231 Middleburg Drive, Panama City Beach, FL 32413 (MLS# 789564)

List Price/SqFt: 204.12

Status: Active

List Date: 2026-05-07

List Price: $495,000

Current Price: $495,000

Sub Area: 0321 - Beach - North Central

Community/Resort: None

Waterfront: No

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: Hwy 98 West from the Hathaway Bridge, Right onto Pier Park Dr. Right onto Brunswick Blvd. Right onto Middleburg Dr.

Area: 03 - Bay County - Beach

Street #: 231

Street Name: Middleburg

Street Suffix: Drive

State: FL

Zip Code: 32413

County: Bay

Subdivision: Palmetto Trace

Parcel ID: 32738-980-265

Legal Description: PALMETTO TRACE PHASE IV LOT 378 ORB 2646 P 1000 ORB 2745 P 1623

Acreage: 0.19

Design: Ranch

Lot Size (SqFt): 8450

Apx SqFt(Htd/Cooled): 2425

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 1

Lot Dimensions: 65x130

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 2

Total Baths: 3

Year Built: 2006

HOA Fee: Yes

HOA Amount: 518

HOA Frequency: Quarterly

HOA Annual Amount: 2072

New Buyer Fee: Yes

New Buyer Fee Amt: 0.05

New Buyer Fee Paid: %

Last Taxes: 2928

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: Just a short drive from the white sand beaches and the energy of Panama City Beach, this home offers the kind of everyday living that feels easy, comfortable, and connected to everything people love about the area. Step inside and you're greeted by natural light that carries through the main living spaces, creating a bright, relaxed setting that works just as well for quiet mornings as it does for evenings with friends and family. The flow between the living, dining, and kitchen areas makes it simple to stay connected, whether you're cooking dinner, hosting game night, or just catching up after a long day. The kitchen is designed for real life, with plenty of space to prep, gather, and keep things moving without feeling crowded. Bedrooms offer a private retreat at the end of the day, with a calm, comfortable feel that makes it easy to unwind. The primary suite gives you a place to reset, while additional rooms provide flexibility for guests, a home office, or whatever fits your lifestyle. Out back, there's room to enjoy Florida living the way it's meant to be. Whether it's weekend cookouts, letting pets roam, or simply enjoying the fresh air, the outdoor space adds another layer of livability to the home. Located in a growing area with convenient access to shopping, dining, and entertainment, this property also keeps you close to the Gulf without the constant hustle. It's a setting that works for full-time living, a second home, or an investment opportunity. This is the kind of home where daily routines feel a little more enjoyable, and where time spent at home is something to look forward to.

First: 1

First: 1

First: 1

Dishwasher: 1

Dryer: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Breakfast Bar: 1

Ceiling - Crwn Molding: 1

Floor - Tile: 1

Pantry: 1

Roof - Composite Shngl: 1

Siding - Stucco: 1

Porch Covered: 1

Porch Open: 1

Pool: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Other: 1

Unfurnished: 1

Floor - Carpet: 1

First: 1

Interior Lot: 1

Near Beach Access: 1

Subdivision - Recorded: 1

Sidewalk: 1

Within 1/2 Mile to Water: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

MBath Double Vanity: 1

MBed First Floor: 1

MBed Walk-in Closet: 1

MBath Shower/Tub Combo: 1

Resid Single Family: 1

Pool: 1

Bedroom: 1

Breakfast Room: 1

Covered Porch: 1

Dining Room: 1

Living Room: 1

Master Bedroom: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Lake: 1

As Is: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

Smoke Detector(s): 1