$425,000
Panama City Beach, FL 32408
MLS# 787471
Status: Pending
3 beds | 2 baths | 1146 sqft

1 / 21
Property Description
Turnkey Beach Retreat, 6 Blocks to Gulf, Short term rental allowed! Discover the perfect coastal investment or primary residence at 3621 Biltmore Drive. Built in 2019, this modern 3-bedroom, 2-bathroom home is situated in the highly sought-after Lower Grand Lagoon area of Panama City Beach. Offering 1,146 sq. ft. of optimized living space, this property combines contemporary construction with the high-demand ''No HOA'' lifestyle. Location is the ultimate amenity. You are just 6 blocks from the sugar-white sands of the Gulf and steps away from Grand Lagoon. Tucked away on a quiet dead-end street, you enjoy peace and privacy while remaining minutes from St. Andrews State Park, world-class dining, and all PCB has to offer. Step inside to a bright, open-concept floor plan designed for durability and style. Beautiful tile flooring throughout, perfect for sandy feet and easy cleaning. Features a brand-new dishwasher and stove (Oct 2023). The high-quality furniture is only 6 months old and available for purchase separately, making this a potentially turnkey, rent-ready opportunity from day one. Parking for 4+ vehicles + one car garage! Front pavers were installed in 2022 and the property features a fully fenced backyard with a private outdoor shower. New gutters with French drains installed in 2022. 2019 construction means lower insurance premiums and modern energy efficiency. With no HOA fees and short-term rentals allowed, this property is a standout for investors looking to capitalize on the PCB vacation market or for the perfect primary beach residence. Schedule your showing today!
Details
Maps
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 3853
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 370.86
Status: Pending
List Date: 2026-03-27
List Price: $425,000
Current Price: $425,000
Location
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From US 98 Turn onto Navy Blvd heading South. Turn right onto Thomas Dr heading West. Turn right onto Biltmore Dr continue heading North on Biltmore Dr through four intersections. The residence will be on the right.
Area: 03 - Bay County - Beach
Street #: 3621
Street Name: Biltmore
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 31849-010-000
Legal Description: BILTMORE BEACH 70B1 LOT 5 BLK J ORB 4160 P 56 MAP 70B1
General Property Info
Acreage: 0.15
Design: Beach House
Lot Size (SqFt): 6534
Apx SqFt(Htd/Cooled): 1146
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 1
Lot Dimensions: 50x105
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2019
Remarks & Misc
Remarks: Turnkey Beach Retreat, 6 Blocks to Gulf, Short term rental allowed! Discover the perfect coastal investment or primary residence at 3621 Biltmore Drive. Built in 2019, this modern 3-bedroom, 2-bathroom home is situated in the highly sought-after Lower Grand Lagoon area of Panama City Beach. Offering 1,146 sq. ft. of optimized living space, this property combines contemporary construction with the high-demand ''No HOA'' lifestyle. Location is the ultimate amenity. You are just 6 blocks from the sugar-white sands of the Gulf and steps away from Grand Lagoon. Tucked away on a quiet dead-end street, you enjoy peace and privacy while remaining minutes from St. Andrews State Park, world-class dining, and all PCB has to offer. Step inside to a bright, open-concept floor plan designed for durability and style. Beautiful tile flooring throughout, perfect for sandy feet and easy cleaning. Features a brand-new dishwasher and stove (Oct 2023). The high-quality furniture is only 6 months old and available for purchase separately, making this a potentially turnkey, rent-ready opportunity from day one. Parking for 4+ vehicles + one car garage! Front pavers were installed in 2022 and the property features a fully fenced backyard with a private outdoor shower. New gutters with French drains installed in 2022. 2019 construction means lower insurance premiums and modern energy efficiency. With no HOA fees and short-term rentals allowed, this property is a standout for investors looking to capitalize on the PCB vacation market or for the perfect primary beach residence. Schedule your showing today!
Exterior
Fenced Back Yard: 1
Shower: 1
Porch Covered: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Negotiable: 1
Lot Features
Cul-De-Sac: 1
Near Beach Access: 1
Near Public Boat Ramp: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Public Water - Connected: 1
Septic Tank: 1
Sale Type
As Is: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Status Change Info
Under Contract Date: 2026-04-23
Property Features
Master Bedroom: First
Bedroom: First
Cooling: Central Air; Electric
Heating: Central; Electric
Exterior: Fenced Back Yard; Shower; Porch Covered
Financing: Cash; Conventional; FHA; VA
Furnished: Negotiable
Lot Features: Cul-De-Sac; Near Beach Access; Near Public Boat Ramp; Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Parking Features: Driveway; Garage Attached
Rooms: Bedroom; Master Bedroom
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Public Water - Connected; Septic Tank
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Master Bedroom | First | 15 x 13 | 15.00 | 13.00 | Buyer to verify if needed |
| Bedroom | First | 16 x 10 | 16.00 | 10.00 | Buyer to verify if needed |
| Bedroom | First | 11 x 9 | 11.00 | 9.00 | Buyer to verify if needed |
Listing Office: Secure Real Estate
Last Updated: May - 05 - 2026
Information deemed reliable but not guaranteed.
