$349,900
Panama City, FL 32404
MLS# 779068
4 beds | 3 baths | 1756 sqft

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Property Description
Discover the perfect blend of luxury and convenience at 3520 Mill Point Cove, built by one of the area's most sought-after builders in 2023, this like-new brick home offers a stunning combination of high-end finishes and modern design. Step inside to find an expansive, open floor plan with thoughtful upgrades throughout. The chef-inspired kitchen features solid wood cabinetry, gleaming quartz countertops, and premium stainless steel appliances, creating a space that's as functional as it is beautiful. Stylish upgraded light fixtures, doors, and trim add a touch of elegance, while luxury vinyl flooring runs seamlessly throughout the first floor. The second floor features both carpet and vinyl flooring to provide a cozy living space. The spa-like bathrooms feature exquisite finishes, making every bath a relaxing retreat. Energy-efficient Low E windows, enhanced insulation, and upgraded doors provide both comfort and efficiency year-round. Outside, the community has underground utilities, sidewalks, and lighted streets, ensuring a picturesque and quiet environment. Mill Point offers the perfect setting for those seeking luxury living in a peaceful and well-connected neighborhood. Don't miss the chance to make this exceptional home yours—let Mill Point be your next move!
Details
Maps
Contract Info
Status: Active
List Date: 2025-09-12
List Price: $349,900
List Price/SqFt: 199.26
Current Price: $349,900
Location
Area: 02 - Bay County - Central
Street #: 3520
Street Name: Mill Point
Street Suffix: Cove
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0201 - Bay - Central NE
Subdivision: Mill Point
Community/Resort: None
Waterfront: No
Parcel ID: 11514-400-190
Elementary School: Deer Point
Middle School: Merritt Brown
High School: Mosley
Directions: North on 231 Take a Left on Transmitter and a Right on Mill Point Cove
Legal Description: MILL POINT LOT 19 ORB 4655 P 92
General Property Info
Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 1756
SqFt Source: Prop App Site
Bedrooms: 4
Full Baths: 2
Half Baths: 1
Total Baths: 3
# of Stories in Building: 2
Year Built: 2023
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Driveway Spaces: 4
Lot Dimensions: 40x98
Acreage: 0.11
Lot Size (SqFt): 4966
Pool: No
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Freezer; Ice Maker; Microwave; Oven - Electric; Refrigerator
Master Bedroom: Second
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Sprinkler System
Association Fees Include: Accounting; Management
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Floor - Carpet
Living Room: First
Lot Features: Cul-De-Sac
Lot Access: City Street
Security Features: Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener
Rooms: Bedroom; Living Room; Master Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: Cable - Available; Electricity - Connected; Internet - Fiber Optic; Phone - Available; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
Room Name | Level | Dimensions | Length | Width | Dimensions |
Master Bedroom | Second | 15 x 14 | 15.00 | 14.00 | 15 x 14 |
Bedroom | Second | 12 x 11 | 12.00 | 11.00 | 12 x 11 |
Bedroom | Second | 11 x 10 | 11.00 | 10.00 | 11 x 10 |
Living Room | First | 16 x 15 | 16.00 | 15.00 | 16 x 15 |
Listing Office: LPT Realty LLC
Last Updated: September - 19 - 2025
Information deemed reliable but not guaranteed.