$2,850,000
Southport, FL 32409
MLS# 791061
6 beds | 8 baths | 7351 sqft

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Property Description
Rare Offering: 45-Acre Private Estate | Equestrian Friendly | Owner Financing Available Welcome to 2601 Highway 20 E, a once-in-a-lifetime opportunity to own a breathtaking private estate in Panama City, Florida. Equestrian friendly and set behind a grand 14-foot private gate surrounded by over 45 acres, a 60 x 100 outdoor building (6,000 square feet), 7-stall barn with tack room and bathroom, all new planted pines in 2023, and a private spring-fed lake, this custom-built home offers the perfect balance of luxury, functionality, and country living. Built in 2007 by renowned builder Rita Jones, with quality and craftsmanship at its core, this expansive 6-bedroom, 6 full bath, 2 half bath estate boasts over 7,351 square feet of heated and cooled living space. From the moment you step inside, you are welcomed by soaring vaulted ceilings, large open spaces, and refinished hardwood floors. Thoughtfully designed finishes are found throughout. The first floor is constructed with solid concrete block for strength and longevity, while the second floor features durable 2x6 framing for added efficiency and durability. The spacious primary suite is a true retreat, featuring his and her closets, a spa-like bath with custom tile shower, heated floors in bathroom, and a Toto toilet. Peaceful views of the surrounding property complete the experience. Entertain with ease in the formal dining room or game room, host unforgettable gatherings around the outdoor kitchen, or retreat to the cozy study for a quiet evening. The gourmet kitchen and luxurious living areas flow seamlessly to the outdoors, where a zero-entry saltwater pool, lush landscaping, and breathtaking lake views await. The home is equipped with a Control 4 Smart Home system, spray foam insulation in the walls and ceilings, Andersen storm doors and windows, and four HVAC units for maximum energy efficiency. For convenience and peace of mind, the property features two 200-amp electrical panels, two deep wells, two septic systems, and a 40KW whole-house generator powered by a dedicated 500-gallon propane tank, with a separate 500-gallon propane tank serving the home. The estate also includes a three-car garage with insulated 12' x 10' doors, offering plenty of space for vehicles, recreational toys, or additional storage. At the heart of the property lies a serene spring-fed lake teeming with bass, bream, and catfish -- the perfect backdrop for fishing, paddling, or simply relaxing in the beauty of nature. This is more than a home -- it's a lifestyle. A place where wide-open spaces meet modern comforts, where equestrian dreams come to life, and where every day feels like a retreat. Located just minutes from Panama City and Lynn Haven, and only 17 miles from the world's most beautiful beaches.
Details
Maps
Contract Info
List Price/SqFt: 387.7
Status: Active
List Date: 2026-06-09
List Price: $2,850,000
Current Price: $2,850,000
Location
Sub Area: 0413 - Bay North - Youngstown Area
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: North on Highway 77. East on Highway 20. Property is on the left.
Area: 04 - Bay County - North
Street #: 2601
Street Name: Highway 20
State: FL
Zip Code: 32409
County: Bay
Subdivision: [No Recorded Subdiv]
Parcel ID: 07415-050-010
Legal Description: 3 1S 14W -1.5B- 96 COM AT SE COR OF SEC TH N 1127.31' TO N R/W LN OF HWY 20 TH SWLY ALG N R/W LN 1104.75' FOR POB TH CONT SWLY 544.50' N 403.34' E 544.50' S 403.34' TO POB ORB 2770 P 1280
General Property Info
Acreage: 45
Design: Ranch
Lot Size (SqFt): 1960200
Apx SqFt(Htd/Cooled): 7351
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Builders Plans
Half Baths: 2
# of Stories in Building: 2
Lot Dimensions: 1330 x 1400
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 6
Full Baths: 6
Total Baths: 8
Year Built: 2007
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 8736.44
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Rare Offering: 45-Acre Private Estate | Equestrian Friendly | Owner Financing Available
Welcome to 2601 Highway 20 E, a once-in-a-lifetime opportunity to own a breathtaking private estate in Panama City, Florida. Equestrian friendly and set behind a grand 14-foot private gate surrounded by over 45 acres, a 60 x 100 outdoor building (6,000 square feet), 7-stall barn with tack room and bathroom, all new planted pines in 2023, and a private spring-fed lake, this custom-built home offers the perfect balance of luxury, functionality, and country living.
Built in 2007 by renowned builder Rita Jones, with quality and craftsmanship at its core, this expansive 6-bedroom, 6 full bath, 2 half bath estate boasts over 7,351 square feet of heated and cooled living space. From the moment you step inside, you are welcomed by soaring vaulted ceilings, large open spaces, and refinished hardwood floors. Thoughtfully designed finishes are found throughout. The first floor is constructed with solid concrete block for strength and longevity, while the second floor features durable 2x6 framing for added efficiency and durability.
The spacious primary suite is a true retreat, featuring his and her closets, a spa-like bath with custom tile shower, heated floors in bathroom, and a Toto toilet. Peaceful views of the surrounding property complete the experience. Entertain with ease in the formal dining room or game room, host unforgettable gatherings around the outdoor kitchen, or retreat to the cozy study for a quiet evening. The gourmet kitchen and luxurious living areas flow seamlessly to the outdoors, where a zero-entry saltwater pool, lush landscaping, and breathtaking lake views await.
