$460,000
3001 W 10th Street 202
Panama City, FL 32401
MLS# 781590
2 beds  |  3 baths  |  1496 sqft


Harbour Village from St. Andrews Bay
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Harbour Village from St. Andrews Bay Refaced Cabinets, Granite Countertops, Tile Backsplash, and Stainless Steel Appliances Fireplace, Shiplap Accent Wall, Crown Molding, Tile Flooring with a Wood Floor appearance, and a view of St. Andrews Bay View of St. Andrews Bay from the Bed and Balcony Access Luxurious En-suite with Tile Shower, Garden Tub, Double Vanity, Walk-in Closet and Travertine Tile Floor Powered Sun Shade, Epoxy Floor, extra Electrical Outlets, and a great view of St. Andrews Bay and Port Panama City Front Breezeway Entry Fortified Locks Upgraded Fixture on Dimmer Switch Upgraded Dual Flush Commode Updated Vanity Light Fixture Front of the floorplan Guest Bedroom Suite Tub/Shower Combo with Tile Walls Utility Sink and Wall Cabinets with Soft Close Granite Countertops and Tile Backsplash 2019 Maytag Stainless Steel Appliances Resurfaced Soft Close Cabinets and Drawers Upgraded Pendant Lights & Vertical Shiplap Kickboard Breakfast Bar Upgraded Light Fixture matching Breakfast Bar Pendant Lights Dining Room Dining Room Remote Control 72" Ceiling Fan with Light Remote Control Electric Fireplace View of St. Andrews Bay Remote Controlled Motorized Blinds with Back Shades Shiplap Accent Wall Windows replaced in 2019 Bay Front Master Bedroom Suite View of St. Andrews Bay from the Bed with access to Balcony Remote Controlled Motorized Custom Drapes Accommodates a King Bedroom Set Travertine Flooring Double Vanity with Soft Close Cabinets and Drawers Floor to Ceiling Tile Shower with Seamless Glass Shower Enclosure Garden Tub Reconfigurable Closest Storage System Epoxy Flooring Excellent views of St. Andrews Marina, Port Panama City, and St. Andrews Bay Westerly View, Sunset Facing Overlooking Harbour Village Private Park and Oaks by the Bay Park St. Andrews Marina Harbour Villages Boat Slips. No Boat Slip conveys with this unit Aerial view of the complex from Oaks by the Bay Park Aerial view of the Community Pool Aerial view of the complex from Oaks by the Bay Park Aerial view of the complexes Park which is atop the complexes Parking Structure Aerial view of the complex from St. Andrews Bay Aerial view of the complexes Bayside Boardwalk, Boat Dock, and adjacent St. Andrews Marina Aerial view of the complex from St. Andrews Bay Aerial view of the complex, Oaks by the Bay Park, and St. Andrews Marina Aerial view of the Pool Deck Aerial view of the sizeable complex Aerial view of the complex from St. Andrews Harbour Bayview Avenue St. Andrews Gated Front Entry Drive Historic St. Andrews, with shopping, entertainment, and dining. Harbor Village is the tan structure, back-left of frame Aerial view of Harbour Villages Boat Dock and Slips. No slip conveys with the unit Beck Avenue Historic St. Andrews Popular Uncle Earnie's on Bayview Avenue Aerial view of Harbour Villages Boat Dock and Slips. No slip conveys with the unit St. Andrews Marina Intersection of 10th Street and Bay Avenue Fitness Center Outdoor, covered, lounge Pool Deck Pool Beach Clubhouse Bayside Boardwalk Gated Access to St. Andrews Marina Boat dock and slips. Unit does not convey with a slip Elevator Lobby

Property Description
Sunset Bayfront Retreat: Lovingly Maintained Condo in Gated Harbour Village at Historic St. Andrews. Motivated Seller! Discover peaceful, upscale waterfront living in Harbour Village, an elegant 2006-built, gated mid-rise community of just 116 units perched on the serene shores of St. Andrews Bay. Here, modern luxury meets the timeless nautical heritage of Historic St. Andrews--a charming 19th-century fishing village reborn with marinas, artisan shops on Beck Avenue, and beloved farm-to-table eateries, all steps from your door. No short-term rentals ensure a quiet, residential sanctuary year-round. Unit 202 captures the essence of bayside bliss: a prime west-facing private balcony accessible from both the living room and master suite, framing breathtaking sunset views over the water--perfect for evening unwinding, morning coffee with harbor breezes, or watching dolphins glide by. Thoughtful upgrades and custom decor throughout create a sophisticated, timeless feel that's warm and welcoming--details best experienced in person to truly appreciate the care poured into this home. Resort-style amenities elevate daily life: Heated waterfront pool with panoramic bay vistas for laps or relaxation, State-of-the-art fitness center, Versatile community room for social events and gatherings. Cozy outdoor fireplace for fireside chats under the stars Private marina with deeded boat slips (no slip available with this unit)--launch effortlessly for bay fishing, Shell Island outings, or Intracoastal adventures. Location is unbeatable: stroll to St. Andrews Marina, the shaded boardwalks and ancient oaks of Oaks by the Bay Park (magical during holiday lights), or local favorites like Alice's on Bayview specials, Uncle Ernie's fresh grouper, FINNS island tacos, and the vibrant Saturday farmers' market. Quick access via U.S. 98 to Panama City Beach's powdery sands, downtown culture, or top schools (including nearby Lucille Moore Elementary with its chorus and running clubs).This family-owned gem has been cherished and meticulously cared for--now ready for new owners to create their own memories in this hidden bayside haven where history, community, and harbor magic converge. Motivated for the right buyer to fall in love as we have. Schedule your private tour today--west-facing bay views like this are rare and won't linger long. Come see why Harbour Village feels like coming home.

