$397,998
Panama City Beach, FL 32408
MLS# 769771
3 beds | 3 baths | 1765 sqft

1 / 45
Open House (05/03/2026 - 1:00 pm - 4:00 pm)
Property Description
Welcome to 3528 Cottage Cove Lane, a new home at Sanctuary Beach in Panama City Beach Florida. This home is under construction and is situated on an interior lot. It features a grand entry foyer with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you enter the open living area you will find an open kitchen with peninsula bar and space for bar seating. The dining area is spacious and looks over to the living area. The main living area serves as the heart of the home, as all bedrooms are on the second level. The stairs located off the foyer lead to a second level landing and hall with all bedrooms and a laundry area. The primary bedroom is located just off the landing and overlooks the back of the home. This space is the perfect retreat and has a large closet and private ensuite bathroom with a large soak tub and separate shower as well as a dual sink vanity. Leaving the primary bedroom, you will find two additional bedrooms that feature a Jack and Jill bathroom with separate single sink vanities and a shower tub combination. The additional bedrooms are spacious and feature large closets for storage. Give us a call today to see this beautiful new home in the gated community of Sanctuary Beach!
Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 2163
HOA Frequency: Annually
HOA Annual Amount: 2163
New Buyer Fee: Yes
New Buyer Fee Amt: 639
New Buyer Fee Paid: $
Brokerage Interest: Ownership Interest - Listing Broker/Salesperson has ownership interest in the property.
As Is: No
Contract Info
List Price/SqFt: 225.49
Status: Active
List Date: 2025-03-04
List Price: $397,998
Current Price: $397,998
Location
Sub Area: 0319 - Beach - East
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Dr, turn East onto Magnolia Beach Rd. In 1.1 miles, follow the curve to the right onto Delwood Beach Rd. Go all the way down to the stop sign on Delwood Dr and turn right. Enter through the gated entrance and turn right onto Cottage Cove Ln. 3508 will be on your right. This is a gated community. See Agent to Agent remarks for touring instructions.
Area: 03 - Bay County - Beach
Street #: 3528
Street Name: Cottage Cove
Street Suffix: Lane
State: FL
Zip Code: 32408
County: Bay
Subdivision: Sanctuary Beach
Parcel ID: 31368-103-000
Legal Description: SANCTUARY BEACH LOT 3 BLK A ORB 4833 P 1686
General Property Info
Acreage: 0.07
Design: Contemporary
Lot Size (SqFt): 3048
Apx SqFt(Htd/Cooled): 1765
Immediate Occupancy: No
Construction Status: Construction Complete
SqFt Source: Builders Plans
Half Baths: 1
# of Stories in Building: 2
Lot Dimensions: irr
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 3
Year Built: 2025
Remarks & Misc
Remarks: Welcome to 3528 Cottage Cove Lane, a new home at Sanctuary Beach in Panama City Beach Florida. This home is under construction and is situated on an interior lot. It features a grand entry foyer with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you enter the open living area you will find an open kitchen with peninsula bar and space for bar seating. The dining area is spacious and looks over to the living area. The main living area serves as the heart of the home, as all bedrooms are on the second level.
The stairs located off the foyer lead to a second level landing and hall with all bedrooms and a laundry area. The primary bedroom is located just off the landing and overlooks the back of the home. This space is the perfect retreat and has a large closet and private ensuite bathroom with a large soak tub and separate shower as well as a dual sink vanity.
Leaving the primary bedroom, you will find two additional bedrooms that feature a Jack and Jill bathroom with separate single sink vanities and a shower tub combination. The additional bedrooms are spacious and feature large closets for storage. Give us a call today to see this beautiful new home in the gated community of Sanctuary Beach!
Dining Room
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Plumbed For Ice Maker: 1
Range - Gas: 1
Water Heater - Electric: 1
Water Heater - Tankless: 1
Interior Features
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Pantry: 1
Stairs: 1
Construction/Siding
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Composite Shngl: 1
Roof - Gutters: 1
Siding - Hardie Board: 1
Exterior
Hurricane Fabric: 1
Patio Open: 1
Porch Covered: 1
Sprinkler System: 1
Association Fees Include
Master Association: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Smart Home: 1
Smart Thermostat: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Interior Lot: 1
Landscaped: 1
Within 1/2 Mile to Water: 1
Lot Access
Private Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBed Walk-in Closet: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Gated Community: 1
Pool: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Utilities
Electricity - Connected: 1
Public Water - Connected: 1
Accessibility Features
Smart Technology: 1
Master Bedroom
Second: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
Carbon Monoxide Detector: 1
Gated Community: 1
Smoke Detector(s): 1
Property Features
Accessibility Features: Smart Technology
Appliances: Dishwasher; Disposal; Microwave; Oven - Electric; Plumbed For Ice Maker; Range - Gas; Water Heater - Electric; Water Heater - Tankless
Master Bedroom: Second
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Hurricane Fabric; Patio Open; Porch Covered; Sprinkler System
Association Fees Include: Master Association
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Smart Home; Smart Thermostat
Kitchen: First
Living Room: First
Lot Features: Interior Lot; Landscaped; Within 1/2 Mile to Water
Lot Access: Private Road
Dining Room: First
Security Features: Carbon Monoxide Detector; Gated Community; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener
Association Amenities: Gated Community; Pool
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom
Utilities: Electricity - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Living Room | First | 12 x 16 | 12.00 | 16.00 |
| Kitchen | First | 15 x 11 | 15.00 | 11.00 |
| Dining Room | First | 10 x 11 | 10.00 | 11.00 |
| Master Bedroom | Second | 13 x 14 | 13.00 | 14.00 |
| Bedroom | Second | 12 x 11 | 12.00 | 11.00 |
| Bedroom | Second | 12 x 11 | 12.00 | 11.00 |
Listing Office: DR Horton Realty of Emerald Coast, LLC
Last Updated: May - 03 - 2026
Information deemed reliable but not guaranteed.
