.
Area: 02 - Bay County - Central
Street #: 2222
Street Direction: W
Street Name: 29th
Street Suffix: Plaza
State: FL
Zip Code: 32405
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 26706-000-000
Legal Description: 25 3S 15W -2.5- 79A BEG 970' W & 860' S OF NE COR OF SEC TH W 90' N 80' E 90' S 80' TO POB KNW AS LOTS 20, 21 & E 10' LT 22 BLK F ST. ANDREW EST UNR ORB 4656 P 586
General Property Info
Acreage: 1.15
Design: Florida Cottage
Lot Size (SqFt): 50094
Apx SqFt(Htd/Cooled): 1581
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 2
Lot Dimensions: 90x80 & 150x60 & 40x80 (3parcel in the entire)
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 3
Total Baths: 3
Year Built: 1990
Remarks & Misc
Remarks: **WATERFRONT — A Rare Investor's/Fisherman's Dream on Robinson Bayou**
MOTIVATED SELLER,
Discover an exceptional waterfront opportunity on the peaceful, scenic Robinson Bayou—where privacy, potential, and prime location come together. This 3-bedroom, 3-bath home with a bonus room and multifunctional den is tucked high and private at the quiet end of the channel, offering **119 feet of serene waterfront frontage** and the confidence of being **high and dry—not located in a flood zone**, eliminating the need for flood insurance.
An **existing survey is already in place**, saving time and expense while adding immediate value for future planning or expansion. Situated on **over one acre**, this property presents a rare opportunity for those seeking space, flexibility, and long-term investment potential—including the option to **build a second home** for rental income, multigenerational living, or a private guest retreat.
Inside, the home offers a flexible layout filled with character and opportunity. The inviting den can easily serve as a **mother-in-law suite** or income-producing space, featuring a private exterior entrance, full bathroom, additional washer and dryer hookups, a cozy fireplace, and a beautiful bay window overlooking the water. This versatile area is ideal for guests, extended family, a private workspace, or a rental scenario.
Boaters and fishermen will appreciate being just **approximately nine minutes of idle time to open water**, granting easy access to the winding scenic channels and natural beauty of Panama City's waterways—truly a **Fisherman's Paradise**.
Despite its tranquil setting, the home is conveniently located just **five minutes from Sam's Club, premier dining, shopping, and the rapidly expanding amenities along 23rd Street**, offering the perfect balance of serenity and accessibility.
At this price point, you are securing **more value than a vacant waterfront lot**, with the added benefit of a livable home ready to enjoy, update, or reimagine. The seller is also including a **one-year home warranty** for added peace of mind.
This is more than a home—it's a vision waiting to be realized. With unmatched potential, flexible living spaces, an existing survey, no flood insurance requirement, and a prime bayou-front location, opportunities like this are exceptionally rare. Now is the time to make this remarkable Robinson Bayou property your own.
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Plumbed For Ice Maker: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Fireplace: 1
Floor - Tile: 1
Stairs: 1
Construction/Siding
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Gutters: 1
Siding - Wood: 1
Exterior
Balcony: 1
Deck Covered: 1
Porch Open: 1
Waterfront Feature
Boat Slip: 1
Financing
Cash: 1
Furnished
Unfurnished: 1
Interior
Bonus Room: 1
Floor - Carpet: 1
Lot Features
Near Public Boat Ramp: 1
Lot Access
Paved Road: 1
Mstr Bath / Mstr Bdrm
MBed First Floor: 1
MBath Shower/Tub Combo: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Boat Slip: 1
Rooms
Bedroom: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Canal: 1
Sale Type
As Is: 1
Waterfront Type
Canal w/ Gulf Access: 1
Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Central: 1
Fireplace - Wood Burning: 1
Security Features
Carbon Monoxide Detector: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Dryer; Microwave; Plumbed For Ice Maker; Washer; Water Heater - Electric
Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air
Heating: Central; Fireplace - Wood Burning
Exterior: Balcony; Deck Covered; Porch Open
Financing: Cash
Furnished: Unfurnished
Interior: Bonus Room; Floor - Carpet
Lot Features: Near Public Boat Ramp
Lot Access: Paved Road
Security Features: Carbon Monoxide Detector; Smoke Detector(s)
Association Amenities: Boat Slip
Rooms: Bedroom
Sale Type: As Is
Utilities: Electricity - Connected; Garbage; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Canal w/ Gulf Access
Waterfront Feature: Boat Slip
Waterview: Canal
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions | Remarks |
| Bedroom | First | 12 x 12 | 12.00 | 12.00 | 12 x 12 | approx |
| Bedroom | Second | 12 x 12 | 12.00 | 12.00 | 12 x 12 | approx |
| Bedroom | Second | 12 x 12 | 12.00 | 12.00 | 12 x 12 | approx |
Listing Office: Counts Real Estate Group Inc
Last Updated: January - 17 - 2026
Information deemed reliable but not guaranteed.
