302 Basin Bayou Drive, Panama City Beach, FL 32407 (MLS# 785610)

List Price/SqFt: 287.3

Status: Active

List Date: 2026-02-20

List Price: $595,000

Current Price: $595,000

Sub Area: 0321 - Beach - North Central

Community/Resort: None

Waterfront: No

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: Highway 98/Back Beach Road Traveling West to Breakfast Point. Turn Right on S. Glades Trail (New Light) Turn Left on Basin Bayou Drive, property is on the right.

Area: 03 - Bay County - Beach

Street #: 302

Street Name: Basin Bayou

Street Suffix: Drive

State: FL

Zip Code: 32407

County: Bay

Subdivision: Breakfast Point

Parcel ID: 34030-250-800

Legal Description: BREAKFAST POINT PH 3B LOT 373 ORB 4151 P 1116

Acreage: 0.17

Design: Craftsman Style

Lot Size (SqFt): 7200

Apx SqFt(Htd/Cooled): 2071

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Builders Plans

# of Stories in Building: 1

# of Units in Bldg: 1

Pre-Const Flip: No

Lot Dimensions: 60 x 120

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Driveway Spaces: 4

Pool: No

Association Fee/Month: 66

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 3

Year Built: 2019

Homestead: Yes

HOA Fee: Yes

HOA Amount: 198

HOA Frequency: Quarterly

HOA Annual Amount: 792

Senior Community: No

Is Subject Leased: No

New Buyer Fee: Yes

New Buyer Fee Amt: 0.5

New Buyer Fee Paid: %

Last Taxes: 3821

Last Tax Year: 2025

Lot: 373

Brokerage Interest: No Interest

As Is: Yes

Section: 25

Township: 3S

Range: 16W

Remarks: Welcome to Breakfast Point in beautiful Panama City Beach! This highly desirable, family-friendly community is celebrated for its central location, Craftsman-style homes, inviting sidewalks, streetlights, and underground utilities. Enjoy the convenience of being within walking distance to the top-rated Breakfast Point Academy, and just minutes from the Beach, Pier Park, premier shopping, dining, and the Naval Station, with an easy commute to Tyndall Air Force Base. Step inside this stunning home featuring 4 bedrooms in a spacious split floor plan and 3 full bathrooms. The well appointed kitchen is equipped with a large island and breakfast bar, sleek Bosch stainless steel appliances--including a five-burner gas range--and flows seamlessly into the open-concept living and dining areas, perfect for entertaining or family gatherings. Additional features include a laundry room, a two-car attached garage, and a covered patio ideal for relaxing outdoors. You'll love the paid-in-full solar panels, keeping your average electric bill around $50 per month! The large, fenced backyard backs up to an association easement, providing extra privacy and space to enjoy. Another incredible bonus: this property offers a fully assumable VA loan with a balance of approximately $300,000 at a 3.25% interest rate--a rare opportunity in today's market. Don't miss your chance to own this exceptional home! The original owners are relocating within the neighborhood to accommodate their growing family--making this gem available for you.

First: 1

First: 1

First: 1

First: 1

First: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Gas: 1

Range - Gas: 1

Refrigerator: 1

Water Heater - Gas: 1

Breakfast Bar: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Pantry: 1

Split Bedroom: 1

Window - Treatment All: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Composite Shngl: 1

Siding - Hardie Board: 1

Siding - Stone: 1

Trim - Vinyl: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Patio Covered: 1

Sprinkler System: 1

Accounting: 1

Ground Keeping: 1

Trash Disposal: 1

Assume w/int: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Ceiling - Tray: 1

Floor - Carpet: 1

Insulated Doors: 1

Smart Thermostat: 1

First: 1

First: 1

Cleared: 1

Curb & Gutter: 1

Interior Lot: 1

Landscaped: 1

Subdivision - Recorded: 1

Sidewalk: 1

Survey Available: 1

County Road: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

Resid Single Family: 1

Playground: 1

Sidewalks: 1

Bedroom: 1

Covered Porch: 1

Deck/Patio: 1

Dining Room: 1

Full Bathroom: 1

Garage: 1

Kitchen: 1

Laundry: 1

Living Room: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Natural Gas - Connected: 1

Internet - Broadband Available: 1

Phone - Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Solar: 1

Underground Utilities: 1

As Is: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Heat Pump: 1

Central: 1

Electric: 1

Carbon Monoxide Detector: 1

Smoke Detector(s): 1