$460,000
3509 High Cliff Road
Panama City, FL 32409
MLS# 787503
4 beds  |  4 baths  |  2244 sqft


Craftsman Style Home
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Craftsman Style Home Enhanced Image AI -Generated 3509 High Cliff Rd 4-30-26 Front House # 3509 High Cliff Rd 4-30-26 Front Door Op 3509 High Cliff Rd 4-30-26 Interior Fron 3509 High Cliff Rd 4-30-26 Interior Fron 3509 High Cliff Rd 4-30-26 Living Room # 3509 High Cliff Rd 4-30-26 Living Room # 3509 High Cliff Rd 4-30-26 Kitchen #2 3509 High Cliff Rd 4-30-26 Kitchen Into 3509 High Cliff Rd 4-30-26 Laundry Room Laundry rm 3509 High Cliff Rd 4-30-26 1-2 Bath Near 3509 High Cliff Rd 4-30-26 Master Bedroo 3509 High Cliff Rd 4-30-26 Master Bedroo 3509 High Cliff Rd 4-30-26 Master Bedroo 3509 High Cliff Rd 4-30-26 2nd Guest Bed 3509 High Cliff Rd 4-30-26 Master Bedroo 3509 High Cliff Rd 4-30-26 Master Bedroo 3509 High Cliff Rd 4-30-26 Master Bath # 3509 High Cliff Rd 4-30-26 Master Bath # 3509 High Cliff Rd 4-30-26 3rd Guest Bed 3509 High Cliff Rd 4-30-26 Guest Shared 3509 High Cliff Rd 4-30-26 2nd Guest Bed 3509 High Cliff Rd 4-30-26 2nd Guest Bed 3509 High Cliff Rd 4-30-26 2nd Guest Bed 3509 High Cliff Rd 4-30-26 1st Guest Bed 3509 High Cliff Rd 4-30-26 1st Guest Bed Door to Back 3509 High Cliff Rd 4-30-26 Back Porch #3 3509 High Cliff Rd 4-30-26 Back Porch #2 3509 High Cliff Rd 4-30-26 Back Porch #1 Back Porch IMG_4568 IMG_4564 IMG_4575 3509 High Cliff Rd 4-30-26 Backyard Cent 3509 High Cliff Rd 4-30-26 Backyard Left 3509 High Cliff Rd 4-30-26 Backyard Righ 3509 High Cliff Rd 4-30-26 Garage Open # over home CC Sign Used AI for this
Open House (05/02/2026 - 10:00 am - 4:00 pm)

Property Description
Closer to water than you think'' Close to Deer Point lake in a great neighborhood No HOA. Best of both worlds. Now offered at $460,000--an excellent opportunity for buyers to own a well-built, energy-efficient home in a desirable location. This property offers incredible value with its upgraded features, spacious layout, and half-acre lot.''Motivated seller! Beautiful, energy-efficient home that feels like new, situated on a spacious half-acre lot. Features fully insulated walls, Low-E windows, and an all-thread rod system for added hurricane and wind protection. Enjoy relaxing on the screened-in porch and take advantage of the new shed for extra storage. Located in Flood Zone X for added peace of mind. Don't miss this move-in ready gem! AI-Generated images was used to Virtually Staged and Enhances Image.

