$1,490,000
232 San Vincente Street A/B
Panama City Beach, FL 32413
MLS# 772926
Status: Sold
8 beds  |  10 baths  |  4735 sqft


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1 exterior 73-web-or-mls-232 San Vincente St Unit B B-staged B-staged 59-web-or-mls-Living Room and Dining Are Unit A 4-web-or-mls-232 San Vincente St Unit A- 66-web-or-mls-232 San Vincente St Unit B A-dining/living room A-living room/kitchen A-living area A- living room A- kitchen A-dining room A- kitchen 64-web-or-mls-232 San Vincente St Unit B A-kitchen A- entryway A- downstairs bedroom A-downstairs bedroom A- downstairs full bath A-half bath A-stairs A-bedroom 2 A-bedroom 2 A-full bath 2 A-Bedroom 3 A-bedroom 3 A-full bath 3 A-primary bedroom A-primary bedroom A-primary bedroom A-primary bathroom A-primary bathroom A-walk-in closet A-washer/dryer A-pooldeck A-exterior A-pooldeck A-pooldeck A-pooldeck A-pergola B B B B-dining/living room B-living room B-living room B-kitchen B-kitchen B-kitchen 58-web-or-mls-232 San Vincente St Unit B B-primary bedroom B-primary bedroom B-primary bathroom B-primary bathroom B-walk-in closet B-entryway B-downstairs bedroom 1 B-downstairs bedroom 1 B-downstairs full bath B-half bath B-Bedroom 2 B-bedroom 2 B-Full bathroom 2 B-bedroom 3 B-bedroom 3 B- full bath 3 B-owners closet B-washer/dryer B-stairs B-pooldeck exterior B-pooldeck B-pooldeck B-pergola B-pooldeck Exterior exterior 81-web-or-mls-232 San Vincente St Unit B 82-web-or-mls-232 San Vincente St Unit B 83-web-or-mls-232 San Vincente St Unit B 84-web-or-mls-232 San Vincente St Unit B Screenshot 2025-08-11 at 11.03.07AM

Property Description
**CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS** Brand-New Custom-Built Duplex - No HOA, Prime Location, High Rental Potential! Discover this stunning new construction duplex just a short walk to the beach, shops, and top-rated restaurants—no HOA dues and incredible flexibility for use! Whether you're looking for a luxury beach retreat, a high-performing short-term rental, or both, this property delivers. Each side of the duplex features 4 spacious bedrooms, 4.5 bathrooms, and a bright open floor plan that seamlessly flows to your private saltwater pool, pergola-covered patio, and outdoor hot/cold shower—perfect for entertaining or unwinding in style. Built for efficiency and durability, the home includes: • Hurricane-impact windows and doors • Spray foam roof-deck insulation • Tankless gas water heater • Dual A/C units per side • Taexx in-wall pest control system • 1-year builder's warranty + transferable 1-year termite bond With high rental income projections, this duplex is ideal for investors. Each unit has its own address and can be purchased individually or together—offering up to 8 bedrooms, 10 bathrooms, and 4,735 total square feet of luxury coastal living. This is more than a home—it's a rental powerhouse and beachside escape in one. Don't miss this rare opportunity! **All measurements are approximate and should be varied if important.**

