$750,000
Chipley, FL 32428
MLS# 772799
3 beds | 3 baths | 2324 sqft
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Property Description
Luxury Lakefront Retreat on 3.6 Acres | 2789 Summer Drive, Chipley, FL Welcome to your private lakeside escape at 2789 Summer Drive, where 3.6 tranquil acres and 200 feet of shoreline on a spring-fed lake create the perfect blend of luxury, privacy, and natural beauty. This custom-built 3-bedroom, 2.5-bath home offers refined living with top-tier finishes, smart design, and high-speed Xfinity/Comcast internet to support both relaxation and remote work. Inside the 2,324 square foot main residence, you're welcomed by soaring vaulted ceilings with exposed cedar beams, a warm wood-burning fireplace, and exceptional craftsmanship throughout. The chef's kitchen is thoughtfully designed with quartz countertops, custom cabinetry, a double oven, pot filler, and an oversized walk-in pantry. It also includes a dedicated butler's pantry—perfect for entertaining and additional storage—making this kitchen as functional as it is beautiful. The primary suite is a true retreat featuring a spa-inspired en suite bath with double vanities, a tiled walk-in shower, a freestanding soaking tub, a private water closet, and dual walk-in closets. Two additional bedrooms share a Jack and Jill bathroom with separate vanities and walk-in closets, offering both comfort and privacy for family or guests. An additional 950-square-foot apartment or shop provides even more flexibility. Complete with its own full kitchen, living room, bedroom, bathroom, and laundry hookups, this space is perfect for use as a guest house, in-law suite, or income-generating rental. It includes a roll-down shop door and durable concrete flooring, making it equally suitable as a functional workshop. Step outside to enjoy the expansive 24-by-28-foot back deck, ideal for entertaining or simply soaking in the views. A hot tub hookup is ready and waiting, and a private trail leads to your own sandy beach area—perfect for boating, fishing, tubing, and kayaking in the clear spring-fed water. The property also includes three powered pole barns measuring 22x48, 22x60, and 16x24, offering ample storage for boats, RVs, ATVs, or equipment. There is also a camper hookup, a welding outlet, and full electrical and lighting in all covered areas. A built-in pet washing station inside the home adds even more thoughtful convenience. Located just 30 minutes from Panama City Beach, 20 minutes from Panama City, and 20 minutes from downtown Chipley, this lakefront retreat offers both seclusion and accessibility to the Emerald Coast's top destinations. Whether you're seeking a primary residence, vacation home, or multi-generational living solution, 2789 Summer Drive is a rare opportunity to own a one-of-a-kind lakefront property designed for elevated living. Schedule your private showing today and experience the lifestyle for yourself.
Details
Maps
Contract Info
Status: Active
List Date: 2025-05-01
List Price: $750,000
List Price/SqFt: 322.72
Current Price: $750,000
Location
Area: 10 - Washington County
Street #: 2789
Street Name: Summer
Street Suffix: Drive
State: FL
Zip Code: 32428
County: Washington
Sub Area: 1003 - Washington SW
Subdivision: Chipley
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 00000000-00-3110-0110
Elementary School: Vernon Elementary
Middle School: Vernon
High School: Vernon
Directions: At the intersection of Hwy 20 and Hwy 77, go North on Hwy 77 about 3.5 miles and turn left on Summer Drive, property will be on your left.
Legal Description: LOTS 9 & 10 SPRING LAKE PLAT BOOK 3 PAGE 251 2.09 AC, ORB 1117 P 601, ORB 1117 P 597
General Property Info
Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 2324
SqFt Source: Prop App Site
Bedrooms: 3
Full Baths: 2
Half Baths: 1
Total Baths: 3
Year Built: 2021
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 6
Covered Spaces: 6
Driveway Spaces: 15
Lot Dimensions: 151x627x363x422
Acreage: 3.62
Lot Size (SqFt): 157687
Beach Frontage: 200
Pool: No
Waterfront Feature
Waterfront Feet: 200
Property Features
Appliances: Cooktop - Electric; Dishwasher; Instant Hot Water; Oven - Double; Oven - Electric; Refrigerator; Water Heater - Electric
Master Bedroom: First
Bedroom: First
Cooling: Central Air; Electric
Heating: Central; Electric; Fireplace - Wood Burning
Exterior: Deck Covered; Deck Open; Fenced Chain Link; Fenced Lot-Part; Fire Pit; Porch Covered; Porch Open; Storm Doors; Storm Windows
Farm Info: Additional House(s); Fenced - Perimeter; Lake/River/Canal; Utility Building; Other - See Remarks
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Negotiable
Interior: Bonus Room
Kitchen: First
Living Room: First
Lot Features: Deeded Access; Deeded Access Water; Near Beach Access; UnRec Subdiv; Water Rights
Lot Access: Gravel/Oyster Shell; Private Road
Bonus Room: First
Master Bathroom: First
Dining Room: First
Parking Features: Additional Parking; Carport Detached; Detached; Driveway; Garage Detached; RV Access/Parking; RV - Carport; RV Garage; Unpaved
Other Structures: Garage(s); Guest House; Kennel/Dog Run; Outbuilding; Pole Barn; RV/Boat Storage; Second Garage; Shed(s); Workshop; Other
Rooms: Bedroom; Bonus Room; Dining Room; Kitchen; Living Room; Master Bathroom; Master Bedroom
Showing: ShowingTime
Utilities: Cable - Available; TV Cable; Electric 220/240; Electricity - Connected; Internet - Broadband Available; Internet - Fiber Optic; Natural Gas - Available; Private Well; Public Water - Available; Public Water - Connected; Septic Tank
Waterfront Type: Lakefront; See Remarks
Waterfront Feature: Shore - Beach
Waterview: Lake; Other - See Remarks
Present Zoning: County; Horses Allowed; Other - See Remarks
Room Information
Room Name | Level | Dimensions | Length | Width | Dimensions |
Living Room | First | 16.8 x 19.4 | 16.80 | 19.40 | 16.8 x 19.4 |
Kitchen | First | 11.1 x 13.8 | 11.10 | 13.80 | 11.1 x 13.8 |
Dining Room | First | 14.3 x 15.5 | 14.30 | 15.50 | 14.3 x 15.5 |
Master Bedroom | First | 15.1 x 15.5 | 15.10 | 15.50 | 15.1 x 15.5 |
Master Bathroom | First | 7.7 x 19.3 | 7.70 | 19.30 | 7.7 x 19.3 |
Bonus Room | First | 11.3 x 11.2 | 11.30 | 11.20 | 11.3 x 11.2 |
Bedroom | First | 14.9 x 13.9 | 14.90 | 13.90 | 14.9 x 13.9 |
Bedroom | First | 14.9 x 13.7 | 14.90 | 13.70 | 14.9 x 13.7 |
Listing Office: eXp Realty, LLC
Last Updated: July - 14 - 2025
Information deemed reliable but not guaranteed.