$450,000
Panama City, FL 32401
MLS# 790747
2 beds | 3 baths | 1496 sqft

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Property Description
Sunset Bayfront Retreat - Updated & Move-In Ready in Gated Harbour Village Discover peaceful waterfront living at its finest in Harbour Village, a boutique 2006-gated community of only 116 residences on the serene shores of St. Andrews Bay. This lovingly maintained 2nd-floor condo offers the perfect blend of modern comfort and timeless coastal charm in Historic St. Andrews -- a vibrant 19th-century fishing village now filled with marinas, artisan shops along Beck Avenue, and farm-to-table favorites just steps away. No short-term rentals means a true residential sanctuary year-round. Unit 202 is all about those magical west-facing views. Step onto your private balcony -- accessible from both the living room and primary suite -- and watch breathtaking sunsets paint the bay, dolphins playing in the harbor, and boats gliding by. Thoughtfully upgraded with custom finishes and tasteful décor, this home feels warm, sophisticated, and genuinely cared for -- the kind of place that instantly feels like home. Enjoy resort-style amenities that elevate everyday living: • Heated waterfront pool with sweeping bay views • State-of-the-art fitness center • Spacious community room for gatherings • Cozy outdoor fireplace for fireside evenings • Private marina with deeded boat slips (none assigned to this unit) St. Andrews living at its best: stroll to the marina, shaded boardwalks at Oaks by the Bay Park, Saturday farmers market, and local gems like Alice's on Bayview, Uncle Ernie's, and Finns. Quick access via US 98 to Panama City Beach, and everything Northwest Florida has to offer. This cherished, family-owned condo has been meticulously maintained and is now ready for its next chapter. Motivated sellers are ready to welcome the right buyer who will love it as much as we have. Rare west-facing bay views like these don't last long in Harbour Village. Schedule your private showing today and experience why this feels like coming home to the water.
Details
Maps
Contract Info
List Price/SqFt: 300.8
Status: Active
List Date: 2026-06-01
List Price: $450,000
Current Price: $450,000
Location
Unit #: 202
Sub Area: 0203 - Bay - Central SW
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: 18th Street (Hwy 98), South on Beck Ave., Rt. on W 10th St., Lt. into the Harbour Village Complex
Area: 02 - Bay County - Central
Street #: 3001
Street Direction: W
Street Name: 10th
Street Suffix: Street
State: FL
Zip Code: 32401
County: Bay
Subdivision: Harbour Village At Historic St Andrews
Parcel ID: 29571-300-005
Legal Description: HARBOUR VILLAGE AT HISTORIC ST. ANDREWS UNIT 202 ORB 2411 P 23 TYPE B ORB 4537 P 79 2BR/2.5BA . 1635 SQFT TOTAL
General Property Info
Floor Number: 2
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1496
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: no land conveys
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 3
Year Built: 2006
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 3016.22
HOA Frequency: Quarterly
HOA Annual Amount: 12064.88
New Buyer Fee: No
Last Taxes: 2392
Last Tax Year: 2025
Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner.
Condo Doc: Yes
Remarks & Misc
Remarks: Sunset Bayfront Retreat - Updated & Move-In Ready in Gated Harbour Village
Discover peaceful waterfront living at its finest in Harbour Village, a boutique 2006-gated community of only 116 residences on the serene shores of St. Andrews Bay. This lovingly maintained 2nd-floor condo offers the perfect blend of modern comfort and timeless coastal charm in Historic St. Andrews -- a vibrant 19th-century fishing village now filled with marinas, artisan shops along Beck Avenue, and farm-to-table favorites just steps away. No short-term rentals means a true residential sanctuary year-round.
Unit 202 is all about those magical west-facing views. Step onto your private balcony -- accessible from both the living room and primary suite -- and watch breathtaking sunsets paint the bay, dolphins playing in the harbor, and boats gliding by. Thoughtfully upgraded with custom finishes and tasteful décor, this home feels warm, sophisticated, and genuinely cared for -- the kind of place that instantly feels like home.
Enjoy resort-style amenities that elevate everyday living:
• Heated waterfront pool with sweeping bay views
• State-of-the-art fitness center
• Spacious community room for gatherings
• Cozy outdoor fireplace for fireside evenings
• Private marina with deeded boat slips (none assigned to this unit)
St. Andrews living at its best: stroll to the marina, shaded boardwalks at Oaks by the Bay Park, Saturday farmers market, and local gems like Alice's on Bayview, Uncle Ernie's, and Finns. Quick access via US 98 to Panama City Beach, and everything Northwest Florida has to offer.
This cherished, family-owned condo has been meticulously maintained and is now ready for its next chapter. Motivated sellers are ready to welcome the right buyer who will love it as much as we have. Rare west-facing bay views like these don't last long in Harbour Village.
Schedule your private showing today and experience why this feels like coming home to the water.
