$690,000
Chipley, FL 32428
MLS# 787446
3 beds | 2 baths | 1600 sqft

1 / 32
Open House (05/24/2026 - 1:30 pm - 4:00 pm)
Property Description
From the moment you enter this property your breath will be taken away with the unbelievable views and well thought out landscaping! This rare lakefront cottage is nestled on its own peninsula with approximately 1200 feet of water front on Lake Bowen. Lake Bowen is a natural spring fed lake with access to three other surrounding lakes. A fisherman and duck hunters dream! With this much water front, this property features not one but five docks! Including a floating dock and a boat house that can hold up to a 20 ft boat! Oh and let's not forget the custom Steel bridge that connects both sides of the property! Spend your days jet skiing, fishing, or just enjoying Floridas beautiful nature. There is also a beautiful Pergola with a gas burning fire pit making that a total of three fire pits on the property! Stepping up to the backside of the home you're warmly welcomed with the very large wraparound deck! You can spend your mornings drinking coffee enjoying the beautiful view! This two-story cottage was built with concrete filled blocks for durability. Not only is it striking it is also enduring! This home features 1600 ft.² three bedroom two full baths. The great room feels great, with 16 foot ceilings and plenty of windows to admire the scenery. You literally will feel like you are on vacation! Stepping back outside you will be pleased knowing you have plenty of room to store your vehicles, boats, tractors, or even jet skis with 1,162 sq feet of storage! There is a deep well for irrigation, so keeping your lawn beautiful all year is easy! I could go on but you would have to see this property yourself! Definitely one of a kind! Schedule your showing today! Don't let this opportunity to own your piece of paradise slip away! All information deemed accurate but should be verified by buyer. OPEN HOUSE SUNDAY MAY 24th 1:30-4 pm
Details
Maps
Contract Info
List Price/SqFt: 431.25
Status: Active
List Date: 2026-03-26
List Price: $690,000
Current Price: $690,000
Location
Sub Area: 1002 - Washington SE
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Kate M. Smith
Middle School: Roulhac
High School: Chipley
Directions: Headed north on Highway 77 take a left on Moss Hill Road then turn right on mosquito Road property will be on the left at the end.
Area: 10 - Washington County
Street #: 2730
Street Name: Mosquito
Street Suffix: Road
State: FL
Zip Code: 32428
County: Washington
Subdivision: [No Recorded Subdiv]
Parcel ID: 00000000-00-3382-0009
Legal Description: 32 2 14 4.61 PARCEL DESC IN OR 256 P 501, AND ESMT IN ORB 176 P 493.
General Property Info
Acreage: 5.66
Design: Florida Cottage
Lot Size (SqFt): 246550
Apx SqFt(Htd/Cooled): 1600
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 2
Lot Dimensions: TBD
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1992
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 943
Last Tax Year: 2025
Brokerage Interest: No Interest
Township: Panama City
Remarks & Misc
Remarks: From the moment you enter this property your breath will be taken away with the unbelievable views and well thought out landscaping!
This rare lakefront cottage is nestled on its own peninsula with approximately 1200 feet of water front on Lake Bowen. Lake Bowen is a natural spring fed lake with access to three other surrounding lakes.
A fisherman and duck hunters dream!
With this much water front, this property features not one but five docks! Including a floating dock and a boat house that can hold up to a 20 ft boat! Oh and let's not forget the custom Steel bridge that connects both sides of the property! Spend your days jet skiing, fishing, or just enjoying Floridas beautiful nature.
There is also a beautiful Pergola with a gas burning fire pit making that a total of three fire pits on the property! Stepping up to the backside of the home you're warmly welcomed with the very large wraparound deck! You can spend your mornings drinking coffee enjoying the beautiful view! This two-story cottage was built with concrete filled blocks for durability. Not only is it striking it is also enduring! This home features 1600 ft.² three bedroom two full baths.
The great room feels great, with 16 foot ceilings and plenty of windows to admire the scenery.
You literally will feel like you are on vacation! Stepping back outside you will be pleased knowing you have plenty of room to store your vehicles, boats, tractors, or even jet skis with 1,162 sq feet of storage!
There is a deep well for irrigation, so keeping your lawn beautiful all year is easy!
I could go on but you would have to see this property yourself! Definitely one of a kind!
Schedule your showing today! Don't let this opportunity to own your piece of paradise slip away! All information deemed accurate but should be verified by buyer. OPEN HOUSE SUNDAY MAY 24th 1:30-4 pm
Great Room
First: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Interior Features
Ceiling - Vaulted: 1
Fireplace: 1
Floor - Tile: 1
Stairs: 1
Construction/Siding
Block: 1
Concrete: 1
Roof - Composite Shngl: 1
Siding - Stucco: 1
Exterior
Deck Open: 1
Fenced Chain Link: 1
Fenced Lot-Part: 1
Fire Pit: 1
Sprinkler System: 1
Waterfront Feature
Dock: 1
Waterfront Feet: 1,200
Other Structures
Garage(s): 1
Pergola: 1
Shed(s): 1
Workshop: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Floor - Carpet: 1
Kitchen
First: 1
Lot Features
Cleared: 1
Easements: 1
Landscaped: 1
Waterfront: 1
Lot Access
County Road: 1
Paved Road: 1
Parking Features
Additional Parking: 1
Circular Driveway: 1
Garage Detached: 1
Paved: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Full Bathroom: 1
Great Room: 1
Kitchen: 1
Utilities
Electricity - Connected: 1
Natural Gas - Connected: 1
Private Well: 1
Septic Tank: 1
Waterview
Lake: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Second: 1
Waterfront Type
Lakefront: 1
Bedroom
First: 1
Second: 1
Cooling
Central Air: 1
Electric: 1
Heating
Electric: 1
Fireplace - Gas: 1
Property Features
Appliances: Dishwasher; Dryer; Microwave; Range - Electric; Refrigerator; Washer
Full Bathroom: First; Second
Bedroom: First; Second
Cooling: Central Air; Electric
Heating: Electric; Fireplace - Gas
Exterior: Deck Open; Fenced Chain Link; Fenced Lot-Part; Fire Pit; Sprinkler System
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Floor - Carpet
Kitchen: First
Lot Features: Cleared; Easements; Landscaped; Waterfront
Lot Access: County Road; Paved Road
Great Room: First
Parking Features: Additional Parking; Circular Driveway; Garage Detached; Paved
Other Structures: Garage(s); Pergola; Shed(s); Workshop
Rooms: Bedroom; Full Bathroom; Great Room; Kitchen
Sale Type: As Is
Utilities: Electricity - Connected; Natural Gas - Connected; Private Well; Septic Tank
Waterfront Type: Lakefront
Waterfront Feature: Dock
Waterview: Lake
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Great Room | First | 29.6 x 21.5 | 29.60 | 21.50 |
| Kitchen | First | 15.4 x 9.8 | 15.40 | 9.80 |
| Bedroom | First | 11.6 x 9.3 | 11.60 | 9.30 |
| Bedroom | Second | 14.5 x 7.8 | 14.50 | 7.80 |
| Bedroom | Second | 11 x 9.7 | 11.00 | 9.70 |
| Full Bathroom | First | 8.7 x 4.1 | 8.70 | 4.10 |
| Full Bathroom | Second | 8.9 x 5.3 | 8.90 | 5.30 |
Listing Office: CENTURY 21 Commander Realty
Last Updated: May - 14 - 2026
Information deemed reliable but not guaranteed.
