22604 Hilltop Avenue, Panama City Beach, FL 32413 (MLS# 787599)

List Price/SqFt: 379.88

Status: Under Contract - Taking Backups

List Date: 2026-03-28

List Price: $389,000

Current Price: $389,000

Sub Area: 0324 - Beach - West Central

Community/Resort: None

Waterfront: No

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: Traveling West on Back Beach Rd (Hwy 98) turn south onto Dolphin Drive, then left onto Hilltop Ave and the home will be on the left on the corner of Hilltop Ave and Sea Breeze Dr.

Area: 03 - Bay County - Beach

Street #: 22604

Street Name: Hilltop

Street Suffix: Avenue

State: FL

Zip Code: 32413

County: Bay

Subdivision: Inlet Beach Heights

Parcel ID: 36156-000-000

Legal Description: INLET BEACH HEIGHTS MAP 6A1 LOT 89 ORB 4431 P 1010

Acreage: 0.13

Design: Beach House

Lot Size (SqFt): 5489

Apx SqFt(Htd/Cooled): 1024

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 1

Pre-Const Flip: No

Lot Dimensions: 55 x 100

New Construction: No

Garage Y/N: No

Covered Spaces: 1

Driveway Spaces: 4

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 2

Full Baths: 1

Total Baths: 1

Year Built: 1985

Homestead: No

HOA Fee: No

Is Subject Leased: No

New Buyer Fee: No

Last Taxes: 4330

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS.....Tucked away on the growing west end of Panama City Beach, just moments from the sugar-white sands of the Gulf and ideally positioned east of 30A and Inlet Beach, this charming coastal cottage offers an exceptional blend of lifestyle, location, and investment potential. Set on a spacious corner lot in a quiet, golf cart-friendly neighborhood, the property invites a relaxed, easygoing coastal experience while remaining just minutes from the dining, shopping, and energy of 30A. Whether you're seeking a primary residence, second home, or income-producing investment, this location delivers on every level. Inside, the home features an open, functional layout with abundant natural light offering the perfect canvas to create a thoughtfully designed coastal retreat. Outside, a covered patio and expansive deck provide ideal spaces for entertaining, unwinding, and enjoying the Gulf breeze. With no HOA and no rental restrictions, the opportunities here are truly endless. Strong long-term rental potential combined with the ability to further enhance, expand, or reimagine the property makes this a standout opportunity at this price point. Whether you envision a beautifully curated full-time residence, a high-performing long term rental, or a custom coastal getaway, this property offers the flexibility and upside to bring that vision to life. At this competitive price, opportunities like this--just blocks from the Gulf and minutes to 30A--are increasingly rare.

Cooktop - Electric: 1

Dishwasher: 1

Range - Electric: 1

Refrigerator: 1

Breakfast Bar: 1

Floor - Laminate: 1

Floor - Tile: 1

Kitchen Island: 1

Window - Treatment Some: 1

Block: 1

Deck Covered: 1

Deck Open: 1

Fenced Lot-Part: 1

Patio Open: 1

Porch Covered: 1

Porch Open: 1

Shed(s): 1

Unfurnished: 1

First: 1

Corner Lot: 1

Near Beach Access: 1

Within 1/2 Mile to Water: 1

Additional Parking: 1

Carport Attached: 1

Oversized: 1

Resid Single Family: 1

Living Room: 1

Master Bedroom: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Septic Tank: 1

As Is: 1

First: 1

Under Contract Date: 2026-04-03