$654,000
3040 Kings Road
Panama City, FL 32405
MLS# 780563
Status: Under Contract - Taking Backups
4 beds  |  3 baths  |  3358 sqft


3040 Kings Road, Panama City, FL 32405
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3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 Den Den Den Family Room 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 First Floor first Floor First Floor Second Floor Second Floor Second Floor 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405 3040 Kings Road, Panama City, FL 32405

Property Description
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Welcome to Your Next Chapter — Live Large, Live Better Nestled in the quiet, established Kings Point neighborhood of Panama City, this distinctive home sits on just over ½ acre — a rare find — with no HOA and no mandatory flood insurance requirement for most lenders. Imagine the possibilities: expansive green space, a huge in-ground pool, outdoor living areas, play zones, or your own private retreat. The entire backyard is fully fenced with an 8-foot privacy fence, includes two storage sheds, and features a large screened-in pool enclosure. This kind of land within the city limits is rare! Think of all the room for an outdoor kitchen, sport court, playset, garden, or simply wide-open space to roam. Location & Access Roughly 10-12 miles to Tyndall Air Force Base (a practical daily commute) About 8-10 miles to NSA Panama City (Naval Support Activity Panama City) Around 25-30 miles to Pier Park in Panama City Beach (home to shopping, dining, and entertainment) These distances put you within comfortable reach of base facilities while maintaining a tranquil, inland residential setting. Local conveniences such as grocery stores, restaurants, and shopping centers are nearby. When you're ready for recreation, the beach, downtown Panama City, St. Andrews, Pier Park, the Gulf, and numerous outdoor options are all easily accessible. Interior Highlights & Layout Step inside to generous common areas — with over 4,710 square feet under roof, the possibilities are endless! The large living room is ideal for family gatherings and cozy evenings, while the spacious den is perfect as a playroom, home office, media lounge, or extension of your everyday living space. The first floor also offers a large formal dining room and a kitchen overlooking the backyard and pool area — perfect for entertaining or keeping an eye on outdoor activities. One of the standout features is the first-floor large bedroom and full bathroom. Currently serving as a guest or secondary bedroom, this wing holds enormous potential. With targeted updates, it could easily be converted into a secondary master suite, offering the luxury of main-level living that many buyers desire. It also provides an excellent option for multi-generational living. Upstairs, you'll discover additional bedrooms, bathrooms, and flexible zones — ideal for children, guests, or hobbies. The layout supports creativity and offers plenty of space for reconfiguration or expansion as your needs evolve. Why This Home Stands Out Rare main-level bedroom + full bath, ready for master suite conversion Expansive living room + large den for flexible family living Over ½ acre lot with incredible backyard potential Enormous screened-in pool enclosure 8-ft privacy fence and two storage sheds No HOA and minimal added insurance requirements Close to Tyndall AFB, NSA Panama City, and within convenient range of Pier Park and the Gulf Located in a stable, desirable neighborhood with long-term appeal Corner lot with ample parking and recreational vehicle storage for RVs, boats, and trailers Oversized garage parking If you're looking for room to grow, the freedom to renovate, and a home you can truly make your own, this is a rare and compelling opportunity. Reach out today and let your imagination start its next chapter!

Details
Maps
Contract Info
Status: Under Contract - Taking Backups
List Date: 2025-10-18
List Price: $654,000
List Price/SqFt: 194.76
Current Price: $654,000
Location
Area: 02 - Bay County - Central
Street #: 3040
Street Name: Kings
Street Suffix: Road
State: FL
Zip Code: 32405
County: Bay
Sub Area: 0204 - Bay - Central NW
Subdivision: Kings Point
Community/Resort: Kings Point
Waterfront: No
Parcel ID: 26660-518-000
Elementary School: Northside
Middle School: Jinks
High School: Bay
Directions: From 390 and airport road, go north on airport road, take a left on 27th street. turn right on Kings Rd. Home will be on your right
Legal Description: LOT 9, ACCORDING TO THE PLAT OF THIRD ADDITION TO KING'S POINT, AS RECORDED IN PLAT BOOK 13, PAGES 35 AND 36, IN THE OFFICE OF THE CLERK OF THE CIRCUIT COURT OF BAY COUNTY, FLORIDA.
General Property Info
Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 3358
SqFt Source: Agent Measured
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Year Built: 1984
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 8
Lot Dimensions: 140x160
Acreage: 0.51
Lot Size (SqFt): 22216
Pool: Yes
Pool Type: Private
Status Change Info
Under Contract Date: 2025-12-23
Property Features
Appliances: Cooktop - Electric; Dishwasher; Microwave; Oven - Electric; Refrigerator; Water Heater - Electric; Water Softener - Rented; Wine Refrigerator
Master Bedroom: Second
Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air; Electric; Multi Units
Heating: Central; Electric; Fireplace - Wood Burning; Fireplace(s); Forced Air
Exterior: Fenced Back Yard; Fenced Lot-All; Fenced Privacy; Patio Covered; Patio Enclosed; Porch Covered; Porch Screened; Sprinkler System
Financing: Cash; Conventional; Seller Financing; VA
Furnished: Unfurnished
Interior: Bonus Room
Kitchen: First
Lot Features: Corner Lot; Covenants & Rescrictions; Cul-De-Sac; Dead End; Landscaped; Near Public Boat Ramp; Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Master Bathroom: Second
Den: First
Dining Room: First
Family Room: First
Foyer: First
Garage: First
Laundry: First
Office: Second
Pool Features: Fenced; Gunite Concrete; Inground; Screened In
Security Features: Security System
Parking Features: Boat; Garage Attached; Oversized; RV Access/Parking
Other Structures: Shed(s)
Rooms: Bedroom; Deck/Patio; Den; Dining Room; Family Room; Foyer; Garage; Kitchen; Laundry; Master Bathroom; Master Bedroom; Office; Other
Showing: Security System; ShowingTime
Utilities: TV Cable; Electricity - Connected; Natural Gas - Available; Private Well; Public Water - Available; Septic Tank
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
FoyerFirst14.1 x 7.214.107.2014.1 x 7.2
BedroomFirst14 x 14.1114.0014.1114 x 14.11
DenFirst23.4 x 14.123.4014.1023.4 x 14.1
KitchenFirst14.1 x 14.114.1014.1014.1 x 14.1
Family RoomFirst22 x 13.122.0013.1022 x 13.1
Dining RoomFirst12.11 x 12.1112.1112.1112.11 x 12.11
LaundryFirst9.9 x 89.908.009.9 x 8
GarageFirst24.3 x 26.1124.3026.1124.3 x 26.11
Master BedroomSecond22.3 x 1422.3014.0022.3 x 14
OfficeSecond11.2 x 2111.2021.0011.2 x 21
BedroomSecond12.1 x 11.112.1011.1012.1 x 11.1
BedroomSecond12.1 x 11.512.1011.5012.1 x 11.5
Master BathroomSecond16.2 x 11.516.2011.5016.2 x 11.5
Deck/PatioFirst34.6 x 16.834.6016.8034.6 x 16.8
Other54.6 x 38.154.6038.1054.6 x 38.1Screened in Parch

Listing Office: Anchor Realty Florida

Last Updated: December - 28 - 2025

Information deemed reliable but not guaranteed.