$349,900
Panama City, FL 32409
MLS# 782553
4 beds | 2 baths | 1799 sqft

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Property Description
Incredible opportunity with an assumable VA loan at 3.99% for qualified buyers! This nearly brand new home is ideally located just minutes from Tyndall Air Force Base and less than a mile from the local boat ramp—perfect for launching the boat and enjoying a fun day out on the stunning waters of the Gulf of America. Designed for comfort and convenience, the home features easy-to-clean vinyl plank flooring, granite countertops, and a spacious kitchen island that offers plenty of room for cooking, gathering, and entertaining. The smart-home technology adds peace of mind and modern efficiency, while the covered back porch provides a relaxing outdoor retreat for morning coffee or evening downtime. A well-sized garage offers additional storage and parking, making daily life even easier. This location provides quick access to shopping, restaurants, parks, and all the essentials, while still being close to the sugar-white Gulf Coast beaches. Whether you're stationed at Tyndall, raising a family, or simply wanting a comfortable coastal lifestyle, this home offers a perfect blend of features, affordability, and prime convenience.
Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 250
HOA Frequency: Quarterly
HOA Annual Amount: 1000
New Buyer Fee: No
Last Taxes: 713
Last Tax Year: 2024
Brokerage Interest: No Interest
Contract Info
List Price/SqFt: 194.5
Status: Active
List Date: 2025-12-09
List Price: $349,900
Current Price: $349,900
Location
Sub Area: 0410 - Bay North - West Deerpoint/Southport
Community/Resort: None
Waterfront: No
Elementary School: Southport
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: 231 North to HWY 2321 and turn left, follow until you get to Hodges Bayou turn left onto Big Buck Blvd, Rachel is the first left and home is on the left.
Area: 04 - Bay County - North
Street #: 3199
Street Name: Rachel
Street Suffix: Place
State: FL
Zip Code: 32409
County: Bay
Subdivision: Hodges Bayou Plantation 1
Parcel ID: 07899-800-110
Legal Description: HODGES BAYOU PLANTATION PH 3A LOT 22
General Property Info
Acreage: 0.17
Design: Craftsman Style
Lot Size (SqFt): 7405
Apx SqFt(Htd/Cooled): 1799
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 60 X 116
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 2
Year Built: 2025
Remarks & Misc
Remarks: Incredible opportunity with an assumable VA loan at 3.99% for qualified buyers! This nearly brand new home is ideally located just minutes from Tyndall Air Force Base and less than a mile from the local boat ramp—perfect for launching the boat and enjoying a fun day out on the stunning waters of the Gulf of America. Designed for comfort and convenience, the home features easy-to-clean vinyl plank flooring, granite countertops, and a spacious kitchen island that offers plenty of room for cooking, gathering, and entertaining.
The smart-home technology adds peace of mind and modern efficiency, while the covered back porch provides a relaxing outdoor retreat for morning coffee or evening downtime. A well-sized garage offers additional storage and parking, making daily life even easier. This location provides quick access to shopping, restaurants, parks, and all the essentials, while still being close to the sugar-white Gulf Coast beaches. Whether you're stationed at Tyndall, raising a family, or simply wanting a comfortable coastal lifestyle, this home offers a perfect blend of features, affordability, and prime convenience.
Dining Room
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Pantry: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Exterior
Porch Covered: 1
Association Fees Include
Accounting: 1
Ground Keeping: 1
Management: 1
Furnished
Unfurnished: 1
Interior
Floor - Carpet: 1
Smart Home: 1
Smart Thermostat: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Survey Available: 1
Parking Features
Garage Attached: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Heating
Central: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Range - Electric; Refrigerator; Water Heater - Electric
Master Bedroom: First
Bedroom: First
Cooling: Central Air; Electric; ENERGY STAR Qualified Equipment
Heating: Central; Electric; ENERGY STAR Qualified Equipment
Exterior: Porch Covered
Association Fees Include: Accounting; Ground Keeping; Management
Furnished: Unfurnished
Interior: Floor - Carpet; Smart Home; Smart Thermostat
Kitchen: First
Living Room: First
Lot Features: Survey Available
Dining Room: First
Parking Features: Garage Attached
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom
Showing: ShowingTime
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Kitchen | First | 18 x 11 | 18.00 | 11.00 | 18 x 11 |
| Living Room | First | 16.4 x 13.6 | 16.40 | 13.60 | 16.4 x 13.6 |
| Dining Room | First | 11 x 11 | 11.00 | 11.00 | 11 x 11 |
| Master Bedroom | First | 15 x 12 | 15.00 | 12.00 | 15 x 12 |
| Master Bedroom | First | 11.9 x 10 | 11.90 | 10.00 | 11.9 x 10 |
| Bedroom | First | 12 x 10 | 12.00 | 10.00 | 12 x 10 |
| Bedroom | First | 12.9 x 12.5 | 12.90 | 12.50 | 12.9 x 12.5 |
| Bedroom | First | 12 x 10 | 12.00 | 10.00 | 12 x 10 |
Listing Office: Epique Realty Inc
Last Updated: January - 21 - 2026
Information deemed reliable but not guaranteed.