Details
Maps
Listing Info, Tax and Legal
Homestead: No
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 1477
Last Tax Year: 2024
Lot: 6
Block: 1
Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner.
As Is: Yes
Section: 19
Township: 3s
Range: 16w
Condo Doc: No
Contract Info
List Price/SqFt: 336.85
Status: Sold
List Date: 2025-05-02
List Price: $1,595,000
Current Price: $1,490,000
Location
Unit #: A/B
Sub Area: 0324 - Beach - West Central
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Head south on S Arnold Rd/HWY 79, take a right on Inca St then take a left on San Vincente St. Duplex will be on your right.
Area: 03 - Bay County - Beach
Street #: 232
Street Name: San Vincente
Street Suffix: Street
State: FL
Zip Code: 32413
County: Bay
Subdivision: El Centro Beach
Parcel ID: 33366-000-000
Legal Description: Lot 6, Block 1, El Centro Beach, according to the Plat thereof, recorded in Plat Book 9, Page(s) 8, of the Public Records of Bay County, Florida.
General Property Info
Acreage: 0.15
Design: Duplex
Lot Size (SqFt): 6578
Apx SqFt(Htd/Cooled): 4735
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Builders Plans
Half Baths: 2
# of Stories in Building: 2
# of Units in Bldg: 2
Pre-Const Flip: No
Lot Dimensions: 60x110
New Construction: Yes
Garage Y/N: No
Driveway Spaces: 8
Pool: Yes
Pool Type: Private
Sub-Type: Duplex Multi-Units
Bedrooms: 8
Full Baths: 8
Total Baths: 10
Year Built: 2025
Remarks & Misc
Remarks: **CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS** Brand-New Custom-Built Duplex - No HOA, Prime Location, High Rental Potential! Discover this stunning new construction duplex just a short walk to the beach, shops, and top-rated restaurants—no HOA dues and incredible flexibility for use! Whether you're looking for a luxury beach retreat, a high-performing short-term rental, or both, this property delivers. Each side of the duplex features 4 spacious bedrooms, 4.5 bathrooms, and a bright open floor plan that seamlessly flows to your private saltwater pool, pergola-covered patio, and outdoor hot/cold shower—perfect for entertaining or unwinding in style. Built for efficiency and durability, the home includes: • Hurricane-impact windows and doors • Spray foam roof-deck insulation • Tankless gas water heater • Dual A/C units per side • Taexx in-wall pest control system • 1-year builder's warranty + transferable 1-year termite bond With high rental income projections, this duplex is ideal for investors. Each unit has its own address and can be purchased individually or together—offering up to 8 bedrooms, 10 bathrooms, and 4,735 total square feet of luxury coastal living. This is more than a home—it's a rental powerhouse and beachside escape in one. Don't miss this rare opportunity! **All measurements are approximate and should be varied if important.**
Status Change Info
Sold Price/SqFt: 314.68
Sold Price/Acre: 9933333.33
Under Contract Date: 2025-08-14
Sold Date: 2025-10-20
Sold Price: $1,490,000
Dining Room
First: 1
Family Room
First: 1
Office
First: 1
Owner's Closet
Second: 1
Pool Features
Fenced: 1
Gunite Concrete: 1
Inground: 1
Indoor: 1
Saltwater: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Range - Electric: 1
Range Hood: 1
Water Heater - Gas: 1
Water Heater - Tankless: 1
Interior Features
Ceiling - Crwn Molding: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Lock Out Closet: 1
Pantry: 1
Split Bedroom: 1
Stairs: 1
Window - Treatment Some: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Metal: 1
Siding - Hardie Board: 1
Exterior
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Lot-All: 1
Fenced Privacy: 1
Shower: 1
Patio Covered: 1
Sprinkler System: 1
Storm Doors: 1
Storm Windows: 1
Other Structures
Pergola: 1
Financing
Cash: 1
Conventional: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Lot Features
Landscaped: 1
Near Beach Access: 1
Survey Available: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBed Walk-in Closet: 1
Present Zoning
Resid Multi-Family: 1
Rooms
Bedroom: 1
Dining Room: 1
Family Room: 1
Half Bathroom: 1
Kitchen: 1
Master Bedroom: 1
Office: 1
Owner's Closet: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Natural Gas - Available: 1
Natural Gas - Connected: 1
Phone - Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Sale Type
As Is: 1
Half Bathroom
First: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Multi Units: 1
Heating
Central: 1
Electric: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Range - Electric; Range Hood; Water Heater - Gas; Water Heater - Tankless
Half Bathroom: First
Master Bedroom: Second
Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air; Electric; Multi Units
Heating: Central; Electric
Exterior: Double Pane Windows; Fenced Back Yard; Fenced Lot-All; Fenced Privacy; Shower; Patio Covered; Sprinkler System; Storm Doors; Storm Windows
Financing: Cash; Conventional
Furnished: Unfurnished
Kitchen: First
Lot Features: Landscaped; Near Beach Access; Survey Available; Within 1/2 Mile to Water
Lot Access: Paved Road
Dining Room: First
Family Room: First
Owner's Closet: Second
Office: First
Pool Features: Fenced; Gunite Concrete; Inground; Indoor; Saltwater
Security Features: Smoke Detector(s)
Parking Features: Driveway; Paved
Other Structures: Pergola
Rooms: Bedroom; Dining Room; Family Room; Half Bathroom; Kitchen; Master Bedroom; Office; Owner's Closet
Sale Type: As Is
Utilities: Cable - Available; Electricity - Connected; Natural Gas - Available; Natural Gas - Connected; Phone - Available; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width Remarks
Dining RoomFirst12.5 x 13.612.5013.60unit A
Dining RoomFirst12.5 x 13.612.5013.60unit B
Family RoomFirst12.5 x 22.512.5022.50unit A
Family RoomFirst12.5 x 22.512.5022.50unit B
KitchenFirst15.5 x 1015.5010.00unit A
KitchenFirst15.5 x 1015.5010.00unit B
BedroomFirst12.5 x 12.512.5012.50unit A
BedroomFirst12.5 x 12.512.5012.50unit B
BedroomSecond12.11 x 12.1112.1112.11unit A
BedroomSecond12.11 x 12.1112.1112.11unit B
BedroomSecond9 x 14.69.0014.60unit A
BedroomSecond9 x 14.69.0014.60unit B
OfficeFirst3.2 x 6.53.206.50unit A
OfficeFirst3.2 x 6.53.206.50unit B
Half BathroomFirst5.7 x 5.115.705.11unit A
Half BathroomFirst5.7 x 5.115.705.11unit B
Master BedroomSecond13.3 x 1313.3013.00unit A
Master BedroomSecond13.3 x 1313.3013.00unit B
Owner's ClosetSecond6.8 x 8.116.808.11unit A
Owner's ClosetSecond6.8 x 8.116.808.11unit B

Listing Office: Keller Williams Success Realty

Last Updated: October - 20 - 2025

Information deemed reliable but not guaranteed.