$724,000
Panama City Beach, FL 32413
MLS# 779965
4 beds | 3 baths | 2692 sqft

1 / 30
Open House (01/17/2026 - 11:00 am - 3:00 pm)
Property Description
Welcome to this exceptional single story Toll Brothers home with 3 car garage, 4-bedrooms, 3-bathrooms plus bonus room home nestled in a beautiful gated community. Available for quick move-in. As you walk in you are greeted by the wide foyer with 11' ceilings. The gourmet kitchen features high-end finishes and ample cabinetry for all your culinary needs. The luxurious primary suite with tray ceilings offers a serene retreat with a generous walk-in closet and spa-inspired bath featuring dual vanities, a large shower with two shower heads, and spacious walk-in closet. Three secondary bedrooms share two hall baths, perfect for family or guests. One of which has a walk-in shower with frameless glass. The expansive great room and casual dining area boasts tray ceilings and abundant natural light, ideal for relaxing and entertaining. Multi slide glass sliding doors to the large covered lanai with pavers seamlessly extends your living space outdoors, perfect for enjoying the view of the private wooded area behind the home. Enough space for pool and outdoor living oasis. Additionally, a versatile flex room at front of home, perfect for a home office, playroom, or media area, is adaptable to suit your lifestyle. The 3-car garage with 10' ceiling, 8' garage door height with windows provides plenty of room for vehicles and storage. This beautiful gated community enhances your lifestyle, offering easy access to a variety of amenities including a resort-style pool, clubhouse, fitness center, tennis and pickleball courts, playground, multi-purpose field, and much more. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix, and recreation outdoor activities at Frank Brown Park. This home is more than just a place to live, it's a lifestyle waiting to be embraced. Schedule a tour now and lets start your new home journey.
Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 210
HOA Frequency: Monthly
HOA Annual Amount: 2520
New Buyer Fee: Yes
New Buyer Fee Amt: 630
New Buyer Fee Paid: $
Brokerage Interest: No Interest
As Is: No
Contract Info
List Price/SqFt: 268.95
Status: Active
List Date: 2025-10-04
List Price: $724,000
Current Price: $724,000
Location
Unit #: Lot 20
Sub Area: 0322 - Beach - North West
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Sales Center located at 232 Breakwater Blvd, Panama City Beach, FL 32413. From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left. 4th building on the right next to parking lot.
Area: 03 - Bay County - Beach
Street #: 312
Street Name: Breakwater Blvd
State: FL
Zip Code: 32413
County: Bay
Subdivision: Breakwater at Ward Creek
Parcel ID: 32717-250-040
Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 20 ORB 4868 P 1898
General Property Info
Acreage: 0.17
Design: Ranch
Lot Size (SqFt): 7405
Apx SqFt(Htd/Cooled): 2692
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Builders Plans
# of Stories in Building: 1
Lot Dimensions: 60'x120'
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 3
Driveway Spaces: 3
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Year Built: 2025
Remarks & Misc
Remarks: Welcome to this exceptional single story Toll Brothers home with 3 car garage, 4-bedrooms, 3-bathrooms plus bonus room home nestled in a beautiful gated community. Available for quick move-in. As you walk in you are greeted by the wide foyer with 11' ceilings. The gourmet kitchen features high-end finishes and ample cabinetry for all your culinary needs. The luxurious primary suite with tray ceilings offers a serene retreat with a generous walk-in closet and spa-inspired bath featuring dual vanities, a large shower with two shower heads, and spacious walk-in closet. Three secondary bedrooms share two hall baths, perfect for family or guests. One of which has a walk-in shower with frameless glass. The expansive great room and casual dining area boasts tray ceilings and abundant natural light, ideal for relaxing and entertaining. Multi slide glass sliding doors to the large covered lanai with pavers seamlessly extends your living space outdoors, perfect for enjoying the view of the private wooded area behind the home. Enough space for pool and outdoor living oasis. Additionally, a versatile flex room at front of home, perfect for a home office, playroom, or media area, is adaptable to suit your lifestyle. The 3-car garage with 10' ceiling, 8' garage door height with windows provides plenty of room for vehicles and storage. This beautiful gated community enhances your lifestyle, offering easy access to a variety of amenities including a resort-style pool, clubhouse, fitness center, tennis and pickleball courts, playground, multi-purpose field, and much more. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix, and recreation outdoor activities at Frank Brown Park. This home is more than just a place to live, it's a lifestyle waiting to be embraced. Schedule a tour now and lets start your new home journey.
Covered Porch
First: 1
Garage
First: 1
Great Room
First: 1
Appliances
Cooktop - Gas: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Range Hood: 1
Refrigerator: 1
Water Heater - Tankless: 1
Interior Features
Floor - Tile: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Media Room: 1
Pantry: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Composite Shngl: 1
Siding - Hardie Board: 1
Exterior
Patio Covered: 1
Sprinkler System: 1
Association Fees Include
Community Room: 1
Exercise Room: 1
Gated Community: 1
Picnic Area: 1
Playground: 1
Pool: 1
Tennis: 1
Trash Disposal: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Bonus Room: 1
Ceiling - Tray: 1
Lot Features
Landscaped: 1
Sidewalk: 1
Wooded: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Community Room: 1
Exercise Room: 1
Gated Community: 1
Picnic Area: 1
Playground: 1
Pool: 1
Tennis: 1
Pickle Ball: 1
Sidewalks: 1
Rooms
Covered Porch: 1
Garage: 1
Great Room: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Natural Gas - Connected: 1
Internet - Broadband Available: 1
Internet - Fiber Optic: 1
Phone - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Master Bedroom
First: 1
Cooling
Electric: 1
Heating
Heat Pump: 1
Security Features
Gated Community: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Gas; Dishwasher; Disposal; Microwave; Oven - Electric; Range Hood; Refrigerator; Water Heater - Tankless
Master Bedroom: First
Cooling: Electric
Heating: Heat Pump
Exterior: Patio Covered; Sprinkler System
Association Fees Include: Community Room; Exercise Room; Gated Community; Picnic Area; Playground; Pool; Tennis; Trash Disposal
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Bonus Room; Ceiling - Tray
Lot Features: Landscaped; Sidewalk; Wooded
Lot Access: Paved Road
Covered Porch: First
Great Room: First
Garage: First
Security Features: Gated Community; Smoke Detector(s)
Parking Features: Driveway; Garage Attached
Association Amenities: Community Room; Exercise Room; Gated Community; Pickle Ball; Picnic Area; Playground; Pool; Sidewalks; Tennis
Rooms: Covered Porch; Garage; Great Room; Master Bedroom
Utilities: TV Cable; Electricity - Connected; Internet - Broadband Available; Internet - Fiber Optic; Natural Gas - Connected; Phone - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions | Remarks |
| Master Bedroom | First | 16 x 13.67 | 16.00 | 13.67 | 16 x 13.67 | |
| Covered Porch | First | 35.44 x 10 | 35.44 | 10.00 | 35.44 x 10 | |
| Garage | First | 28.17 x 21.9 | 28.17 | 21.90 | 28.17 x 21.9 | 3 car garage |
| Great Room | First | 21 x 18.33 | 21.00 | 18.33 | 21 x 18.33 |
Listing Office: Jacksonville TBI Realty LLC
Last Updated: January - 16 - 2026
Information deemed reliable but not guaranteed.
