$645,000
3707 Mystic Street A & B
Panama City Beach, FL 32408
MLS# 785975
5 beds  |  3 baths  |  2088 sqft


3707 MYSTIC
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3707 MYSTIC Between the lagoon and the Gulf! "Mystic Surf" 19 "Mystic Sun" SHORT TERM RENTABLE Side A: Mystic Surf Here's WAVIN' at you! Cozy living room Watch the game or enjoy movie night FULLY FURNISHED Yes! The electric fireplace works! Custom sign lets you know where you are Look at all that counter space! Kitchen and dining READY TO RENT The spacious kitchen has all you need Fridge, dishwasher, and electric range From living room to dining to patio Full sized washer and dryer do convey Downstairs King bedroom Convenient to the living area Half bath downstairs Let's head upstairs and take a look! Second King bed Convenient work area (if you must!) Full bath with shower/tub combo Third King bed But wait! There's more! Twin/Twin trundle - sleeps 2 more This room sleeps 4 Private patio for the A side Sun shades and seating Side B: Mystic Sun Sunny chairs for shady days Kitchen has all the necessities Cathedral ceilings give airy vibes Enter through the full kitchen Friends and family gather here Sunny seating, nice and cozy Enjoy a movie or just chat The wood-burning fireplace works great! King Bed #1 TVs in every bedroom Dedicated work space - so convenient Full sized washer and dryer in the hall Full bath with shower/tub combo Scrub a dub dub! Sunny King Bed #2 This room opens to the patio Side B main entrance Private patio for the B side, too! Partially fenced and shaded Corner lot, plenty of parking! Lagoon access right across the street Book a fishing trip or enjoy unspoiled Florida nature. or take a sunset cruise from the marina! Make this duplex yours today! Come tour today!

Property Description
ADORABLE DUPLEX WITH MULTIPLE POSSIBILITIES! * Live in one side, rent the other out. * Short term rent both units. * Short term rent one side, mid or long-term rent the other. THE CHOICE IS YOURS! SIDE A: MYSTIC SURF --3 BR, Sleeps 8 - King, King, King + Twin/Twin Trundle --1 Full, 1 Half Bath --Surf/wave murals in every bedroom --Full Kitchen with lots of counter space --Private Patio --Storage shed --Electric fireplace! SIDE B: MYSTIC SUN --2 BR, Sleeps 4 - King, King rooms --1 Full Bath --Full Kitchen --Private Patio --Storage shed --Wood-burning fireplace! LOCATION: **Across the street from public lagoon access. **One block to public boat ramp. **Walk to public beach access #11, just 7 blocks away. **Walk to Buster's Beer and Bait. **Drive to Schooner's and the St Andrews State Park. Don't miss your opportunity for 100% bonus depreciation this year. Ask your CPA how you can SAVE BIG MONEY ON TAXES! Come see this today! We look forward to receiving your offer! See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

Details
Maps
Listing Info, Tax and Legal
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 6028
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 308.91
Status: Active
List Date: 2026-02-27
List Price: $645,000
Current Price: $645,000
Location
Unit #: A & B
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Drive, turn north (away from Gulf) on Luft St, left on Pinetree, right on Mystic. Property is on the right on the corner of Mystic and S. Lagoon Dr.
Area: 03 - Bay County - Beach
Street #: 3707
Street Name: Mystic
Street Suffix: Street
State: FL
Zip Code: 32408
County: Bay
Subdivision: Biltmore Beach 1st Add
Parcel ID: 32050-000-000
Legal Description: BILTMORE BEACH 1ST ADD LOT 1 BLK F ORB 4552 P 508
General Property Info
Acreage: 0.13
Design: Duplex
Lot Size (SqFt): 5663
Apx SqFt(Htd/Cooled): 2088
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 2
Lot Dimensions: 58x100
New Construction: Yes
Garage Y/N: No
Driveway Spaces: 4
Pool: No
Sub-Type: Attached Single Unit
Bedrooms: 5
Full Baths: 2
Total Baths: 3
Year Built: 1981
Remarks & Misc
Remarks: ADORABLE DUPLEX WITH MULTIPLE POSSIBILITIES! * Live in one side, rent the other out. * Short term rent both units. * Short term rent one side, mid or long-term rent the other. THE CHOICE IS YOURS! SIDE A: MYSTIC SURF --3 BR, Sleeps 8 - King, King, King + Twin/Twin Trundle --1 Full, 1 Half Bath --Surf/wave murals in every bedroom --Full Kitchen with lots of counter space --Private Patio --Storage shed --Electric fireplace! SIDE B: MYSTIC SUN --2 BR, Sleeps 4 - King, King rooms --1 Full Bath --Full Kitchen --Private Patio --Storage shed --Wood-burning fireplace! LOCATION: **Across the street from public lagoon access. **One block to public boat ramp. **Walk to public beach access #11, just 7 blocks away. **Walk to Buster's Beer and Bait. **Drive to Schooner's and the St Andrews State Park. Don't miss your opportunity for 100% bonus depreciation this year. Ask your CPA how you can SAVE BIG MONEY ON TAXES! Come see this today! We look forward to receiving your offer! See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Window - Treatment All: 1
Construction/Siding
Roof - Metal: 1
Siding - Stucco: 1
Exterior
Fenced Lot-Part: 1
Patio Open: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Interior
Smart Thermostat: 1
Living Room
First: 1
Lot Features
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Driveway: 1
Present Zoning
Resid Multi-Family: 1
Rooms
Bedroom: 1
Living Room: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Public Water - Connected: 1
Septic Tank: 1
Waterview
Lagoon: 1
Sale Type
As Is: 1
Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Fireplace - Electric: 1
Property Features
Appliances: Dishwasher; Dryer; Microwave; Oven - Electric; Refrigerator; Washer; Water Heater - Electric
Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Fireplace - Electric
Exterior: Fenced Lot-Part; Patio Open
Financing: Cash; Conventional
Furnished: Furnished
Interior: Smart Thermostat
Living Room: First
Lot Features: Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Parking Features: Driveway
Rooms: Bedroom; Living Room
Sale Type: As Is
Showing: ShowingTime
Utilities: Electricity - Connected; Public Water - Connected; Septic Tank
Waterview: Lagoon
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width Remarks
BedroomFirst11.1 x 12.511.1012.50Unit A - King Bed
BedroomSecond14.5 x 12.514.5012.50Unit A - King Bed
BedroomSecond9.6 x 19.49.6019.40Unit A - King Bed with Twin/Twin Trundle
BedroomFirst9.7 x 11.39.7011.30Unit B - King Bed
BedroomFirst13.7 x 10.513.7010.50Unit B - King Bed, Opens to Patio
Living RoomFirst11.9 x 13.811.9013.80A side living space
Living RoomFirst9.7 x 11.89.7011.80B side living space

Listing Office: EXP Realty LLC

Last Updated: May - 04 - 2026

Information deemed reliable but not guaranteed.