Details
Maps
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 4786
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 204.99
Status: Active
List Date: 2026-03-23
List Price: $460,000
Current Price: $460,000
Location
Sub Area: 0410 - Bay North - West Deerpoint/Southport
Community/Resort: None
Waterfront: No
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: From Hwy 77, Right at Red Light Hwy 2321, Left turn onto Resota Beach Road, Right turn onto High Cliff Road (Cedar Creek Subdivision), home on the Right Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 3823 P 834
Area: 04 - Bay County - North
Street #: 3509
Street Name: High Cliff
Street Suffix: Road
State: FL
Zip Code: 32409
County: Bay
Subdivision: Cedar Creek Chase Ph 1
Parcel ID: 07585-428-000
Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 4572 P 1459
General Property Info
Acreage: 0.5
Design: Craftsman Style
Lot Size (SqFt): 21780
Apx SqFt(Htd/Cooled): 2244
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Pre-Const Flip: No
Lot Dimensions: 101 X 258
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 4
Year Built: 2022
Remarks & Misc
Remarks: Closer to water than you think'' Close to Deer Point lake in a great neighborhood No HOA. Best of both worlds. Now offered at $460,000--an excellent opportunity for buyers to own a well-built, energy-efficient home in a desirable location. This property offers incredible value with its upgraded features, spacious layout, and half-acre lot.''Motivated seller! Beautiful, energy-efficient home that feels like new, situated on a spacious half-acre lot. Features fully insulated walls, Low-E windows, and an all-thread rod system for added hurricane and wind protection. Enjoy relaxing on the screened-in porch and take advantage of the new shed for extra storage. Located in Flood Zone X for added peace of mind. Don't miss this move-in ready gem! AI-Generated images was used to Virtually Staged and Enhances Image.
Covered Porch
First: 1
Dining Room
First: 1
Garage
First: 1
Laundry
First: 1
Master Bathroom
First: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
ENERGY STAR Qualified Appliances: 1
Freezer: 1
Ice Maker: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Coffered: 1
Ceiling - Crwn Molding: 1
Floor - Tile: 1
Floor - Vinyl: 1
Kitchen Island: 1
Lighting - Recessed: 1
Security System: 1
Window - Treatment All: 1
Construction/Siding
Brick: 1
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Trim - Hardie Board: 1
Trim - Vinyl: 1
Exterior
Columns: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Porch Covered: 1
Porch Screened: 1
Sprinkler System: 1
Other Structures
Shed(s): 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Ceiling - Tray: 1
Insulated Doors: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Landscaped: 1
Subdivision - Recorded: 1
Lot Access
County Road: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
See Remarks: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Covered Porch: 1
Dining Room: 1
Full Bathroom: 1
Garage: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Security System: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Phone - Connected: 1
Public Water - Connected: 1
Septic Tank: 1
Underground Utilities: 1
Sale Type
As Is: 1
REO: 1
Full Bathroom
First: 1
Half Bathroom
First: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Heating
Central: 1
ENERGY STAR Qualified Equipment: 1
Security Features
Security System: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Freezer; Ice Maker; Microwave; Oven - Electric; Refrigerator; Washer; Water Heater - Electric
Full Bathroom: First
Half Bathroom: First
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment
Heating: Central; ENERGY STAR Qualified Equipment
Exterior: Columns; Double Pane Windows; Fenced Back Yard; Fenced Privacy; Porch Covered; Porch Screened; Sprinkler System
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Ceiling - Tray; Insulated Doors
Kitchen: First
Living Room: First
Lot Features: Landscaped; Subdivision - Recorded
Lot Access: County Road; Paved Road
Master Bathroom: First
Covered Porch: First
Dining Room: First
Garage: First
Laundry: First
Security Features: Security System; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener
Other Structures: Shed(s)
Rooms: Bedroom; Covered Porch; Dining Room; Full Bathroom; Garage; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom
Sale Type: As Is; REO
Showing: Security System; ShowingTime
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Phone - Connected; Public Water - Connected; Septic Tank; Underground Utilities
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Remarks
BedroomFirst12 x 1312.0013.00
BedroomFirst11.5 x 13.511.5013.50
BedroomFirst13.5 x 1613.5016.00
Master BedroomFirst14 x 1614.0016.00
Master BathroomFirst13 x 1213.0012.00
Half BathroomFirst3.5 x 73.507.00
Full BathroomFirst5.5 x 105.5010.00
Full BathroomFirst9 x 79.007.00
LaundryFirst7 x 107.0010.00
Covered PorchFirst8 x 19.58.0019.50BACK PORCH SCREENED IN
Covered PorchFirst9 x 149.0014.00
GarageFirst21 x 2221.0022.00
KitchenFirst15 x 1815.0018.00
Living RoomFirst19 x 19.519.0019.50
Dining RoomFirst11 x 1311.0013.00

Listing Office: Coastal Palms Real Estate

Last Updated: May - 02 - 2026

Information deemed reliable but not guaranteed.