$450,000
3428 High Cliff Road
Panama City, FL 32409
MLS# 784285
4 beds  |  3 baths  |  2205 sqft


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Property Description
This home is located in a beautiful area of Bay County at the end of Resota Beach Road close to Deerpoint Lake where you can access in a very short drive////// This home has 4 Spacious Bedrooms & 2.5 Baths, 1/2 Acre Lot. This home has many Energy Efficient Features All LED Lights, Fully Insulated Interior Walls, Low E windows & much more. No HOA Fee's. The Interior Features bullnose rounded wall corners, crown molding, tray ceilings in the Living room, Dining & Master Bedroom, recessed & upgraded light fixtures throughout, luxury high end vinyl plank flooring, Ceramic Tile & The Kitchen is a show stopper with breakfast bar, Quartz counter tops, custom hardwood cabinetry with pull out slider drawers, double built in trashcans, deep drawers for pots & pan storage, all stainless steel TWO PANTRIES////The Master suite is very spacious 14x19 & has a large master bath featuring his and her double quartz topped sink, Jacuzzi tub, separate 5ft shower w/ glass door! Back yard is fenced and ready to go to keep your children and fur babies safe! This is a beautiful rural area to raise a family.

Details
Maps
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 4087
Last Tax Year: 2025
Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner.
Contract Info
List Price/SqFt: 204.08
Status: Active
List Date: 2026-01-21
List Price: $450,000
Current Price: $450,000
Location
Sub Area: 0410 - Bay North - West Deerpoint/Southport
Community/Resort: None
Waterfront: No
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: From Hwy 77, Right at Red Light Hwy 2321, Left turn onto Resota Beach Road, Right turn onto High Cliff Road (Cedar Creek Subdivision), home on the right 3426 High Cliff Rd
Area: 04 - Bay County - North
Street #: 3428
Street Name: High Cliff
Street Suffix: Road
State: FL
Zip Code: 32409
County: Bay
Subdivision: Cedar Creek Chase Ph 1
Parcel ID: 07585-326-000
Legal Description: CEDAR CREEK CHASE PH 1 LOT 26 ORB 4329 P 1820
General Property Info
Acreage: 0.55
Design: Contemporary
Lot Size (SqFt): 23958
Apx SqFt(Htd/Cooled): 2205
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: irregular
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 3
Year Built: 2020
Remarks & Misc
Remarks: This home is located in a beautiful area of Bay County at the end of Resota Beach Road close to Deerpoint Lake where you can access in a very short drive////// This home has 4 Spacious Bedrooms & 2.5 Baths, 1/2 Acre Lot. This home has many Energy Efficient Features All LED Lights, Fully Insulated Interior Walls, Low E windows & much more. No HOA Fee's. The Interior Features bullnose rounded wall corners, crown molding, tray ceilings in the Living room, Dining & Master Bedroom, recessed & upgraded light fixtures throughout, luxury high end vinyl plank flooring, Ceramic Tile & The Kitchen is a show stopper with breakfast bar, Quartz counter tops, custom hardwood cabinetry with pull out slider drawers, double built in trashcans, deep drawers for pots & pan storage, all stainless steel TWO PANTRIES////The Master suite is very spacious 14x19 & has a large master bath featuring his and her double quartz topped sink, Jacuzzi tub, separate 5ft shower w/ glass door! Back yard is fenced and ready to go to keep your children and fur babies safe! This is a beautiful rural area to raise a family.
Dining Room
First: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Microwave: 1
Oven - Electric: 1
Plumbed For Ice Maker: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Floor - Tile: 1
Pantry: 1
Construction/Siding
Brick: 1
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Trim - Vinyl: 1
Exterior
Fenced Back Yard: 1
Patio Covered: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Ceiling - Tray: 1
Floor - Carpet: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Covenants & Rescrictions: 1
Subdivision - Recorded: 1
Lot Access
County Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Walk-In Closet: 1
MBath Whirlpool: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Utilities
Public Water - Available: 1
Public Water - Connected: 1
Septic Tank: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Heating
Central: 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Microwave; Oven - Electric; Plumbed For Ice Maker; Range - Electric; Refrigerator; Water Heater - Electric
Master Bedroom: First
Bedroom: First
Cooling: Central Air
Heating: Central
Exterior: Fenced Back Yard; Patio Covered
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Interior: Ceiling - Tray; Floor - Carpet
Kitchen: First
Living Room: First
Lot Features: Covenants & Rescrictions; Subdivision - Recorded
Lot Access: County Road
Dining Room: First
Parking Features: Driveway; Garage Attached; Garage Door Opener
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom
Utilities: Public Water - Available; Public Water - Connected; Septic Tank
Room Information
Room Name Level Dimensions Length Width Dimensions
Living RoomFirst20 x 1820.0018.0020 x 18
Dining RoomFirst18 x 1518.0015.0018 x 15
KitchenFirst17 x 13.517.0013.5017 x 13.5
Master BedroomFirst19 x 1419.0014.0019 x 14
BedroomFirst14 x 1214.0012.0014 x 12
BedroomFirst13 x 12.513.0012.5013 x 12.5
BedroomFirst15 x 12.515.0012.5015 x 12.5

Listing Office: CENTURY 21 Commander Realty

Last Updated: January - 28 - 2026

Information deemed reliable but not guaranteed.