$674,999
Mexico Beach, FL 32456
MLS# 784673
2 beds | 3 baths | 1440 sqft

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Property Description
2BR + Bunk Room | 2.5BA | Gulf Views | No HOA | STR-Permitted | Built 2021 | ~325 Feet to Beach Now priced under $675,000, this 2021-built Mexico Beach property offers a combination that's increasingly hard to find: Gulf views, short-term rental flexibility, and no HOA restrictions, all within an easy, approximately one-minute walk to the beach. No elevators, no long walks to parking, and no additional association fees. Just a direct path to the sand and a setup that feels simple, functional, and easy to enjoy. The layout includes two bedrooms, an enclosed bunk room, and 2.5 bathrooms, comfortably accommodating up to 8 guests. Two oversized balconies provide Gulf views and outdoor living space. At the same time, the open-concept main level is centered around a large kitchen island with seating, modern finishes, and a layout designed for gathering, hosting, or extended stays. The primary suite offers direct balcony access, a double vanity, and a walk-in shower, creating a private retreat separate from guest areas. Built to current Florida coastal construction standards, the home includes impact-rated windows and sliding glass doors, elevated construction, a durable roof system designed for coastal conditions, covered parking, an outdoor shower, and dedicated storage for beach gear. Short-term rentals are permitted, and there are no HOA fees or rental restrictions--offering flexibility that's increasingly difficult to find along the Gulf. The property has demonstrated strong guest performance, reflected in consistent five-star reviews and an exceptional 9.8/10 rating on VRBO, with guests highlighting the layout, proximity to the beach, and overall experience, valuable insight for buyers evaluating rental potential. Insurance costs have been competitive for a Gulf-area property of this age and construction, which can make a meaningful difference when comparing overall ownership costs. Mexico Beach is known for its uncrowded shoreline, low-density feel, and slower pace compared to nearby coastal markets. With close access to the Mexico Beach Marina, Cape San Blas, St. Joseph Bay, and Port St. Joe, the area continues to attract buyers seeking a more relaxed coastal experience. For buyers comparing Gulf-view condos with HOA fees, older construction, or limited rental flexibility, this offers a different option, one that's newer, easier to manage, and already positioned and proven for both personal use and rental performance. If you've been watching the market and waiting for the right combination of location, condition, and flexibility at a more accessible price point, this is worth a closer look.
Details
Maps
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 9647
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 468.75
Status: Active
List Date: 2026-02-04
List Price: $674,999
Current Price: $674,999
Location
Unit #: C
Sub Area: 0517 - Bay East - Mexico Beach
Community/Resort: Mexico Beach
Waterfront: No
Elementary School: Port St. Joe
Middle School: Port St. Joe
High School: Port St. Joe
Directions: The property is on the south side of HWY 98 in Mexico Beach.
Area: 05 - Bay County - East
Street #: 2501
Street Name: Highway 98
State: FL
Zip Code: 32456
County: Bay
Subdivision: Mexico Beach Unit 4
Parcel ID: 04610-030-000
Legal Description: MEXICO BCH UNIT 4 (8.03) 235C2 COM AT NE COR LOT 8 SWLY 75' NWLY 51.39' FOR POB TH CONT NWLY 20.07' NELY 74.91' SELY 20.13' SWLY 74.94'TO POB BEING PART LOT 8 AKA UNIT #C BLK S ORB 4675 P 1769
General Property Info
Acreage: 0.03
Design: Townhome
Lot Size (SqFt): 1500
Apx SqFt(Htd/Cooled): 1440
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 20' x 75'
New Construction: No
Garage Y/N: No
Covered Spaces: 2
Driveway Spaces: 1
Pool: No
Sub-Type: Attached Single Unit
Bedrooms: 2
Full Baths: 2
Total Baths: 3
Year Built: 2021
Remarks & Misc
Remarks: 2BR + Bunk Room | 2.5BA | Gulf Views | No HOA | STR-Permitted | Built 2021 | ~325 Feet to Beach
Now priced under $675,000, this 2021-built Mexico Beach property offers a combination that's increasingly hard to find: Gulf views, short-term rental flexibility, and no HOA restrictions, all within an easy, approximately one-minute walk to the beach.
No elevators, no long walks to parking, and no additional association fees. Just a direct path to the sand and a setup that feels simple, functional, and easy to enjoy.
The layout includes two bedrooms, an enclosed bunk room, and 2.5 bathrooms, comfortably accommodating up to 8 guests. Two oversized balconies provide Gulf views and outdoor living space. At the same time, the open-concept main level is centered around a large kitchen island with seating, modern finishes, and a layout designed for gathering, hosting, or extended stays.
