$429,500
Panama City, FL 32401
MLS# 783257
Status: Under Contract - Taking Backups
2 beds | 2 baths | 1252 sqft

1 / 59
Property Description
Under contract - seller will consider back-up offers. Wake up to sweeping bay views in this beautifully updated 2-bedroom, 2-bath condominium at Harbour Village, perfectly positioned on St. Andrew Bay in the heart of historic St. Andrews. Offering 1,252 square feet of thoughtfully designed living space, this fourth-floor residence combines timeless character with modern upgrades, abundant storage, and an unbeatable location. The open-concept floor plan flows seamlessly from the kitchen into the living area, ideal for everyday living and entertaining. The kitchen has been tastefully refreshed with new appliances, newly painted cabinetry, granite countertops, tile backsplash, a new sink, and an instant hot water tap. Original warm hardwood floors add charm throughout, while recent interior paint provides a clean, move-in-ready feel. The living room is filled with natural light and stunning water views, featuring large windows with automatic blinds and direct access to the spacious balcony. Enjoy bay breezes year-round from the resurfaced balcony, complete with a retractable screen. The primary suite is a true retreat with beautiful bay views, built-in shelving and cabinetry, and a well-appointed bath featuring a large walk-in shower, updated double vanity with raised counters, a water closet, a walk-in closet, and an additional oversized storage closet. The second bedroom and bath provide comfortable accommodations for guests or a home office. Additional upgrades include a new washer and dryer, plus a dehumidifier integrated into the HVAC system for added comfort. This unit includes two parking spaces, with elevator access from the garage conveniently located near the residence. The fourth-floor elevation offers lovely views overlooking the park above the parking garage. Harbour Village is a gated community that does not allow short-term rentals, fostering a quiet, established atmosphere. Amenities include a large community room, a bayfront pool, and a fitness center. Located within walking distance to the St. Andrews Marina, waterfront parks, local shops, restaurants, and a weekend farmers market, this home places you in the center of one of Panama City's most vibrant and revitalized areas. Just a short drive away are the world-famous white-sand beaches, beachside venues, and downtown Panama City. Come experience bayfront living and become part of this welcoming, well-established community at Harbour Village.
Details
Maps
Contract Info
List Price/SqFt: 343.05
Status: Under Contract - Taking Backups
List Date: 2026-01-06
List Price: $429,500
Current Price: $429,500
Location
Unit #: 415
Sub Area: 0203 - Bay - Central SW
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: South on Beck Ave. from Hwy. 98 (15th St.), condo is at the end of Beck Ave.
Area: 02 - Bay County - Central
Street #: 3001
Street Direction: W
Street Name: 10th
Street Suffix: Street
State: FL
Zip Code: 32401
County: Bay
Subdivision: Harbour Village At Historic St Andrews
Parcel ID: 29571-300-054
Legal Description: HARBOUR VILLAGE AT HISTORIC ST. ANDREWS UNIT 415 ORB 2411 P 23 TYPE A ORB 4353 P 1985 2BR/2BA . 1405 SQFT TOTAL
General Property Info
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1252
Construction Status: Construction Complete
SqFt Source: Builders Plans
# of Stories in Building: 8
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Covered Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2006
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 2641.51
HOA Frequency: Quarterly
HOA Annual Amount: 10566.04
New Buyer Fee: No
Last Taxes: 3237
Last Tax Year: 2024
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks & Misc
Remarks: Under contract - seller will consider back-up offers.
Wake up to sweeping bay views in this beautifully updated 2-bedroom, 2-bath condominium at Harbour Village, perfectly positioned on St. Andrew Bay in the heart of historic St. Andrews. Offering 1,252 square feet of thoughtfully designed living space, this fourth-floor residence combines timeless character with modern upgrades, abundant storage, and an unbeatable location.
The open-concept floor plan flows seamlessly from the kitchen into the living area, ideal for everyday living and entertaining. The kitchen has been tastefully refreshed with new appliances, newly painted cabinetry, granite countertops, tile backsplash, a new sink, and an instant hot water tap. Original warm hardwood floors add charm throughout, while recent interior paint provides a clean, move-in-ready feel. The living room is filled with natural light and stunning water views, featuring large windows with automatic blinds and direct access to the spacious balcony. Enjoy bay breezes year-round from the resurfaced balcony, complete with a retractable screen.