The home is equipped with a Control 4 Smart Home system, spray foam insulation in the walls and ceilings, Andersen storm doors and windows, and four HVAC units for maximum energy efficiency. For convenience and peace of mind, the property features two 200-amp electrical panels, two deep wells, two septic systems, and a 40KW whole-house generator powered by a dedicated 500-gallon propane tank, with a separate 500-gallon propane tank serving the home.
The estate also includes a three-car garage with insulated 12' x 10' doors, offering plenty of space for vehicles, recreational toys, or additional storage. At the heart of the property lies a serene spring-fed lake teeming with bass, bream, and catfish -- the perfect backdrop for fishing, paddling, or simply relaxing in the beauty of nature.
This is more than a home -- it's a lifestyle. A place where wide-open spaces meet modern comforts, where equestrian dreams come to life, and where every day feels like a retreat. Located just minutes from Panama City and Lynn Haven, and only 17 miles from the world's most beautiful beaches.
Pool Features
Fenced: 1
Gunite Concrete: 1
Inground: 1
Saltwater: 1
Appliances
Cooktop - Gas: 1
Dishwasher: 1
Disposal: 1
Ice Maker: 1
Instant Hot Water: 1
Range - Gas: 1
Refrigerator: 1
Washer: 1
Water Heater - Gas: 1
Water Softener - Owned: 1
Interior Features
Ceiling - Crwn Molding: 1
Ceiling - Vaulted: 1
Fireplace: 1
Floor - Hardwood: 1
Kitchen Island: 1
Pantry: 1
Security System: 1
Stairs: 1
Wet Bar: 1
Construction/Siding
Brick Veneer: 1
Concrete: 1
Wood/Frame: 1
Roof - Dimensional Shg: 1
Siding - Stone: 1
Exterior
Balcony: 1
Built-in Barbecue/Grill: 1
Fenced Lot-Part: 1
Fire Pit: 1
Summer Kitchen: 1
Shower: 1
Patio Covered: 1
Porch Open: 1
Sprinkler System: 1
Storm Doors: 1
Storm Windows: 1
Farm Info
Barn - Hay: 1
Barn - Horse: 1
Barn - Livestock: 1
Fenced - Pasture: 1
Lake/River/Canal: 1
Pasture: 1
Pond: 1
Other Structures
Stable(s): 1
Barn(s): 1
Outbuilding: 1
Pole Barn: 1
Financing
Cash: 1
Conventional: 1
Seller Financing: 1
Furnished
Unfurnished: 1
Interior
Smart Home: 1
Smart Thermostat: 1
Lot Features
Agricultural: 1
Landscaped: 1
Pasture: 1
Lot Access
Gated Access: 1
State Highway: 1
Paved Road: 1
Parking Features
Circular Driveway: 1
Garage Attached: 1
Present Zoning
Agriculture: 1
County: 1
Horses Allowed: 1
Resid Single Family: 1
Rooms
Bedroom: 1
Primary Bedroom: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Generator: 1
Internet - Fiber Optic: 1
Phone - Connected: 1
Private Well: 1
Septic Tank: 1
Waterview
Lake: 1
Sale Type
As Is: 1
Waterfront Type
Lakefront: 1
Bedroom
Basement: 1
First: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Fireplace - Gas: 1
Fireplace(s): 1
Security Features
Panic Alarm: 1
Security Gate: 1
Security System: 1
Security System Owned: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Gas; Dishwasher; Disposal; Ice Maker; Instant Hot Water; Range - Gas; Refrigerator; Washer; Water Heater - Gas; Water Softener - Owned
Bedroom: Basement; First
Cooling: Central Air; Electric
Heating: Central; Electric; Fireplace - Gas; Fireplace(s)
Exterior: Balcony; Built-in Barbecue/Grill; Fenced Lot-Part; Fire Pit; Summer Kitchen; Shower; Patio Covered; Porch Open; Sprinkler System; Storm Doors; Storm Windows
Farm Info: Barn - Hay; Barn - Horse; Barn - Livestock; Fenced - Pasture; Lake/River/Canal; Pasture; Pond
Financing: Cash; Conventional; Seller Financing
Furnished: Unfurnished
Interior: Smart Home; Smart Thermostat
Lot Features: Agricultural; Landscaped; Pasture
Lot Access: Gated Access; State Highway; Paved Road
Pool Features: Fenced; Gunite Concrete; Inground; Saltwater
Security Features: Panic Alarm; Security Gate; Security System; Security System Owned; Smoke Detector(s)
Parking Features: Circular Driveway; Garage Attached
Other Structures: Barn(s); Outbuilding; Pole Barn
Rooms: Bedroom
Sale Type: As Is
Utilities: Electricity - Connected; Garbage; Generator; Internet - Fiber Optic; Phone - Connected; Private Well; Septic Tank
Waterfront Type: Lakefront
Waterview: Lake
Present Zoning: Agriculture; County; Horses Allowed; Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Master Bedroom | First | 19 x 19 | 19.00 | 19.00 |
| Bedroom | First | 28 x 16 | 28.00 | 16.00 |
| Bedroom | First | 16 x 14 | 16.00 | 14.00 |
| Bedroom | Basement | 17 x 17 | 17.00 | 17.00 |
| Bedroom | Basement | 14 x 14 | 14.00 | 14.00 |
| Bedroom | Basement | 15 x 17 | 15.00 | 17.00 |
Listing Office: Think Real Estate
Last Updated: June - 09 - 2026
Information deemed reliable but not guaranteed.
