281 N Wells Street, Panama City Beach, FL 32413 (MLS# 786725)

Homestead: No

HOA Fee: Yes

HOA Amount: 490

HOA Frequency: Quarterly

HOA Annual Amount: 1960

Senior Community: No

Is Subject Leased: No

New Buyer Fee: Yes

New Buyer Fee Amt: 0.5

New Buyer Fee Paid: %

Last Taxes: 934

Last Tax Year: 2025

Brokerage Interest: Ownership Interest - Listing Broker/Salesperson has ownership interest in the property.

List Price/SqFt: 256.96

Status: Active

List Date: 2026-03-12

List Price: $449,675

Current Price: $449,675

Sub Area: 0322 - Beach - North West

Community/Resort: None

Waterfront: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: When coming in from N. Wells St (Gate is open) take the 1st right down to cul de sac home is to the left.

Area: 03 - Bay County - Beach

Street #: 281

Street Direction: N

Street Name: Wells

Street Suffix: Street

State: FL

Zip Code: 32413

County: Bay

Subdivision: Laguna Haven

Parcel ID: 38319-150-250

Legal Description: LAGUNA HAVEN LOT 25 ORB 4584 P 837

Acreage: 0.08

Design: Craftsman Style

Lot Size (SqFt): 3485

Apx SqFt(Htd/Cooled): 1750

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Builders Plans

Half Baths: 0

# of Stories in Building: 1

Lot Dimensions: 29x81x63x80

New Construction: Yes

Garage Y/N: No

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 2026

Remarks: Brand new construction in Laguna Haven, a gated community located on the popular west end of Panama City Beach, offering excellent potential for both short-term and long-term rental income. This thoughtfully designed 3 bedroom, 2 bath home features modern finishes, energy-efficient construction, and low-maintenance living making it an ideal investment opportunity, second home, or excellent starter primary residence. Interior highlights include Timber Ash porcelain wood-look plank flooring, Quartz Calacatta Oro countertops, recessed lighting, Delta plumbing fixtures, and double-pane Low-E energy-efficient windows providing abundant natural light. The home also features durable composition shingle roofing in Oyster Gray, fiberglass insulation, weather-stripped exterior doors, full landscaping with irrigation, and a brick paver driveway with ample parking (no garage). Move-in ready and backed by a one-year builder warranty. Conveniently located near 30A, Pier Park, and just minutes away from the white sand beaches of Panama City Beach.

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

ENERGY STAR Qualified Appliances: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Floor - Tile: 1

Kitchen Island: 1

Lighting - Recessed: 1

Foundation - Slab on Grade: 1

Roof - Composite Shngl: 1

Porch Covered: 1

Sprinkler System: 1

Gated Community: 1

Management: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

First: 1

Cul-De-Sac: 1

Landscaped: 1

Retention Pond: 1

Gated Access: 1

Driveway: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBed Walk-in Closet: 1

Bedroom: 1

Living Room: 1

Master Bedroom: 1

ShowingTime: 1

Electricity - Connected: 1

Lift Station: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

Electric: 1

Gated Community: 1

Smoke Detector(s): 1