Details
Maps
Contract Info
List Price/SqFt: 307.49
Status: Active
List Date: 2025-11-13
List Price: $460,000
Current Price: $460,000
Location
Unit #: 202
Sub Area: 0203 - Bay - Central SW
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: 18th Street (Hwy 98), South on Beck Ave., Rt. on W 10th St., Lt. into the Harbour Village Complex
Area: 02 - Bay County - Central
Street #: 3001
Street Direction: W
Street Name: 10th
Street Suffix: Street
State: FL
Zip Code: 32401
County: Bay
Subdivision: Harbour Village At Historic St Andrews
Parcel ID: 29571-300-005
Legal Description: HARBOUR VILLAGE AT HISTORIC ST. ANDREWS UNIT 202 ORB 2411 P 23 TYPE B ORB 4537 P 79 2BR/2.5BA . 1635 SQFT TOTAL
General Property Info
Floor Number: 2
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1496
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: no land conveys
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 3
Year Built: 2006
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 3016.22
HOA Frequency: Quarterly
HOA Annual Amount: 12064.88
New Buyer Fee: No
Last Taxes: 2296
Last Tax Year: 2025
Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner.
Condo Doc: Yes
Remarks & Misc
Remarks: Sunset Bayfront Retreat: Lovingly Maintained Condo in Gated Harbour Village at Historic St. Andrews. Motivated Seller! Discover peaceful, upscale waterfront living in Harbour Village, an elegant 2006-built, gated mid-rise community of just 116 units perched on the serene shores of St. Andrews Bay. Here, modern luxury meets the timeless nautical heritage of Historic St. Andrews--a charming 19th-century fishing village reborn with marinas, artisan shops on Beck Avenue, and beloved farm-to-table eateries, all steps from your door. No short-term rentals ensure a quiet, residential sanctuary year-round. Unit 202 captures the essence of bayside bliss: a prime west-facing private balcony accessible from both the living room and master suite, framing breathtaking sunset views over the water--perfect for evening unwinding, morning coffee with harbor breezes, or watching dolphins glide by. Thoughtful upgrades and custom decor throughout create a sophisticated, timeless feel that's warm and welcoming--details best experienced in person to truly appreciate the care poured into this home. Resort-style amenities elevate daily life: Heated waterfront pool with panoramic bay vistas for laps or relaxation, State-of-the-art fitness center, Versatile community room for social events and gatherings. Cozy outdoor fireplace for fireside chats under the stars Private marina with deeded boat slips (no slip available with this unit)--launch effortlessly for bay fishing, Shell Island outings, or Intracoastal adventures. Location is unbeatable: stroll to St. Andrews Marina, the shaded boardwalks and ancient oaks of Oaks by the Bay Park (magical during holiday lights), or local favorites like Alice's on Bayview specials, Uncle Ernie's fresh grouper, FINNS island tacos, and the vibrant Saturday farmers' market. Quick access via U.S. 98 to Panama City Beach's powdery sands, downtown culture, or top schools (including nearby Lucille Moore Elementary with its chorus and running clubs).This family-owned gem has been cherished and meticulously cared for--now ready for new owners to create their own memories in this hidden bayside haven where history, community, and harbor magic converge. Motivated for the right buyer to fall in love as we have. Schedule your private tour today--west-facing bay views like this are rare and won't linger long. Come see why Harbour Village feels like coming home.
Balcony
First: 1
Dining Room
First: 1
Foyer
First: 1
Laundry
First: 1
Master Bathroom
First: 1
Pool Features
Fenced: 1
Gunite Concrete: 1
Heated - Electric: 1
Inground: 1
Utility Room
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Warming Drawer: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Ceiling - Raised: 1
Fireplace: 1
Floor - Tile: 1
Lighting - Recessed: 1
Split Bedroom: 1
Window - Treatment All: 1
Handicap Provisions: 1
Construction/Siding
Brick Veneer: 1
Foundation - On Piling: 1
Steel/Frame: 1
Wood/Frame: 1
Roof - Gutters: 1
Roof - Membrane: 1
Roof - Metal: 1
Siding - Hardie Board: 1
Siding - Stucco: 1
Trim - Wood: 1
Exterior
Balcony: 1
Double Pane Windows: 1
Waterfront Feature
Dock: 1
Bulkhead/Seawall: 1
Shore - Beach: 1
Shore - Natural: 1
Shore - Seawall: 1
Association Fees Include
BBQ Pit/Grill: 1
Community Room: 1
Conference Center: 1
Dumpster: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Internet-WiFi: 1
Management: 1
Marina: 1
Pavilion/Gazebo: 1
Pest Control: 1
Pool: 1