The primary suite is a true retreat with beautiful bay views, built-in shelving and cabinetry, and a well-appointed bath featuring a large walk-in shower, updated double vanity with raised counters, a water closet, a walk-in closet, and an additional oversized storage closet. The second bedroom and bath provide comfortable accommodations for guests or a home office. Additional upgrades include a new washer and dryer, plus a dehumidifier integrated into the HVAC system for added comfort.
This unit includes two parking spaces, with elevator access from the garage conveniently located near the residence. The fourth-floor elevation offers lovely views overlooking the park above the parking garage. Harbour Village is a gated community that does not allow short-term rentals, fostering a quiet, established atmosphere. Amenities include a large community room, a bayfront pool, and a fitness center.
Located within walking distance to the St. Andrews Marina, waterfront parks, local shops, restaurants, and a weekend farmers market, this home places you in the center of one of Panama City's most vibrant and revitalized areas. Just a short drive away are the world-famous white-sand beaches, beachside venues, and downtown Panama City. Come experience bayfront living and become part of this welcoming, well-established community at Harbour Village.
Balcony
First: 1
Dining Room
First: 1
Pool Features
Fenced: 1
Heated - Electric: 1
Inground: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Dryer: 1
Instant Hot Water: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Hardwood: 1
Floor - Tile: 1
Lighting - Recessed: 1
Pantry: 1
Split Bedroom: 1
Window - Treatment All: 1
Construction/Siding
Siding - Stucco: 1
Exterior
Balcony: 1
Waterfront Feature
Dock: 1
Other Structures
Cabana: 1
Association Fees Include
Conference Center: 1
Dock: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Management: 1
Pavilion/Gazebo: 1
Pool: 1
Repairs/Maintenance: 1
Trash Disposal: 1
TV Cable: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Waterfront: 1
Lot Access
City Street: 1
Gated Access: 1
Parking Features
Electric Gate: 1
Gated: 1
Mstr Bath / Mstr Bdrm
MBath Sauna/Steam: 1
MBath Separate Shwr: 1
MBath Shower Only: 1
MBath Walk-In Closet: 1
MBed Waterfront: 1
Present Zoning
City: 1
Resid Multi-Family: 1
Association Amenities
Community Room: 1
Conference Center: 1
Dock: 1
Dumpster: 1
Exercise Room: 1
Gated Community: 1
Marina: 1
Pavilion/Gazebo: 1
Pool: 1
Security-24 hour: 1
Waterfront: 1
Recreation Facilities: 1
Rooms
Balcony: 1
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Bay: 1
Waterfront Type
Bay/Harbor: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Central: 1
Security Features
Fire Sprinkler System: 1
Gated Community: 1
Key Card Entry: 1
Secured Garage/Parking: 1
Security Gate: 1
Security Lights: 1
Smoke Detector(s): 1
Status Change Info
Under Contract Date: 2026-05-08
Property Features
Appliances: Cooktop - Electric; Dishwasher; Dryer; Instant Hot Water; Oven - Electric; Refrigerator; Washer; Washer/Dryer Stacked; Water Heater - Electric
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air
Heating: Central
Exterior: Balcony
Association Fees Include: TV Cable; Dock; Exercise Room; Gated Community; Ground Keeping; Repairs/Maintenance; Management; Conference Center; Pavilion/Gazebo; Pool; Trash Disposal
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Features: Waterfront
Lot Access: City Street; Gated Access
Balcony: First
Dining Room: First
Pool Features: Fenced; Heated - Electric; Inground
Security Features: Fire Sprinkler System; Gated Community; Key Card Entry; Secured Garage/Parking; Security Gate; Security Lights; Smoke Detector(s)
Parking Features: Electric Gate; Gated
Other Structures: Cabana
Association Amenities: Community Room; Dock; Dumpster; Exercise Room; Gated Community; Marina; Conference Center; Pavilion/Gazebo; Pool; Recreation Facilities; Security-24 hour; Waterfront
Rooms: Balcony; Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom
Utilities: Electricity - Connected; Garbage; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Bay/Harbor
Waterfront Feature: Dock
Waterview: Bay
Present Zoning: Resid Multi-Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Living Room | First | 14 x 11 | 14.00 | 11.00 |
| Kitchen | First | 10 x 10 | 10.00 | 10.00 |
| Master Bedroom | First | 14 x 13 | 14.00 | 13.00 |
| Bedroom | First | 13 x 11 | 13.00 | 11.00 |
| Dining Room | First | 12 x 8 | 12.00 | 8.00 |
| Balcony | First | 13 x 11 | 13.00 | 11.00 |
Listing Office: ERA Neubauer Real Estate, Inc
Last Updated: May - 08 - 2026
Information deemed reliable but not guaranteed.
