$699,900
3820 Treasure Circle
Panama City, FL 32408
MLS# 780024
5 beds  |  4 baths  |  2365 sqft

 | 

3820 Treasure Circle, Panama City, FL 32408
  1 / 75  
3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408 3820 Treasure Circle, Panama City, FL 32408

Property Description
Explore your very own piece of paradise! This fully furnished, turnkey beach house is the dream Beach Home you've been waiting for. This beautifully renovated and fully furnished beachside home offers the perfect combination of luxury, comfort, and everyday livability—designed for those who dream of making the beach their full-time lifestyle. Just minutes from the sugar-white sands of Panama City Beach, this spacious residence features high-end finishes throughout, including a custom kitchen and spa-inspired bathrooms that blend modern elegance with relaxed coastal charm. Whether you're enjoying a quiet morning coffee or hosting friends and family, every space in this home is crafted with comfort and style in mind. Step outside to an incredible 3,000+ sq ft of outdoor living space, complete with multi-level decking, covered entertainment areas, and your very own private spa-style pool—ideal for relaxing after a day in the sun or gathering for unforgettable evenings under the stars. With its flexible layout, this home is perfect for multigenerational living such as a ''Mother-in-law suite'', accommodating guests with ease, or simply enjoying extra space to spread out and breathe. Whether you're working from home, raising a family, or ready to retire by the sea, 3820 Treasure Circle offers a truly unique opportunity to live where others vacation—without compromising on comfort, privacy, or style. Sunsets are waiting for you! Call Today!

Details
Maps
Contract Info
Status: Active
List Date: 2025-10-06
List Price: $699,900
List Price/SqFt: 295.94
Current Price: $699,900
Location
Area: 03 - Bay County - Beach
Street #: 3820
Street Name: Treasure
Street Suffix: Circle
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 - Beach - South of Grand Lagoon
Subdivision: Treasure Island
Community/Resort: None
Waterfront: No
Parcel ID: 31582-000-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Traveling South on Thomas Drive, turn Right onto Flint Avenue across from Treasure Island Marina. Home is on the left at the corner of Treasure Circle and Flint.
Legal Description: TREASURE ISLAND LOT 14 BLK 10 ORB 4483 P 1278
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2365
SqFt Source: Owner Measured
Bedrooms: 5
Full Baths: 4
Total Baths: 4
# of Stories in Building: 2
# of Units in Bldg: 2
Year Built: 1983
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Covered Spaces: 1
Driveway Spaces: 2
Lot Dimensions: 75x85
Acreage: 0.15
Lot Size (SqFt): 6360
Pool: Yes
Pool Type: Private
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Range - Electric; Refrigerator; Washer
Full Bathroom: First; Second; Third
Master Bedroom: Second
Bedroom: First; Second; Third
Cooling: Heat Pump; Mini-Split/Ductless
Heating: Central; Fireplace - Electric
Exterior: Balcony; Deck Covered; Deck Open; Fenced Privacy; Shower
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Kitchen: First
Living Room: First
Lot Features: Corner Lot; Near Beach Access; Near Public Boat Ramp; Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Master Bathroom: Second
Pool Features: Pool/Spa Combo
Utility Room: First
Parking Features: Carport Attached; Driveway
Rooms: Bedroom; Dining Room; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom; Utility Room
Sale Type: As Is
Showing: ShowingTime
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterview: Bay
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
KitchenFirst15.5 x 8.515.508.5015.5 x 8.5Unit A
BedroomFirst10 x 910.009.0010 x 9Unit A
Living RoomFirst15 x 17.515.0017.5015 x 17.5Unit A
Full BathroomFirst5 x 11.55.0011.505 x 11.5Unit A
Utility RoomFirst6 x 46.004.006 x 4Unit A
Kitchen9.5 x 169.5016.009.5 x 16Unit B
Living Room12 x 25.512.0025.5012 x 25.5Unit B
Dining Room14 x 15.514.0015.5014 x 15.5Unit B
BedroomSecond15.5 x 1815.5018.0015.5 x 18Unit B
Full BathroomSecond13.5 x 513.505.0013.5 x 5Unit B
Master BedroomSecond11.5 x 18.511.5018.5011.5 x 18.5Unit B
Master BathroomSecond5.5 x 13.55.5013.505.5 x 13.5Unit B
BedroomThird11.5 x 911.509.0011.5 x 9Unit B
Full BathroomThird5 x 75.007.005 x 7Unit B
BedroomThird12 x 16.512.0016.5012 x 16.5Unit B

Listing Office: Keller Williams Success Realty

Last Updated: October - 22 - 2025

Information deemed reliable but not guaranteed.