323 Prudence Lane, Panama City Beach, FL 32408 (MLS# 789259)

Homestead: Yes

HOA Fee: Yes

HOA Amount: 225

HOA Frequency: Annually

HOA Annual Amount: 225

New Buyer Fee: No

Last Taxes: 2554

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

List Price/SqFt: 315.32

Status: Active

List Date: 2026-03-28

List Price: $420,000

Current Price: $420,000

Sub Area: 0319 - Beach - East

Community/Resort: None

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: From Hathaway Bridge heading Southeast to Thomas Drive, take R onto North Lagoon, R on Razz Way, R on Scooter Ln then L on Prudence Ln. Home is at end of the street on the left side of cul-de-sac.

Area: 03 - Bay County - Beach

Street #: 323

Street Name: Prudence

Street Suffix: Lane

State: FL

Zip Code: 32408

County: Bay

Subdivision: North Lagoon Heights Phase II

Parcel ID: 30166-416-190

Legal Description: 5 4S 15W -1.290- BEG 742' N & 1549' W OF SE COR OF SEC TH CONT W 120' NWLY 148' E 92' SELY 157' S 114' TO POB AKA LOT 38 NORTH LAGOON HEIGHTS PHASE II UNREC ORB 4542 P 2013

Acreage: 0.38

Design: Contemporary

Lot Size (SqFt): 16335

Apx SqFt(Htd/Cooled): 1332

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 1

Lot Dimensions: 200x103

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Driveway Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 1986

Remarks: Your fully renovated Beach retreat awaits! *** This stunning cul-de-sac home has been completely transformed with no expense spared. This 3 bedroom + a heated/cooled bonus detached 4th bedroom/office or playroom offers a blend of coastal charm with brand-new flooring throughout, Quarts countertops, stylish backsplash, and all-new fixtures giving a fresh, upscale feel. Attention to detail is evident in every room, featuring a gorgeous new fireplace, updated doors, trim, and crown moulding that elevate the entire space. *** Whether a primary residence, relaxing second home, or a smart investment opportunity, this one checks every box. Move-in-ready and high-end finishes, it's perfectly suited for use as an income-producing rental as well. *** Schedule a tour today! This one won't last long!

First: 1

First: 1

First: 1

First: 1

First: 1

Dishwasher: 1

Ice Maker: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Ceiling - Vaulted: 1

Fireplace: 1

Floor - Tile: 1

Floor - Vinyl: 1

Kitchen Island: 1

Pantry: 1

Foundation - Slab on Grade: 1

Roof - Gutters: 1

Siding - Hardie Board: 1

Siding - Metal: 1

Siding - Stucco: 1

Trim - Aluminum: 1

Trim - Hardie Board: 1

Columns: 1

Double Pane Windows: 1

Fenced Lot-Part: 1

Fireplace: 1

Patio Covered: 1

Porch Covered: 1

Sprinkler System: 1

Storm Doors: 1

Storm Windows: 1

Outbuilding: 1

Shed(s): 1

Accounting: 1

Ground Keeping: 1

Cash: 1

Conventional: 1

FHA: 1

USDA: 1

VA: 1

Unfurnished: 1

Insulated Doors: 1

First: 1

First: 1

Cul-De-Sac: 1

Dead End: 1

Near Beach Access: 1

Near Public Boat Ramp: 1

Within 1/2 Mile to Water: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

Paved: 1

MBed First Floor: 1

MBed Walk-in Closet: 1

Resid Single Family: 1

Bedroom: 1

Covered Porch: 1

Dining Room: 1

Kitchen: 1

Laundry: 1

Living Room: 1

Master Bathroom: 1

Master Bedroom: 1

Other: 1

ShowingTime: 1

Electricity - Connected: 1

Garbage: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Probate Listing: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1