$295,500
Panama City, FL 32404
MLS# 781126
Status: Sold
3 beds | 2 baths | 1302 sqft

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Property Description
3524 Mill Point Cove was built by one of Bay Counties most sought after builders. Brick Home with spacious floor plan, custom solid wood cabinets, quartz counter tops, upgraded light fixtures, doors, insulation, trim, low e windows, vinyl flooring, freshly painted, fenced backyard and entire house has filtered water system. Neighborhood has underground utilities, lighted streets, zoysia grass and landscaping. Murphy Bed in bedroom 3. Let Mill Point be your next move.
Details
Maps
Contract Info
List Price/SqFt: 233.49
Status: Sold
List Date: 2025-10-31
List Price: $304,000
Current Price: $295,500
Location
Sub Area: 0201 - Bay - Central NE
Community/Resort: None
Waterfront: No
Elementary School: Deer Point
Middle School: Merritt Brown
High School: Mosley
Directions: North on 231, Take a left on Transmitter and a right on Mill Point Cove.
Area: 02 - Bay County - Central
Street #: 3524
Street Name: Mill Point
Street Suffix: Cove
State: FL
Zip Code: 32404
County: Bay
Subdivision: Mill Point
Parcel ID: 11514-400-180
Legal Description: MILL POINT LOT 18 ORB 4646 P 1525
General Property Info
Acreage: 0.12
Design: A-Frame
Lot Size (SqFt): 5227
Apx SqFt(Htd/Cooled): 1302
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 50 X 110
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2022
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 300
HOA Frequency: Annually
HOA Annual Amount: 300
New Buyer Fee: No
Last Taxes: 2446
Last Tax Year: 2024
Brokerage Interest: No Interest
Remarks & Misc
Remarks: 3524 Mill Point Cove was built by one of Bay Counties most sought after builders. Brick Home with spacious floor plan, custom solid wood cabinets, quartz counter tops, upgraded light fixtures, doors, insulation, trim, low e windows, vinyl flooring, freshly painted, fenced backyard and entire house has filtered water system. Neighborhood has underground utilities, lighted streets, zoysia grass and landscaping. Murphy Bed in bedroom 3. Let Mill Point be your next move.
Status Change Info
Sold Price/SqFt: 226.96
Sold Price/Acre: 2462500
Under Contract Date: 2026-04-21
Sold Date: 2026-05-20
Sold Price: $295,500
Dining Room
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Water Purifier - Owned: 1
Interior Features
Bookcases: 1
Breakfast Bar: 1
Ceiling - Coffered: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Window - Treatment Some: 1
Construction/Siding
Brick: 1
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Dimensional Shg: 1
Trim - Vinyl: 1
Exterior
Double Pane Windows: 1
Fenced Back Yard: 1
Sprinkler System: 1
Association Fees Include
Accounting: 1
Ground Keeping: 1
Management: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Negotiable: 1
Interior
Floor - Carpet: 1
Smart Thermostat: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Cul-De-Sac: 1
Subdivision - Recorded: 1
Lot Access
County Road: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBed First Floor: 1
MBath Shower/Tub Combo: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Garbage: 1
Internet - Fiber Optic: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Sale Type
As Is: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Heating
Central: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Range - Electric; Refrigerator; Water Heater - Electric; Water Purifier - Owned
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment
Heating: Central; Electric; ENERGY STAR Qualified Equipment
Exterior: Double Pane Windows; Fenced Back Yard; Sprinkler System
Association Fees Include: Accounting; Ground Keeping; Management
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Negotiable
Interior: Floor - Carpet; Smart Thermostat
Kitchen: First
Living Room: First
Lot Features: Cul-De-Sac; Subdivision - Recorded
Lot Access: County Road; Paved Road
Dining Room: First
Security Features: Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: Cable - Available; Electricity - Connected; Garbage; Internet - Fiber Optic; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Master Bedroom | First | 13.6 x 13.4 | 13.60 | 13.40 |
| Bedroom | First | 11.6 x 10.02 | 11.60 | 10.02 |
| Bedroom | First | 11.4 x 10.02 | 11.40 | 10.02 |
| Living Room | First | 18.2 x 12 | 18.20 | 12.00 |
| Dining Room | First | 12.6 x 12 | 12.60 | 12.00 |
| Kitchen | First | 12.7 x 9 | 12.70 | 9.00 |
Listing Office: Beachy Beach Real Estate
Last Updated: May - 20 - 2026
Information deemed reliable but not guaranteed.