Repairs/Maintenance: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Partially: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Coastal Construction Control Line: 1
Covenants & Rescrictions: 1
Landscaped: 1
Near Public Boat Ramp: 1
Sidewalk: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Gated Access: 1
Paved Road: 1
Private Road: 1
Parking Features
Community Structure: 1
Driveway: 1
Electric Gate: 1
Gated: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed Balcony: 1
MBed First Floor: 1
MBed Sitting Area: 1
MBed Waterfront: 1
Present Zoning
Resid Single Family: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Boardwalk: 1
Community Room: 1
Dock: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Fishing: 1
Gated Community: 1
Marina: 1
Pavilion/Gazebo: 1
Pool: 1
Waterfront: 1
Sidewalks: 1
Rooms
Balcony: 1
Bedroom: 1
Dining Room: 1
Foyer: 1
Full Bathroom: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Utility Room: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Internet - Broadband Available: 1
Phone - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Waterview
Bay: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Half Bathroom
First: 1
Waterfront Type
Bay/Harbor: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Humidity Control: 1
Heating
Central: 1
Electric: 1
Fireplace - Electric: 1
Forced Air: 1
Humidity Control: 1
Separate Meters: 1
Security Features
Closed Circuit Camera(s): 1
Fire Alarm: 1
Fire Escape: 1
Fire Sprinkler System: 1
Gated Community: 1
Key Card Entry: 1
Secured Garage/Parking: 1
Security Lights: 1
Security System Owned: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range - Electric; Refrigerator; Warming Drawer; Washer; Water Heater - Electric
Full Bathroom: First
Half Bathroom: First
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric; Humidity Control
Heating: Central; Electric; Fireplace - Electric; Forced Air; Humidity Control; Separate Meters
Exterior: Balcony; Double Pane Windows
Association Fees Include: BBQ Pit/Grill; TV Cable; Community Room; Dumpster; Exercise Room; Gated Community; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Management; Marina; Conference Center; Pavilion/Gazebo; Pest Control; Pool; Sewer; Trash Disposal; Water
Financing: Cash; Conventional; VA
Furnished: Partially
Kitchen: First
Living Room: First
Lot Features: Coastal Construction Control Line; Covenants & Rescrictions; Landscaped; Near Public Boat Ramp; Sidewalk; Waterfront; Within 1/2 Mile to Water
Lot Access: City Street; Gated Access; Paved Road; Private Road
Balcony: First
Master Bathroom: First
Dining Room: First
Foyer: First
Laundry: First
Pool Features: Fenced; Gunite Concrete; Heated - Electric; Inground
Security Features: Closed Circuit Camera(s); Fire Alarm; Fire Escape; Fire Sprinkler System; Gated Community; Key Card Entry; Secured Garage/Parking; Security Lights; Security System Owned; Smoke Detector(s)
Utility Room: First
Parking Features: Community Structure; Driveway; Electric Gate; Gated; Paved
Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Community Room; Dock; Dumpster; Elevators; Fishing; Exercise Room; Gated Community; Marina; Pavilion/Gazebo; Pool; Sidewalks; Waterfront
Rooms: Balcony; Bedroom; Dining Room; Foyer; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Utility Room
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Internet - Broadband Available; Phone - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Waterfront Type: Bay/Harbor
Waterfront Feature: Bulkhead/Seawall; Dock; Bulkhead/Seawall; Shore - Beach; Shore - Natural; Shore - Seawall
Waterview: Bay
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Remarks
FoyerFirst7.5 x 77.507.00Tile flooring & upgraded light fixutre
Half BathroomFirst5.67 x 7.085.677.08Controlled dual flush commode
BedroomFirst13 x 1013.0010.00Front of Floor Plan
Full BathroomFirst0 x 00.000.00Bedroom En-suite with Tub/Shower Combo
Utility RoomFirst0 x 00.000.00Utility Closest: HVAC, Water Heater, Storage
LaundryFirst9.08 x 7.259.087.25Utility Sink and Wall Cabinets
KitchenFirst10 x 10.510.0010.50View of the Dining Room, Living Room, and St. Andrews Bay
Dining RoomFirst13.5 x 1113.5011.00Dining Fixture matches Breakfast Bar Pendant Lights
Living RoomFirst15.75 x 13.515.7513.50Balcony access, Shiplap Accent Wall with Electric Fireplace & Bay View
Master BedroomFirst13 x 1513.0015.00Balcony access, and Bay View
Master BathroomFirst10.67 x 14.510.6714.50Garden Tub, Separate Shower, Water Closet, Double Vanity, and Walk-in Closet
BalconyFirst11.9 x 10.5811.9010.58Views of the Bay, Marina, Port Panama City, and NSA

Listing Office: Berkshire Hathaway HomeServices Beach Properties of Florida

Last Updated: May - 07 - 2026

Information deemed reliable but not guaranteed.