The primary suite offers direct balcony access, a double vanity, and a walk-in shower, creating a private retreat separate from guest areas.
Built to current Florida coastal construction standards, the home includes impact-rated windows and sliding glass doors, elevated construction, a durable roof system designed for coastal conditions, covered parking, an outdoor shower, and dedicated storage for beach gear.
Short-term rentals are permitted, and there are no HOA fees or rental restrictions--offering flexibility that's increasingly difficult to find along the Gulf.
The property has demonstrated strong guest performance, reflected in consistent five-star reviews and an exceptional 9.8/10 rating on VRBO, with guests highlighting the layout, proximity to the beach, and overall experience, valuable insight for buyers evaluating rental potential.
Insurance costs have been competitive for a Gulf-area property of this age and construction, which can make a meaningful difference when comparing overall ownership costs.
Mexico Beach is known for its uncrowded shoreline, low-density feel, and slower pace compared to nearby coastal markets. With close access to the Mexico Beach Marina, Cape San Blas, St. Joseph Bay, and Port St. Joe, the area continues to attract buyers seeking a more relaxed coastal experience.
For buyers comparing Gulf-view condos with HOA fees, older construction, or limited rental flexibility, this offers a different option, one that's newer, easier to manage, and already positioned and proven for both personal use and rental performance.
If you've been watching the market and waiting for the right combination of location, condition, and flexibility at a more accessible price point, this is worth a closer look.
Balcony
Second: 1
Third: 1
Laundry
Second: 1
Master Bathroom
Second: 1
Storage
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Floor - Hardwood: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Lock Out Closet: 1
Pantry: 1
Split Bedroom: 1
Stairs: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Stilts: 1
Wood/Frame: 1
Roof - Metal: 1
Siding - Vinyl: 1
Trim - Vinyl: 1
Exterior
Balcony: 1
Columns: 1
Double Pane Windows: 1
Shower: 1
Storm Doors: 1
Storm Windows: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Furnished: 1
Interior
Bunk Room: 1
Insulated Doors: 1
Kitchen
Third: 1
Living Room
Third: 1
Lot Features
Cleared: 1
Near Beach Access: 1
Near Public Boat Ramp: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Parking Features
Carport Attached: 1
Driveway: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Walk-In Closet: 1
MBed Balcony: 1
Present Zoning
Resid Multi-Family: 1
Rooms
Balcony: 1
Bedroom: 1
Full Bathroom: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Storage: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Phone - Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Full Bathroom
Second: 1
Half Bathroom
Third: 1
Master Bedroom
Second: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Range - Electric; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Full Bathroom: Second
Half Bathroom: Third
Master Bedroom: Second
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Columns; Double Pane Windows; Shower; Storm Doors; Storm Windows
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Interior: Bunk Room; Insulated Doors
Kitchen: Third
Living Room: Third
Lot Features: Cleared; Near Beach Access; Near Public Boat Ramp; Within 1/2 Mile to Water
Lot Access: Paved Road
Balcony: Second; Third
Master Bathroom: Second
Laundry: Second
Security Features: Smoke Detector(s)
Storage: First
Parking Features: Carport Attached; Driveway
Rooms: Balcony; Bedroom; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Storage
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Phone - Available; Public Sewer - Connected; Public Water - Connected
Waterview: Gulf
Present Zoning: Resid Multi-Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Living Room | Third | 19.6 x 18.8 | 19.60 | 18.80 | Living/Dining Combined |
| Kitchen | Third | 14 x 11 | 14.00 | 11.00 | |
| Master Bedroom | Second | 13.1 x 10.9 | 13.10 | 10.90 | |
| Master Bathroom | Second | 8.4 x 7.7 | 8.40 | 7.70 | |
| Bedroom | Second | 11 x 10.7 | 11.00 | 10.70 | |
| Bedroom | Second | 7.2 x 6.6 | 7.20 | 6.60 | Enclosed Bunk Room |
| Full Bathroom | Second | 8.8 x 6.6 | 8.80 | 6.60 | |
| Half Bathroom | Third | 6.5 x 6.5 | 6.50 | 6.50 | |
| Balcony | Second | 19.7 x 8.1 | 19.70 | 8.10 | |
| Balcony | Third | 19.7 x 8.1 | 19.70 | 8.10 | |
| Storage | First | 7 x 6.2 | 7.00 | 6.20 | Inside under stairs |
| Storage | First | 10 x 8 | 10.00 | 8.00 | Outside attached |
| Laundry | Second | 4.3 x 3 | 4.30 | 3.00 | Stackable units in closet |
Listing Office: Compass Florida, LLC
Last Updated: May - 06 - 2026
Information deemed reliable but not guaranteed.
