$3,200,000
Panama City, FL 32401
MLS# 776641

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Property Description
Discover a truly RARE and remarkable opportunity to own just under 2 ACRES of pristine WATERFRONT property in the heart of Historic St. Andrews—one of Panama City, Florida's most coveted and charming neighborhoods. This 1.9-ACRE BAYFRONT ESTATE HOMESITE offers an extraordinary canvas for your dream home or private retreat, with sweeping views of St. Andrews Bay, mature oaks, and unmatched privacy rarely found in such a prime location. Positioned at the end of a quiet street, this one-of-a-kind property boasts approximately 165 feet of water frontage, offering direct access to the Bay and Gulf—perfect for boating, fishing, paddleboarding, or simply enjoying Florida's coastal lifestyle. With its grand size and natural beauty, this estate-sized lot evokes a sense of serenity while being just moments from the vibrant shops, restaurants, and marina of Historic St. Andrews, and only a short drive to Downtown Panama City and the turquoise waters and white sandy beaches. Zoned residential and free from HOA restrictions, this is a unique opportunity to create an iconic homestead or luxurious waterfront compound in a location steeped in Old Florida charm. Properties of this caliber and size seldom become available—this is your chance to own a piece of paradise in one of Bay County's most historic and picturesque waterfront enclaves. Dock permit has been issued for the reconstruction of the existing dock to include a 332' walkway, 3 38' finger piers and a 14' x 38' covered boat slip with lift. This gives endless possibilities for multiple boats at your homesite with pure Bay views! Imagine leaving your home for Shell Island with the family or early morning for a day of hunting redfish on the flats. Take in the views by watching the most incredible sunsets from your back yard on this stunning property at a high elevation. This lot may be subdivided into separate parcels. Buyer would need to verify information with the City of Panama City for any potential to divide. Zoning allows for short term rentals in this area as well as city water and sewer being available. Discover your dream waterfront homesite in Historic St. Andrews!
Details
Maps
Contract Info
Status: Active
List Date: 2025-07-23
List Price: $3,200,000
Current Price: $3,200,000
List Price/Acre: 1693121.69
Location
Street #: 3333
Street Direction: W
Street Name: 14th
Street Suffix: Street
Area: 02 - Bay County - Central
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 - Bay - Central SW
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: Yes
Parcel ID: 29953-000-000
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: Heading west on Highway 98, turn left onto Beck Avenue. Turn right onto W 14th Street.
Legal Description: 1 4S 15W NW1/4 LOTS 1, 2 & ADJ PCL TO ST A BAY WITH RIP RTS BLK 13 DESC AS; LOTS 1 & 2 AND THAT PARCEL OF LAND LYING BETWEEN LOTS AND WATER OF ST ANDREWS BAY AND EXTENDED INTO SAID WATER, SUB TO ESMT OF BAYVIEW AVE ORB 4545 P 870
General Property Info
Sub-Type: Vacant Land
Lot Dimensions: 147' x 491' x 165' x 583'
Acreage: 1.89
Lot Size (SqFt): 82328
Waterfront Feature
Waterfront Feet: 165
Property Features
Financing: Cash; Construction Perm; Conventional
Lot Access: City Street; Paved Road
Lot Features: Near Public Boat Ramp; Waterfront; Within 1/2 Mile to Water
Sale Type: As Is
Utilities: Electricity - Connected; Public Sewer - Connected; Water Connected
Waterfront Type: Bay/Harbor
Waterfront Feature: Shore - Beach; Shore - Natural
Waterview: Bay
Present Zoning: Resid Single Family
Listing Office: Corcoran Reverie
Last Updated: August - 12 - 2025
Information deemed reliable but not guaranteed.
