$584,919
3909 Ray Street
Panama City, FL 32408
MLS# 771619
2 beds  |  3 baths  |  1368 sqft


3909 Ray Street, Panama City, FL 32408
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Property Description
Turnkey Beachside Retreat! Beachgoers and investors- Discover this FULLY FURNISHED, 2 bedroom/3 bathroom vacation property! Complete with beds, bunks and a 600+ sq ft mother-in-law quarters with personal driveway. You will find this property on the East end of PCB, south of Grand Lagoon, in the Holiday Beach area. Property features a main house with 6 beds, a modern kitchen with quartz countertops, sleek shaker cabinets, SS appliances and a relaxing living area, optimal for a lucrative short-term vacation rental as well as a personal escape. Separate mother-in-law quarters is equipped with a full kitchen and bathroom, which offers additional flexibility for guests, as well as the opportunity for additional short-term or even long-term rental income! Enjoy the Florida sunshine from the beautiful upstairs balcony, in the hot tub, or on the front patio. Located steps from the beach, local eateries and just a short drive to Pier Park, this beach house is ideally positioned for investment-minded buyers, those seeking a holiday home or a coastal cottage to call their own!

Details
Maps
Contract Info
Status: Active
List Date: 2025-03-30
List Price: $584,919
List Price/SqFt: 427.57
Current Price: $584,919
Location
Area: 03 - Bay County - Beach
Street #: 3909
Street Name: Ray
Street Suffix: Street
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 - Beach - South of Grand Lagoon
Subdivision: Holiday Beach Unit 7
Community/Resort: Holiday Beach
Waterfront: No
Parcel ID: 30753-032-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Navy Blvd and Thomas Drive Proceed West on Thomas Drive, Right on Raven St, Left on Sunset Ave, Right on Ray St.
Legal Description: HOLIDAY BEACH UNIT #7 LOT 18 BLK 2 ORB 4663 P 614
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 1368
SqFt Source: Prop App Site
Bedrooms: 2
Full Baths: 3
Total Baths: 3
Year Built: 1983
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Lot Dimensions: 50x155
Acreage: 0.18
Lot Size (SqFt): 7750
Pool: No
Property Features
Appliances: Cooktop - Electric; Dishwasher; Oven - Convection; Oven - Electric; Range - Electric; Range Hood; Refrigerator; Washer/Dryer Stacked; Water Heater - Gas
Full Bathroom: First; Second
Master Bedroom: Second
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air
Heating: Central
Exterior: Balcony; Fenced Back Yard; Patio Covered; Patio Enclosed
Financing: Cash; Conventional; VA
Furnished: Furnished
Interior: Bonus Room
Kitchen: First
Living Room: First
Lot Features: Subdivision - Recorded; Within 1/2 Mile to Water
Lot Access: Paved Road
Bunk Room: Second
Master Bathroom: Second
Dining Room: First
Laundry: First
Mother-In-Law: First
Other: First; Second
Pool Features: Spa/ Hot Tub
Parking Features: Driveway
Other Structures: Guest House
Rooms: Bedroom; Bunk Room; Dining Room; Full Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Mother-In-Law; Other
Utilities: TV Cable; Electricity - Connected; Garbage
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
KitchenFirst13 x 1013.0010.0013 x 10
Living RoomFirst23 x 923.009.0023 x 9
Dining RoomFirst12 x 1012.0010.0012 x 10
LaundryFirst10 x 910.009.0010 x 9
Full BathroomFirst7 x 107.0010.007 x 10
OtherFirst15 x 415.004.0015 x 4Hall/Stairwell
OtherSecond10 x 410.004.0010 x 4Upstairs Hall/Stairwell
BedroomSecond22 x 822.008.0022 x 8
Full BathroomSecond6 x 106.0010.006 x 10
Bunk RoomSecond10 x 710.007.0010 x 7
Master BedroomSecond17 x 1117.0011.0017 x 11
Master BathroomSecond9 x 109.0010.009 x 10
Mother-In-LawFirstADU 608 sq ft

Listing Office: CENTURY 21 Commander Realty

Last Updated: July - 23 - 2025

Information deemed reliable but not guaranteed.