309 Palatka Street, Panama City Beach, FL 32413 (MLS# 788147)

Homestead: No

HOA Fee: Yes

HOA Amount: 187

HOA Frequency: Monthly

HOA Annual Amount: 2244

New Buyer Fee: Yes

New Buyer Fee Amt: 560

New Buyer Fee Paid: $

Last Taxes: 0

Last Tax Year: 2026

Brokerage Interest: No Interest

As Is: Yes

List Price/SqFt: 275.04

Status: Active

List Date: 2026-04-09

List Price: $820,990

Current Price: $820,990

Sub Area: 0322 - Beach - North West

Community/Resort: None

Waterfront: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: From Hwy 98 (PCB Pkwy), head north 1.8 miles; Saltgrass on the left. Turn left after entering community; model homes on the right.

Area: 03 - Bay County - Beach

Street #: 309

Street Name: Palatka

Street Suffix: Street

State: FL

Zip Code: 32413

County: Bay

Subdivision: Salt Grass at Ward Creek

Parcel ID: 32717-350-092

Legal Description: WARD CREEK PH 2B LOT 169

Acreage: 0.16

Design: Other

Lot Size (SqFt): 6970

Apx SqFt(Htd/Cooled): 2985

Immediate Occupancy: No

Construction Status: To Be Built

SqFt Source: Builders Plans

Half Baths: 1

# of Stories in Building: 1

Lot Dimensions: 50x140

New Construction: Yes

Garage Y/N: Yes

Garage Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 4

Year Built: 2026

Remarks: Welcome to Salt Grass at Ward Creek, Panama City Beach's newest coastal community just 5 minutes from the sugar white sands and crystal clear waters of the Gulf. This stunning Olivia floorplan by Kolter Homes delivers exceptional design, impressive scale, and the craftsmanship buyers have come to expect from one of the area's premier builders. Offering nearly 3,000 sq ft of thoughtfully planned living space, the Olivia welcomes you with a dramatic 20 ft ceiling in the great room that creates an immediate sense of openness and architectural impact. The Primary Suite is conveniently located on the main level, with flexible plan options allowing for 3-6 bedrooms and the potential to expand the home to approximately 3,400 sq ft. Situated on an oversized 140 ft deep homesite, this property provides a rare level of backyard space--ideal for outdoor living, entertaining, or designing the custom pool and patio you've always envisioned. As the newest and largest floorplan offered in Salt Grass at Ward Creek, the Olivia combines modern coastal style with proven livability and standout features. STOCK PHOTOS, PRICES SUBJECT TO CHANGE. Photos of a decorated model home are for reference only. Actual home will differ.

First: 1

First: 1

Second: 1

First: 1

Cooktop - Gas: 1

Dishwasher: 1

Disposal: 1

Breakfast Bar: 1

Floor - Vinyl: 1

Pantry: 1

Block: 1

Wood/Frame: 1

Roof - Composite Shngl: 1

Patio Covered: 1

Recreational Faclty: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Ceiling - Tray: 1

First: 1

Interior Lot: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBed Walk-in Closet: 1

See Remarks: 1

Resid Single Family: 1

Pool: 1

Pickle Ball: 1

Other - See Remarks: 1

Bedroom: 1

Den: 1

Great Room: 1

Kitchen: 1

Loft: 1

Master Bedroom: 1

Other: 1

ShowingTime: 1

Cable - Available: 1

Natural Gas - Available: 1

Sewer Available: 1

Public Water - Available: 1

Underground Utilities: 1

First: 1

First: 1

Second: 1

Central Air: 1

Central: 1

Smoke Detector(s): 1