231 Middleburg Drive, Panama City Beach, FL 32413 (MLS# 782576)

HOA Fee: Yes

HOA Amount: 245

HOA Frequency: Quarterly

HOA Annual Amount: 980

New Buyer Fee: Yes

Last Taxes: 2848

Last Tax Year: 2024

Brokerage Interest: No Interest

List Price/SqFt: 209.9

Status: Active

List Date: 2025-12-09

List Price: $509,000

Current Price: $509,000

Sub Area: 0321 - Beach - North Central

Community/Resort: None

Waterfront: No

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: Hwy 98 West from the Hathaway Bridge, travel approximately 8 miles. Palmetto Trace is located on the right.

Area: 03 - Bay County - Beach

Street #: 231

Street Name: Middleburg

Street Suffix: Drive

State: FL

Zip Code: 32413

County: Bay

Subdivision: Palmetto Trace

Parcel ID: 32738-980-265

Legal Description: PALMETTO TRACE PHASE IV LOT 378 ORB 2646 P 1000 ORB 2745 P 1623

Acreage: 0.19

Design: Contemporary

Lot Size (SqFt): 8450

Apx SqFt(Htd/Cooled): 2425

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 1

Lot Dimensions: 65 X 130

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 2

Total Baths: 3

Year Built: 2006

Remarks: Welcome to 231 Middleburg Drive, a beautifully maintained four-bedroom, 2.5-bathroom home in the highly sought-after Palmetto Trace community—just half a mile from the Gulf of Mexico and minutes from the best of Panama City Beach living. With only one owner, and no pets or children ever in the home, this property has been meticulously cared for and offers an exceptional blend of comfort, space, and convenience. Sitting on a larger lot with a peaceful pond view, this home enjoys added privacy with no future building behind the property—a rare bonus in this neighborhood. The charming exterior is complemented by a two-car garage, manicured landscaping, and a welcoming entryway. Inside, you'll find thoughtful details throughout, including crown moulding in every room** and a bright, open layout. The spacious kitchen features ample cabinetry, a breakfast nook overlooking the front yard, and easy flow into the formal dining room, perfect for gatherings. The large living room offers direct access to the outdoor space, making it ideal for entertaining or simply enjoying tranquil pond views. The primary suite is a true retreat, offering two generous walk-in closets and a well-appointed bathroom with plenty of room to relax and unwind. Three additional bedrooms provide flexibility for family, guests, or a home office. Major upgrades include a new AC and water heater installed in 2022, offering peace of mind and improved efficiency. Location is everything, and this home shines—just 15 minutes to the Northwest Florida Beaches International Airport, moments from Pier Park's premier shopping and dining, and an easy stroll or bike ride to the sugar-white sands of the Gulf. Move-in ready, beautifully maintained, and perfectly positioned near the coast, 231 Middleburg Drive offers the rare combination of privacy, convenience, and coastal charm. Don't miss your chance to own a home in one of the most desirable neighborhoods in Panama City Beach.

First: 1

Dishwasher: 1

Dryer: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Floor - Tile: 1

Pantry: 1

Roof - Composite Shngl: 1

Siding - Stucco: 1

Patio Covered: 1

Patio Open: 1

Pool: 1

Trash Disposal: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Floor - Carpet: 1

First: 1

Covenants & Rescrictions: 1

Landscaped: 1

Retention Pond: 1

City Street: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

MBath Shower/Tub Combo: 1

Resid Single Family: 1

Pool: 1

Bedroom: 1

Dining Room: 1

Living Room: 1

Master Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

As Is: 1

First: 1

First: 1

Central Air: 1

Central: 1