$308,000
2226 Joan Avenue 4
Panama City, FL 32408
MLS# 782815
3 beds  |  3 baths  |  1420 sqft


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Property Description
WALK TO THE BEACH - FULLY FURNISHED | SHORT-TERM RENTAL OR FULL-TIME LIVING. If you've been searching for a beach investment, second home, or even a primary residence under $310K, this is a standout opportunity. This 3-bedroom, 2.5-bath townhome in Seaside Heights is completely turn-key and ready for immediate use or rental-no setup, no waiting. Just close and start enjoying or generating income from day one. Located just 0.2-0.3 miles from public beach access, this property offers true walkability to the Gulf-perfect for vacation guests, weekend escapes, or everyday coastal living. Inside, you'll find 1,420 sq. ft. of open-concept living space featuring 9-foot ceilings, luxury vinyl plank flooring, and a modern kitchen with stainless steel appliances and solid-surface countertops. The bright living area is ideal for entertaining, while the private back deck provides a relaxing space after a day at the beach. Short-term rentals are allowed, making this a strong income-producing opportunity, while the functional layout and low-maintenance lifestyle also make it ideal for full-time living. The HOA covers insurance and exterior maintenance including the roof adding convenience and peace of mind. With walkable beach access, full furnishings, and flexible use options, this property stands out in today's Panama City Beach market. Schedule your showing today and explore everything this property has to offer.

Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 1100
HOA Frequency: Quarterly
HOA Annual Amount: 4400
New Buyer Fee: No
Last Taxes: 3412
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No
Contract Info
List Price/SqFt: 216.9
Status: Active
List Date: 2025-12-18
List Price: $308,000
Current Price: $308,000
Location
Unit #: 4
Sub Area: 0319 - Beach - East
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Front Beach Rd/Hwy 98, turn north onto Joan Ave. Continue to 2226 Joan Ave, Panama City Beach.
Area: 03 - Bay County - Beach
Street #: 2226
Street Name: Joan
Street Suffix: Avenue
State: FL
Zip Code: 32408
County: Bay
Subdivision: The Pines
Parcel ID: 27650-040-000
Legal Description: PINES SUBDIV 57C3 PART OF LOT 24 BLK 3 DESC AS; COM AT THE NW COR OF LOT 24 TH RUN S 6' TH RUN E 172.81' FOR POB TH CONT E FOR 20.08' S 79.50' W 20.08' TH N 79.50'TO POB AKA UNIT 4 ORB 4527 P 383
General Property Info
Acreage: 0.04
Design: Townhome
Lot Size (SqFt): 1568
Apx SqFt(Htd/Cooled): 1420
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 78x20
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: No
Sub-Type: Attached Single Unit
Bedrooms: 3
Full Baths: 2
Total Baths: 3
Year Built: 2020
Remarks & Misc
Remarks: WALK TO THE BEACH - FULLY FURNISHED | SHORT-TERM RENTAL OR FULL-TIME LIVING. If you've been searching for a beach investment, second home, or even a primary residence under $310K, this is a standout opportunity. This 3-bedroom, 2.5-bath townhome in Seaside Heights is completely turn-key and ready for immediate use or rental-no setup, no waiting. Just close and start enjoying or generating income from day one. Located just 0.2-0.3 miles from public beach access, this property offers true walkability to the Gulf-perfect for vacation guests, weekend escapes, or everyday coastal living. Inside, you'll find 1,420 sq. ft. of open-concept living space featuring 9-foot ceilings, luxury vinyl plank flooring, and a modern kitchen with stainless steel appliances and solid-surface countertops. The bright living area is ideal for entertaining, while the private back deck provides a relaxing space after a day at the beach. Short-term rentals are allowed, making this a strong income-producing opportunity, while the functional layout and low-maintenance lifestyle also make it ideal for full-time living. The HOA covers insurance and exterior maintenance including the roof adding convenience and peace of mind. With walkable beach access, full furnishings, and flexible use options, this property stands out in today's Panama City Beach market. Schedule your showing today and explore everything this property has to offer.
Appliances
Dishwasher: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Interior Features
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Construction/Siding
Roof - Composite Shngl: 1
Siding - Hardie Board: 1
Siding - Stone: 1
Exterior
Deck Open: 1
Patio Open: 1
Association Fees Include
Insurance: 1
Management: 1
Repairs/Maintenance: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Negotiable: 1
Parking Features
Driveway: 1
Garage Attached: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Separate Shwr: 1
Rooms
Bedroom: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Master Bedroom
Second: 1
Bedroom
Second: 1
Cooling
Central Air: 1
Electric: 1
Heating
Electric: 1
Property Features
Appliances: Dishwasher; Microwave; Range - Electric; Refrigerator
Master Bedroom: Second
Bedroom: Second
Cooling: Central Air; Electric
Heating: Electric
Exterior: Deck Open; Patio Open
Association Fees Include: Insurance; Repairs/Maintenance; Management
Financing: Cash; Conventional; FHA; VA
Furnished: Negotiable
Parking Features: Driveway; Garage Attached
Rooms: Bedroom; Master Bedroom
Showing: ShowingTime
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Room Information
Room Name Level Dimensions Length Width
Master BedroomSecond15.33 x 1515.3315.00
BedroomSecond9.44 x 13.269.4413.26
BedroomSecond9.23 x 13.269.2313.26

Listing Office: EXP Realty LLC

Last Updated: May - 03 - 2026

Information deemed reliable but not guaranteed.