3519 Cottage Cove Lane, Panama City Beach, FL 32408 (MLS# 785018)

HOA Fee: Yes

HOA Amount: 2163

HOA Frequency: Annually

HOA Annual Amount: 2163

New Buyer Fee: Yes

New Buyer Fee Amt: 639

New Buyer Fee Paid: $

Brokerage Interest: Ownership Interest - Listing Broker/Salesperson has ownership interest in the property.

As Is: No

List Price/SqFt: 257.96

Status: Active

List Date: 2026-02-10

List Price: $455,301

Current Price: $455,301

Sub Area: 0319 - Beach - East

Community/Resort: None

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: From Thomas Dr, turn East onto Magnolia Beach Rd. In 1.1 miles, follow the curve to the right onto Delwood Beach Rd. Go all the way down to the stop sign on Delwood Dr and turn right. Enter through the gated entrance and turn right onto Cottage Cove Ln. 3508 will be on your right. This is a gated community.

Area: 03 - Bay County - Beach

Street #: 3519

Street Name: Cottage Cove

Street Suffix: Lane

State: FL

Zip Code: 32408

County: Bay

Subdivision: Sanctuary Beach

Parcel ID: 31368-118-000

Legal Description: SANCTUARY BEACH LOT 2 BLK B ORB 4833 P 1686

Acreage: 0.08

Design: Craftsman Style

Lot Size (SqFt): 3485

Apx SqFt(Htd/Cooled): 1765

Immediate Occupancy: No

Construction Status: To Be Built

SqFt Source: Builders Plans

Half Baths: 1

# of Stories in Building: 2

Lot Dimensions: 40x80

New Construction: Yes

Garage Y/N: Yes

Garage Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 3

Year Built: 2026

Remarks: Welcome to 3519 Cottage Cove Lane at Sanctuary Beach in Panama City Beach, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Norfolk floor plan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. This home features bright entry hall leading to the main living area. Garage access is conveniently located off the entry hall as well as a half bath. The living area has an open kitchen with peninsula bar and space for seating. EVP flooring is throughout the main level in all common and wet areas while each bedroom has carpet. White cabinetry is complemented by quartz countertops, and the kitchen will have appliances including a stove, microwave and dishwasher. All bedrooms are upstairs, and the primary bedroom is located just off the landing overlooking the back of the home. It is perfect retreat and has a large closet and private ensuite bathroom with a large soak tub and separate shower as well as a dual sink vanity. The two additional bedrooms share a Jack and Jill bathroom with separate single sink vanities and a combination shower tub. The additional bedrooms are spacious and feature large closets for storage.

First: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Plumbed For Ice Maker: 1

Range - Gas: 1

Water Heater - Electric: 1

Water Heater - Tankless: 1

Breakfast Bar: 1

Floor - Vinyl Plank: 1

Lighting - Recessed: 1

Pantry: 1

Stairs: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Composite Shngl: 1

Roof - Gutters: 1

Siding - Hardie Board: 1

Hurricane Fabric: 1

Patio Open: 1

Porch Covered: 1

Sprinkler System: 1

Master Association: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Smart Home: 1

Smart Thermostat: 1

First: 1

First: 1

Interior Lot: 1

Landscaped: 1

Within 1/2 Mile to Water: 1

Private Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBed Walk-in Closet: 1

Resid Single Family: 1

Gated Community: 1

Pool: 1

Bedroom: 1

Dining Room: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

Electricity - Connected: 1

Public Water - Connected: 1

Smart Technology: 1

Second: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Carbon Monoxide Detector: 1

Gated Community: 1

Smoke Detector(s): 1