Balcony
First: 1
Dining Room
First: 1
Foyer
First: 1
Laundry
First: 1
Pool Features
Fenced: 1
Gunite Concrete: 1
Heated - Electric: 1
Inground: 1
Utility Room
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Warming Drawer: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Ceiling - Raised: 1
Fireplace: 1
Floor - Tile: 1
Lighting - Recessed: 1
Split Bedroom: 1
Window - Treatment All: 1
Handicap Provisions: 1
Construction/Siding
Brick Veneer: 1
Foundation - On Piling: 1
Steel/Frame: 1
Wood/Frame: 1
Roof - Gutters: 1
Roof - Membrane: 1
Roof - Metal: 1
Siding - Hardie Board: 1
Siding - Stucco: 1
Trim - Wood: 1
Exterior
Balcony: 1
Double Pane Windows: 1
Waterfront Feature
Dock: 1
Bulkhead/Seawall: 1
Shore - Beach: 1
Shore - Natural: 1
Shore - Seawall: 1
Association Fees Include
BBQ Pit/Grill: 1
Community Room: 1
Conference Center: 1
Dumpster: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Internet-WiFi: 1
Management: 1
Marina: 1
Pavilion/Gazebo: 1
Pest Control: 1
Pool: 1
Repairs/Maintenance: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Partially: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Coastal Construction Control Line: 1
Covenants & Rescrictions: 1
Landscaped: 1
Near Public Boat Ramp: 1
Sidewalk: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Gated Access: 1
Paved Road: 1
Private Road: 1
Parking Features
Community Structure: 1
Driveway: 1
Electric Gate: 1
Gated: 1
Paved: 1
Present Zoning
Resid Single Family: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Boardwalk: 1
Community Room: 1
Dock: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Fishing: 1
Gated Community: 1
Marina: 1
Pavilion/Gazebo: 1
Pool: 1
Waterfront: 1
Sidewalks: 1
Rooms
Balcony: 1
Bedroom: 1
Dining Room: 1
Foyer: 1
Full Bathroom: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Utility Room: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Internet - Broadband Available: 1
Phone - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Waterview
Bay: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Half Bathroom
First: 1
Waterfront Type
Bay/Harbor: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Humidity Control: 1
Heating
Central: 1
Electric: 1
Fireplace - Electric: 1
Forced Air: 1
Humidity Control: 1
Separate Meters: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBath Walk-In Closet: 1
MBed Balcony: 1
MBed First Floor: 1
MBed Sitting Area: 1
MBed Waterfront: 1
Primary Bathroom
First: 1
Security Features
Closed Circuit Camera(s): 1
Fire Alarm: 1
Fire Escape: 1
Fire Sprinkler System: 1
Gated Community: 1
Key Card Entry: 1
Secured Garage/Parking: 1
Security Lights: 1
Security System Owned: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range - Electric; Refrigerator; Warming Drawer; Washer; Water Heater - Electric
Full Bathroom: First
Half Bathroom: First
Primary Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric; Humidity Control
Heating: Central; Electric; Fireplace - Electric; Forced Air; Humidity Control; Separate Meters
Exterior: Balcony; Double Pane Windows
Association Fees Include: BBQ Pit/Grill; TV Cable; Community Room; Dumpster; Exercise Room; Gated Community; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Management; Marina; Conference Center; Pavilion/Gazebo; Pest Control; Pool; Sewer; Trash Disposal; Water
Financing: Cash; Conventional; VA
Furnished: Partially
Kitchen: First
Living Room: First
Lot Features: Coastal Construction Control Line; Covenants & Rescrictions; Landscaped; Near Public Boat Ramp; Sidewalk; Waterfront; Within 1/2 Mile to Water
Lot Access: City Street; Gated Access; Paved Road; Private Road
Balcony: First
Primary Bathroom: First
Dining Room: First
Foyer: First
Laundry: First
Pool Features: Fenced; Gunite Concrete; Heated - Electric; Inground
Security Features: Closed Circuit Camera(s); Fire Alarm; Fire Escape; Fire Sprinkler System; Gated Community; Key Card Entry; Secured Garage/Parking; Security Lights; Security System Owned; Smoke Detector(s)
Utility Room: First
Parking Features: Community Structure; Driveway; Electric Gate; Gated; Paved
Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Community Room; Dock; Dumpster; Elevators; Fishing; Exercise Room; Gated Community; Marina; Pavilion/Gazebo; Pool; Sidewalks; Waterfront
Rooms: Balcony; Bedroom; Dining Room; Foyer; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom; Utility Room
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Internet - Broadband Available; Phone - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Waterfront Type: Bay/Harbor
Waterfront Feature: Bulkhead/Seawall; Dock; Bulkhead/Seawall; Shore - Beach; Shore - Natural; Shore - Seawall
Waterview: Bay
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Foyer | First | 7.5 x 7 | 7.50 | 7.00 | Tile flooring & upgraded light fixutre |
| Half Bathroom | First | 5.67 x 7.08 | 5.67 | 7.08 | Controlled dual flush commode |
| Bedroom | First | 13 x 10 | 13.00 | 10.00 | Front of Floor Plan |
| Full Bathroom | First | 0 x 0 | 0.00 | 0.00 | Bedroom En-suite with Tub/Shower Combo |
| Utility Room | First | 0 x 0 | 0.00 | 0.00 | Utility Closest: HVAC, Water Heater, Storage |
| Laundry | First | 9.08 x 7.25 | 9.08 | 7.25 | Utility Sink and Wall Cabinets |
| Kitchen | First | 10 x 10.5 | 10.00 | 10.50 | View of the Dining Room, Living Room, and St. Andrews Bay |
| Dining Room | First | 13.5 x 11 | 13.50 | 11.00 | Dining Fixture matches Breakfast Bar Pendant Lights |
| Living Room | First | 15.75 x 13.5 | 15.75 | 13.50 | Balcony access, Shiplap Accent Wall with Electric Fireplace & Bay View |
| Master Bedroom | First | 13 x 15 | 13.00 | 15.00 | Balcony access, and Bay View |
| Master Bathroom | First | 10.67 x 14.5 | 10.67 | 14.50 | Garden Tub, Separate Shower, Water Closet, Double Vanity, and Walk-in Closet |
| Balcony | First | 11.9 x 10.58 | 11.90 | 10.58 | Views of the Bay, Marina, Port Panama City, and NSA |
Listing Office: Berkshire Hathaway HomeServices Beach Properties of Florida
Last Updated: June - 11 - 2026
Information deemed reliable but not guaranteed.
