$349,900
3520 Mill Point Cove
Panama City, FL 32404
MLS# 779068
4 beds  |  3 baths  |  1756 sqft


Front of House
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Front of House 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 Back of House Backyard Living room 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 Kitchen 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 Dining 3520 Mill Point Cove, Panama City, FL 32404 Upstairs landing Bedroom 1 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 Bedroom 2 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 Upstairs bathroom 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 Bedroom 3 3520 Mill Point Cove, Panama City, FL 32404 Main bedroom 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 Main bathroom 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 Downstairs Half bath 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 3520 Mill Point Cove, Panama City, FL 32404 Laundry

Property Description
Discover the perfect blend of luxury and convenience at 3520 Mill Point Cove, built by one of the area's most sought-after builders in 2023, this like-new brick home offers a stunning combination of high-end finishes and modern design. Step inside to find an expansive, open floor plan with thoughtful upgrades throughout. The chef-inspired kitchen features solid wood cabinetry, gleaming quartz countertops, and premium stainless steel appliances, creating a space that's as functional as it is beautiful. Stylish upgraded light fixtures, doors, and trim add a touch of elegance, while luxury vinyl flooring runs seamlessly throughout the first floor. The second floor features both carpet and vinyl flooring to provide a cozy living space. The spa-like bathrooms feature exquisite finishes, making every bath a relaxing retreat. Energy-efficient Low E windows, enhanced insulation, and upgraded doors provide both comfort and efficiency year-round. Outside, the community has underground utilities, sidewalks, and lighted streets, ensuring a picturesque and quiet environment. Mill Point offers the perfect setting for those seeking luxury living in a peaceful and well-connected neighborhood. Don't miss the chance to make this exceptional home yours—let Mill Point be your next move!

Details
Maps
Contract Info
Status: Active
List Date: 2025-09-12
List Price: $349,900
List Price/SqFt: 199.26
Current Price: $349,900
Location
Area: 02 - Bay County - Central
Street #: 3520
Street Name: Mill Point
Street Suffix: Cove
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0201 - Bay - Central NE
Subdivision: Mill Point
Community/Resort: None
Waterfront: No
Parcel ID: 11514-400-190
Elementary School: Deer Point
Middle School: Merritt Brown
High School: Mosley
Directions: North on 231 Take a Left on Transmitter and a Right on Mill Point Cove
Legal Description: MILL POINT LOT 19 ORB 4655 P 92
General Property Info
Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 1756
SqFt Source: Prop App Site
Bedrooms: 4
Full Baths: 2
Half Baths: 1
Total Baths: 3
# of Stories in Building: 2
Year Built: 2023
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Driveway Spaces: 4
Lot Dimensions: 40x98
Acreage: 0.11
Lot Size (SqFt): 4966
Pool: No
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Freezer; Ice Maker; Microwave; Oven - Electric; Refrigerator
Master Bedroom: Second
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Sprinkler System
Association Fees Include: Accounting; Management
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Floor - Carpet
Living Room: First
Lot Features: Cul-De-Sac
Lot Access: City Street
Security Features: Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener
Rooms: Bedroom; Living Room; Master Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: Cable - Available; Electricity - Connected; Internet - Fiber Optic; Phone - Available; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions
Master BedroomSecond15 x 1415.0014.0015 x 14
BedroomSecond12 x 1112.0011.0012 x 11
BedroomSecond11 x 1011.0010.0011 x 10
Living RoomFirst16 x 1516.0015.0016 x 15

Listing Office: LPT Realty LLC

Last Updated: September - 19 - 2025

Information deemed reliable but not guaranteed.