$595,000
Panama City Beach, FL 32413
MLS# 770427
4 beds | 3 baths | 2540 sqft

1 / 32
Open House (01/17/2026 - 11:00 am - 3:00 pm)
Property Description
Come tour this beautiful Toll Brothers home located in a gated community with resort style amenities. Exceptional 4-bedroom, 3-bathroom, Flex room/office, upstairs loft/bonus area, two-story masterpiece that combines luxury, comfort, and modern design. This home boasts an array of high-end finishes and thoughtful details, perfect for families and entertainers alike. 10-foot ceilings on the first floor, creating an open and airy atmosphere throughout the main living areas. The luxurious vinyl plank flooring flows seamlessly throughout, while tile flooring in the bathrooms adds a touch of elegance. The gourmet kitchen is a chef's dream, featuring sleek quartz countertops, a stylish tile backsplash, and top-of-the-line appliances. The open layout allows for effortless flow between the kitchen, dining area, and the spacious living room, making it perfect for both everyday living and hosting gatherings. A versatile office/study room on the first floor provides the ideal space for remote work or a quiet retreat. The secondary bedroom on the first floor offers convenience and privacy for guests or family members. Upstairs, you'll find a large loft/bonus area—perfect for additional living space, a playroom, or a media room. The primary bedroom is a true sanctuary, with ample space, a luxurious tile shower, and generous closet space. Outside, enjoy peaceful evenings on the covered lanai with beautiful pavers, overlooking a large serene, private wooded area, that provides privacy and tranquility. Plenty of space for building your own pool or outdoor oasis. The paver driveway adds to the home's impressive curb appeal and completes the luxurious look of this new construction home. Community amenities include pool, clubhouse, fitness center, pickleball, tennis, playground, multi-purpose field and more. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix, and recreation outdoor activities at Frank Brown Park. This home is truly a must-see! Call now and make this dream home yours today.
Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 210
HOA Frequency: Monthly
HOA Annual Amount: 2520
New Buyer Fee: Yes
New Buyer Fee Amt: 630
New Buyer Fee Paid: $
Brokerage Interest: No Interest
As Is: No
Contract Info
List Price/SqFt: 234.25
Status: Active
List Date: 2025-03-15
List Price: $595,000
Current Price: $595,000
Location
Unit #: Lot 10
Sub Area: 0322 - Beach - North West
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Sales Center is located at 232 Breakwater Blvd, Panama City Beach, FL 32413. From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left. 4th building on the right next to parking lot.
Area: 03 - Bay County - Beach
Street #: 256
Street Name: Breakwater
Street Suffix: Boulevard
State: FL
Zip Code: 32413
County: Bay
Subdivision: Breakwater at Ward Creek
Parcel ID: 32717-250-020
Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 10 ORB 4815 P 1513
General Property Info
Acreage: 0.14
Design: Traditional
Lot Size (SqFt): 6098
Apx SqFt(Htd/Cooled): 2540
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Builders Plans
# of Stories in Building: 2
Lot Dimensions: 50'x120'
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Year Built: 2025
Remarks & Misc
Remarks: Come tour this beautiful Toll Brothers home located in a gated community with resort style amenities. Exceptional 4-bedroom, 3-bathroom, Flex room/office, upstairs loft/bonus area, two-story masterpiece that combines luxury, comfort, and modern design. This home boasts an array of high-end finishes and thoughtful details, perfect for families and entertainers alike. 10-foot ceilings on the first floor, creating an open and airy atmosphere throughout the main living areas. The luxurious vinyl plank flooring flows seamlessly throughout, while tile flooring in the bathrooms adds a touch of elegance. The gourmet kitchen is a chef's dream, featuring sleek quartz countertops, a stylish tile backsplash, and top-of-the-line appliances. The open layout allows for effortless flow between the kitchen, dining area, and the spacious living room, making it perfect for both everyday living and hosting gatherings.
A versatile office/study room on the first floor provides the ideal space for remote work or a quiet retreat. The secondary bedroom on the first floor offers convenience and privacy for guests or family members. Upstairs, you'll find a large loft/bonus area—perfect for additional living space, a playroom, or a media room. The primary bedroom is a true sanctuary, with ample space, a luxurious tile shower, and generous closet space. Outside, enjoy peaceful evenings on the covered lanai with beautiful pavers, overlooking a large serene, private wooded area, that provides privacy and tranquility. Plenty of space for building your own pool or outdoor oasis. The paver driveway adds to the home's impressive curb appeal and completes the luxurious look of this new construction home. Community amenities include pool, clubhouse, fitness center, pickleball, tennis, playground, multi-purpose field and more. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix, and recreation outdoor activities at Frank Brown Park. This home is truly a must-see! Call now and make this dream home yours today.
Garage
First: 1
Loft
Second: 1
Office
First: 1
Appliances
Cooktop - Gas: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Range Hood: 1
Refrigerator: 1
Water Heater - Tankless: 1
Interior Features
Floor - Tile: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Construction/Siding
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Composite Shngl: 1
Siding - Hardie Board: 1
Exterior
Patio Covered: 1
Porch Covered: 1
Sprinkler System: 1
Association Fees Include
Exercise Room: 1
Gated Community: 1
Management: 1
Playground: 1
Pool: 1
Tennis: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Bonus Room: 1
Smart Home: 1
Lot Features
Landscaped: 1
Sidewalk: 1
Wooded: 1
Lot Access
Paved Road: 1
Private Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBed Walk-in Closet: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Community Room: 1
Exercise Room: 1
Gated Community: 1
Playground: 1
Pool: 1
Tennis: 1
Pickle Ball: 1
Sidewalks: 1
Rooms
Garage: 1
Loft: 1
Master Bedroom: 1
Office: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Natural Gas - Connected: 1
Internet - Broadband Available: 1
Internet - Fiber Optic: 1
Phone - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Master Bedroom
Second: 1
Cooling
Electric: 1
Heating
Electric: 1
Heat Pump: 1
Security Features
Gated Community: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Gas; Dishwasher; Disposal; Microwave; Oven - Electric; Range Hood; Refrigerator; Water Heater - Tankless
Master Bedroom: Second
Cooling: Electric
Heating: Electric; Heat Pump
Exterior: Patio Covered; Porch Covered; Sprinkler System
Association Fees Include: Exercise Room; Gated Community; Management; Playground; Pool; Tennis
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Bonus Room; Smart Home
Lot Features: Landscaped; Sidewalk; Wooded
Lot Access: Paved Road; Private Road
Garage: First
Loft: Second
Office: First
Security Features: Gated Community; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener
Association Amenities: Community Room; Exercise Room; Gated Community; Pickle Ball; Playground; Pool; Sidewalks; Tennis
Rooms: Garage; Loft; Master Bedroom; Office
Utilities: TV Cable; Electricity - Connected; Internet - Broadband Available; Internet - Fiber Optic; Natural Gas - Connected; Phone - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions | Remarks |
| Office | First | 12.75 x 10.33 | 12.75 | 10.33 | 12.75 x 10.33 | Flex/Office room |
| Garage | First | 20.33 x 20 | 20.33 | 20.00 | 20.33 x 20 | Garage |
| Master Bedroom | Second | 16 x 14.25 | 16.00 | 14.25 | 16 x 14.25 | Primary bedroom |
| Loft | Second | 17.08 x 13.42 | 17.08 | 13.42 | 17.08 x 13.42 | Upstairs loft |
Listing Office: Jacksonville TBI Realty LLC
Last Updated: January - 16 - 2026
Information deemed reliable but not guaranteed.
