2704 W 12th Street A, Panama City, FL 32401 (MLS# 789581)

List Price/SqFt: 202.27

Status: Active

List Date: 2026-05-15

List Price: $250,000

Current Price: $250,000

Unit #: A

Sub Area: 0203 - Bay - Central SW

Community/Resort: None

Waterfront: No

Elementary School: Lucille Moore

Middle School: Jinks

High School: Bay

Directions: From Hwy 98, turn south on Beck Avenue and left on W. 12th St (by Hunt's Oyster Bar). Property is on the left (north side of the street) before Drake.

Area: 02 - Bay County - Central

Street #: 2704

Street Direction: W

Street Name: 12th

Street Suffix: Street

State: FL

Zip Code: 32401

County: Bay

Subdivision: No Named Subdivision

Parcel ID: 29795-003-000

Legal Description: 1 4S 15W NE1/4 COM AT SE COR LOT 9 TH W 47.5' FOR POB TH CONT WLY 22.5' N 99 TO N LINE OF S1/2 OF LOT 8 E 22.5' S 99' TO POB BEING A PORTION OF LOTS 8 & 9 BLK 23 ORB 3968 P 1210

Design: Townhome

Apx SqFt(Htd/Cooled): 1236

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 2

Lot Dimensions: 22 x 99

New Construction: No

Garage Y/N: No

Driveway Spaces: 2

Pool: No

Sub-Type: Attached Single Unit

Bedrooms: 2

Full Baths: 2

Total Baths: 3

Year Built: 2004

Homestead: No

HOA Fee: No

New Buyer Fee: No

Last Taxes: 2054

Last Tax Year: 2025

Brokerage Interest: No Interest

Remarks: Best deal and location in St. Andrews! Discover the perfect blend of style, location, and income potential in the heart of St. Andrews. This beautifully appointed 2-bedroom, 2.5 bath home is just a short walk to the area's hottest restaurants, boutique shopping, waterfront parks, and postcard-worthy sunsets over the bay. Inside, enjoy a bright and inviting layout with fresh finishes and brand-new stainless steel appliances. The home is being offered with an optional furnishings package, creating a seamless, turnkey setup for living or hosting guests. Step outside to your private, fenced backyard featuring low-maintenance landscaping, a charming pergola, and covered patio - perfect for entertaining. With no HOA fees and short-term/vacation rentals allowed, this property shines as top choice for investment. Major updates offer peace of mind, including a brand-new HVAC system, 2018 Water Heater and a transferable termite bond. Whether you're looking to maximize rental income or enjoy the vibrant lifestyle St. Andrews is known for, this townhome delivers unmatched opportunity in the best location in town. Live, invest, and relax - right where everyone wants to be.

First: 1

First: 1

Cooktop - Electric: 1

Dishwasher: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Pantry: 1

Window - Treatment All: 1

Foundation - Slab on Grade: 1

Roof - Dimensional Shg: 1

Siding - Vinyl: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Patio Covered: 1

Patio Open: 1

Pergola: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Negotiable: 1

First: 1

Near Public Boat Ramp: 1

Within 1/2 Mile to Water: 1

City Street: 1

Driveway: 1

Paved: 1

MBed Walk-in Closet: 1

MBath Shower/Tub Combo: 1

Resid Single Family: 1

Bedroom: 1

Covered Porch: 1

Dining Room: 1

Living Room: 1

Master Bedroom: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Second: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Smoke Detector(s): 1