$305,000
Panama City, FL 32404
MLS# 784014
4 beds | 3 baths | 2080 sqft
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Property Description
New construction in Panama City, FL with no HOA and short-term rentals allowed, perfect for a primary residence, second home, or investment property. Located near Highway 231 with easy access to shopping, dining, and just 18 minutes from Tyndall Air Force Base, this move-in-ready home features an open floor plan with luxury vinyl plank flooring throughout. The modern kitchen offers white shaker cabinets, soft-close drawers, quartz countertops, stainless steel appliances, a large center island, and a spacious walk-in pantry. The main level includes a bedroom and full bath ideal for guests or a home office, plus a covered back porch for outdoor living. Upstairs, enjoy a split floor plan with a large primary retreat (13'7'' x 15'8'') featuring a walk-in closet and en-suite bath with double vanities and quartz countertops, along with two additional large bedrooms, a full bath, and upstairs laundry. Built with durable Hardie board siding, a fully sodded yard, a Rheem tankless water heater, and backed by a one-year builder warranty and ten-year structural warranty, this low-maintenance townhome offers modern finishes, flexibility, and long-term value.
Details
Maps
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 539
Last Tax Year: 2025
Brokerage Interest: No Interest
Contract Info
List Price/SqFt: 146.63
Status: Active
List Date: 2026-01-20
List Price: $305,000
Current Price: $305,000
Location
Sub Area: 0201 - Bay - Central NE
Community/Resort: None
Waterfront: No
Elementary School: Cedar Grove
Middle School: Merritt Brown
High School: Bay
Directions: Head North on US Hwy 231. Turn right onto Transmitter Rd. Turn left unto Game Farm Rd at the CEFCO gas station light.. Then turn right unto Usery Rd. Last unit on the left hand side of the street.
Area: 02 - Bay County - Central
Street #: 2725
Street Name: Usery
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 11923-010-000
Legal Description: Survey with legal description for parcel three is uploaded under the documents.
General Property Info
Acreage: 0.09
Design: Craftsman Style
Lot Size (SqFt): 3920
Apx SqFt(Htd/Cooled): 2080
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Builders Plans
Lot Dimensions: 35.25 X 117
New Construction: Yes
Garage Y/N: No
Driveway Spaces: 4
Pool: No
Sub-Type: Attached Single Unit
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Year Built: 2025
Remarks & Misc
Remarks: New construction in Panama City, FL with no HOA and short-term rentals allowed, perfect for a primary residence, second home, or investment property. Located near Highway 231 with easy access to shopping, dining, and just 18 minutes from Tyndall Air Force Base, this move-in-ready home features an open floor plan with luxury vinyl plank flooring throughout. The modern kitchen offers white shaker cabinets, soft-close drawers, quartz countertops, stainless steel appliances, a large center island, and a spacious walk-in pantry. The main level includes a bedroom and full bath ideal for guests or a home office, plus a covered back porch for outdoor living. Upstairs, enjoy a split floor plan with a large primary retreat (13'7'' x 15'8'') featuring a walk-in closet and en-suite bath with double vanities and quartz countertops, along with two additional large bedrooms, a full bath, and upstairs laundry. Built with durable Hardie board siding, a fully sodded yard, a Rheem tankless water heater, and backed by a one-year builder warranty and ten-year structural warranty, this low-maintenance townhome offers modern finishes, flexibility, and long-term value.
Appliances
Dishwasher: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Water Heater - Tankless: 1
Interior Features
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Stairs: 1
Construction/Siding
Roof - Dimensional Shg: 1
Siding - Hardie Board: 1
Trim - Vinyl: 1
Exterior
Porch Covered: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Lot Features
Dead End: 1
Landscaped: 1
Survey Available: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Driveway: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBed Walk-in Closet: 1
MBath Shower/Tub Combo: 1
Rooms
Bedroom: 1
Master Bedroom: 1
Utilities
Electricity - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Microwave; Range - Electric; Refrigerator; Water Heater - Electric; Water Heater - Tankless
Master Bedroom: Second
Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Porch Covered
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Lot Features: Dead End; Landscaped; Survey Available
Lot Access: City Street; Paved Road
Security Features: Smoke Detector(s)
Parking Features: Driveway
Rooms: Bedroom; Master Bedroom
Utilities: Electricity - Connected; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Master Bedroom | Second | 15.8 x 13.7 | 15.80 | 13.70 |
| Bedroom | Second | 12.8 x 11.8 | 12.80 | 11.80 |
| Bedroom | Second | 12.8 x 11.4 | 12.80 | 11.40 |
| Bedroom | First | 13.4 x 13.7 | 13.40 | 13.70 |
Listing Office: Keller Williams Success Realty
Last Updated: May - 03 - 2026
Information deemed reliable but not guaranteed.
