3531 Florida Avenue, Panama City, FL 32405 (MLS# 783466)

List Price/SqFt: 170.83

Status: Under Contract - Taking Backups

List Date: 2026-01-09

List Price: $419,900

Current Price: $419,900

Sub Area: 0204 - Bay - Central NW

Community/Resort: None

Waterfront: No

Elementary School: Northside

Middle School: Mowat

High School: Bay

Directions: From Panama City Mall Head south toward FL-77 N/Martin Luther King Jr Blvd; Turn left toward FL-77 N/Martin Luther King Jr Blvd; Turn right onto FL-77 N/Martin Luther King Jr Blvd Turn left onto Baldwin Rd Turn right onto Florida Ave Destination will be on the left.

Area: 02 - Bay County - Central

Street #: 3531

Street Name: Florida

Street Suffix: Avenue

State: FL

Zip Code: 32405

County: Bay

Subdivision: No Named Subdivision

Parcel ID: 11759-000-000

Legal Description: 20 3S 14W -7.3- 90D ST A B DEV CO PLAT BEG 335.2' W & 110' S OF NE COR LOT 54 TH S 110' E 334.9' N 110' W 334.9' TO POB LESS E 33' FOR RD R/W ORB 4339 P 1734

Acreage: 0.84

Design: Traditional

Lot Size (SqFt): 36721

Apx SqFt(Htd/Cooled): 2458

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 319 x 113 x 320 x 112

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Driveway Spaces: 8

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 1982

HOA Fee: No

New Buyer Fee: No

Last Taxes: 3004

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: Currently under contract, seller will consider backup offers. Secure your opportunity to own this all-brick home perfectly nestled on over ¾ of an acre with no HOA. Located in the heart of Panama City, this property offers the rare combination of space, versatility, and convenience, just minutes from schools, shopping, dining, and everyday necessities. A standout feature of this home is the detached shop with electricity, providing a highly versatile space that could easily be converted into a mother-in-law suite, guest quarters, or a 4th bedroom. The expansive circular driveway offers ample parking for family, guests, boats, or RVs, while the generous outdoor space creates endless possibilities for expansion, entertaining, or future improvements. Inside, the inviting great room features a cozy wood-burning fireplace, perfect for relaxing evenings or family gatherings. The recently updated kitchen showcases custom cabinetry, stainless steel appliances, and beautiful granite countertops, combining modern style with everyday functionality. The spacious primary suite includes a private bath and direct access to the backyard, while two additional bedrooms provide comfortable accommodations for family or guests. Step outside to the screened-in porch, where you can unwind and enjoy peaceful views of your expansive backyard--ideal for entertaining or quiet moments surrounded by nature. Additional highlights include a new roof (2019) and the freedom that comes with no HOA restrictions. Homes offering this much land, flexibility, and location are increasingly hard to find. Don't miss this rare opportunity to own a beautiful home with endless potential--schedule your private showing today!

First: 1

First: 1

First: 1

First: 1

First: 1

First: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Ice Maker: 1

Microwave: 1

Oven - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Water Heater - Tankless: 1

Ceiling - Raised: 1

Central Vacuum: 1

Fireplace: 1

Floor - Tile: 1

Brick: 1

Foundation - Slab on Grade: 1

Roof - Composite Shngl: 1

Double Pane Windows: 1

Fenced Privacy: 1

Patio Enclosed: 1

Guest House: 1

Workshop: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Floor - Carpet: 1

First: 1

First: 1

Landscaped: 1

Paved Road: 1

Driveway: 1

Circular Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

MBath Double Vanity: 1

MBed Walk-in Closet: 1

MBath Shower/Tub Combo: 1

Resid Single Family: 1

Bedroom: 1

Dining Room: 1

Florida Room: 1

Foyer: 1

Full Bathroom: 1

Kitchen: 1

Laundry: 1

Living Room: 1

Master Bathroom: 1

Master Bedroom: 1

Mother-In-Law: 1

ShowingTime: 1

Electricity - Connected: 1

Private Well: 1

Septic Tank: 1

As Is: 1

First: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Fireplace - Wood Burning: 1

Fireplace(s): 1

Smoke Detector(s): 1

Under Contract Date: 2026-04-10