$419,900
Panama City, FL 32401
MLS# 787499
2 beds | 2 baths | 1252 sqft

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Property Description
Welcome to waterfront living at its finest on beautiful St. Andrews Bay! This stunning 2-bedroom, 2-bathroom condo, located on the 5th floor, offers breathtaking panoramic views and a lifestyle of comfort, convenience, and tranquility. As you step inside, you're greeted by an open-concept living and dining area filled with natural light from large, picturesque windows that perfectly frame the sparkling bay. The spacious layout creates an inviting atmosphere ideal for both relaxing and entertaining. The kitchen is thoughtfully designed with stainless steel appliances, ample cabinetry, and plenty of workspace for all your cooking needs. Just beyond, step out onto the expansive private balcony--your personal retreat to enjoy morning coffee or evening sunsets overlooking the water. The primary suite is a true sanctuary, featuring stunning bay views, a generous layout, and an ensuite bathroom complete with a double vanity and a walk-in shower. The second bedroom offers flexibility and can easily serve as a guest room, home office, or hobby space. An additional full bathroom and a dedicated laundry room add to the home's functionality. This gated community offers a host of desirable amenities, including secure covered parking, an in-ground pool, fitness center, community room, dock access, and BBQ grilling areas--perfect for enjoying the coastal lifestyle. With no short-term rentals allowed, residents benefit from a peaceful and well-maintained environment. Whether you're looking for a full-time residence or a serene second home, this waterfront condo delivers comfort, security, and unbeatable views in one exceptional package.
Details
Maps
Contract Info
List Price/SqFt: 335.38
Status: Active
List Date: 2026-03-27
List Price: $419,900
Current Price: $419,900
Location
Unit #: 505
Sub Area: 0203 - Bay - Central SW
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: Take Hwy 98 south onto Beck Avenue. Take a right onto 10th Street. The gated community is on the left just before St Andrews Marina.
Area: 02 - Bay County - Central
Street #: 3001
Street Direction: W
Street Name: 10th
Street Suffix: Street
State: FL
Zip Code: 32401
County: Bay
Subdivision: Harbour Village At Historic St Andrews
Parcel ID: 29571-300-063
Legal Description: HARBOUR VILLAGE AT HISTORIC ST. ANDREWS UNIT 505 ORB 2411 P 23 TYPE A ORB 4701 P 825 2BR/2BA . 1405 SQFT TOTAL . STORAGE S20
General Property Info
Floor Number: 5
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1252
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2006
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 2499.6
HOA Frequency: Quarterly
HOA Annual Amount: 9998.4
Lease Expiration Dt: 2026-09-30
New Buyer Fee: No
Last Taxes: 4941
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks & Misc
Remarks: Welcome to waterfront living at its finest on beautiful St. Andrews Bay! This stunning 2-bedroom, 2-bathroom condo, located on the 5th floor, offers breathtaking panoramic views and a lifestyle of comfort, convenience, and tranquility.
As you step inside, you're greeted by an open-concept living and dining area filled with natural light from large, picturesque windows that perfectly frame the sparkling bay. The spacious layout creates an inviting atmosphere ideal for both relaxing and entertaining.
The kitchen is thoughtfully designed with stainless steel appliances, ample cabinetry, and plenty of workspace for all your cooking needs. Just beyond, step out onto the expansive private balcony--your personal retreat to enjoy morning coffee or evening sunsets overlooking the water.
The primary suite is a true sanctuary, featuring stunning bay views, a generous layout, and an ensuite bathroom complete with a double vanity and a walk-in shower. The second bedroom offers flexibility and can easily serve as a guest room, home office, or hobby space. An additional full bathroom and a dedicated laundry room add to the home's functionality.
This gated community offers a host of desirable amenities, including secure covered parking, an in-ground pool, fitness center, community room, dock access, and BBQ grilling areas--perfect for enjoying the coastal lifestyle. With no short-term rentals allowed, residents benefit from a peaceful and well-maintained environment.
Whether you're looking for a full-time residence or a serene second home, this waterfront condo delivers comfort, security, and unbeatable views in one exceptional package.
Dining Room
First: 1
Pool Features
Inground: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Exterior
Porch Covered: 1
Waterfront Feature
Shore - Beach: 1
Other Structures
Cabana: 1
Association Fees Include
Beach: 1
Community Room: 1
Conference Center: 1
Dock: 1
Exercise Room: 1
Fishing: 1
Gated Community: 1
Ground Keeping: 1
Internet-WiFi: 1
Legal: 1
Management: 1
Pest Control: 1
Pool: 1
Repairs/Maintenance: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Termite Bond: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Access
City Street: 1
Parking Features
Additional Parking: 1
Community Structure: 1
Electric Vehicle Charging Station(s): 1
Gated: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
MBed Waterfront: 1
Present Zoning
City: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Community Room: 1
Dock: 1
Gated Community: 1
Pool: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Garbage: 1
Waterview
Bay: 1
Waterfront Type
Bay/Harbor: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
Fire Alarm: 1
Fire Sprinkler System: 1
Gated Community: 1
Secured Garage/Parking: 1
Security Fence: 1
Security Gate: 1
Security Service: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Range - Electric; Refrigerator; Water Heater - Electric
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Porch Covered
Association Fees Include: Beach; TV Cable; Community Room; Dock; Fishing; Exercise Room; Gated Community; Internet-WiFi; Legal; Ground Keeping; Repairs/Maintenance; Management; Conference Center; Pest Control; Pool; Termite Bond; Trash Disposal; Water
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Access: City Street
Dining Room: First
Pool Features: Inground
Security Features: Fire Alarm; Fire Sprinkler System; Gated Community; Secured Garage/Parking; Security Fence; Security Gate; Security Service; Smoke Detector(s)
Parking Features: Additional Parking; Community Structure; Electric Vehicle Charging Station(s); Gated
Other Structures: Cabana
Association Amenities: BBQ Pit/Grill; Beach; Community Room; Dock; Gated Community; Pool
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom
Utilities: TV Cable; Garbage
Waterfront Type: Bay/Harbor
Waterfront Feature: Shore - Beach
Waterview: Bay
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Living Room | First | 14 x 12 | 14.00 | 12.00 |
| Dining Room | First | 12 x 9 | 12.00 | 9.00 |
| Kitchen | First | 10 x 10 | 10.00 | 10.00 |
| Bedroom | First | 13 x 11 | 13.00 | 11.00 |
| Master Bedroom | First | 14 x 13 | 14.00 | 13.00 |
Listing Office: Anchor Realty Florida
Last Updated: May - 19 - 2026
Information deemed reliable but not guaranteed.
