$450,000
Panama City Beach, FL 32408
MLS# 784350
Status: Pending
3 beds | 2 baths | 1305 sqft

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Property Description
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Ideally located just minutes from the sugar-white sands of Panama City Beach, this fully furnished 3-bedroom, 2-bath beach house offers an excellent opportunity as a short-term rental investment or personal beach retreat. With no HOA and short-term rentals allowed, the property provides flexibility and strong potential for income or relaxed coastal living. Situated near Beach Access #16 and Rick Seltzer Park, the home provides quick and easy access to the Gulf, making beach days effortless. Inside, you'll find a bright, open living area with 9' ceilings and durable LVP and tile flooring, ideal for beachside living. The kitchen is equipped with stainless steel appliances and comes stocked for immediate use. The home comfortably accommodates 8-10 guests, making it well suited for vacation rental income or hosting family and friends. Additional highlights include a garage with laundry, low-maintenance landscaping, and a fenced backyard with covered patio, perfect for relaxing after a day at the beach. The property is located in Flood Zone X, has no HOA, and features a roof approximately 3 years old. With its proximity to the beach, rental flexibility, and move-in ready furnishings, this property presents a great opportunity to own a beach home in Panama City Beach with excellent potential.
Details
Maps
Contract Info
List Price/SqFt: 344.83
Status: Pending
List Date: 2026-01-29
List Price: $450,000
Current Price: $450,000
Location
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Going west on Thomas Drive, turn right on Utes Street, left on Beach Drive, right on Ocean View Drive, the house will be on the left.
Area: 03 - Bay County - Beach
Street #: 3922
Street Name: Ocean View
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Silver Sands Unit 2
Parcel ID: 30196-590-000
Legal Description: SILVER SANDS UNIT 2 LOT 21 BLK F ORB 4470 P 2215
General Property Info
Acreage: 0.11
Design: Contemporary
Lot Size (SqFt): 5000
Apx SqFt(Htd/Cooled): 1305
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 50x100
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1999
Listing Info, Tax and Legal
Homestead: No
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 3912
Last Tax Year: 2025
Block: F
Brokerage Interest: No Interest
As Is: Yes
Section: 6
Range: 15W
Remarks & Misc
Remarks: CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS
Ideally located just minutes from the sugar-white sands of Panama City Beach, this fully furnished 3-bedroom, 2-bath beach house offers an excellent opportunity as a short-term rental investment or personal beach retreat. With no HOA and short-term rentals allowed, the property provides flexibility and strong potential for income or relaxed coastal living.
Situated near Beach Access #16 and Rick Seltzer Park, the home provides quick and easy access to the Gulf, making beach days effortless.
Inside, you'll find a bright, open living area with 9' ceilings and durable LVP and tile flooring, ideal for beachside living. The kitchen is equipped with stainless steel appliances and comes stocked for immediate use. The home comfortably accommodates 8-10 guests, making it well suited for vacation rental income or hosting family and friends.
Additional highlights include a garage with laundry, low-maintenance landscaping, and a fenced backyard with covered patio, perfect for relaxing after a day at the beach. The property is located in Flood Zone X, has no HOA, and features a roof approximately 3 years old.
With its proximity to the beach, rental flexibility, and move-in ready furnishings, this property presents a great opportunity to own a beach home in Panama City Beach with excellent potential.
Garage
First: 1
Master Bathroom
First: 1
Owner's Closet
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Ice Maker: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Floor - Tile: 1
Floor - Vinyl Plank: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Siding - Stucco: 1
Exterior
Fenced Back Yard: 1
Fenced Privacy: 1
Porch Covered: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Furnished: 1
Interior
Bunk Room: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
MBath Shower/Tub Combo: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Full Bathroom: 1
Garage: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Owner's Closet: 1
Utilities
Electricity - Connected: 1
Public Water - Connected: 1
Septic Tank: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Status Change Info
Under Contract Date: 2026-05-07
Property Features
Appliances: Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Full Bathroom: First
Master Bedroom: First
Bedroom: First
Cooling: Central Air; Electric
Heating: Central; Electric
Exterior: Fenced Back Yard; Fenced Privacy; Porch Covered
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Interior: Bunk Room
Kitchen: First
Living Room: First
Lot Features: Near Beach Access; Within 1/2 Mile to Water
Lot Access: Paved Road
Master Bathroom: First
Garage: First
Owner's Closet: First
Parking Features: Driveway; Garage Attached
Rooms: Bedroom; Full Bathroom; Garage; Kitchen; Living Room; Master Bathroom; Master Bedroom; Owner's Closet
Sale Type: As Is
Utilities: Electricity - Connected; Public Water - Connected; Septic Tank
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Master Bedroom | First | 13.6 x 12 | 13.60 | 12.00 |
| Bedroom | First | 11.3 x 10 | 11.30 | 10.00 |
| Bedroom | First | 13.6 x 12 | 13.60 | 12.00 |
| Owner's Closet | First | 5 x 7 | 5.00 | 7.00 |
| Living Room | First | 24 x 13 | 24.00 | 13.00 |
| Kitchen | First | 18 x 12 | 18.00 | 12.00 |
| Garage | First | 12 x 21 | 12.00 | 21.00 |
| Master Bathroom | First | 7 x 7.7 | 7.00 | 7.70 |
| Full Bathroom | First | 8 x 7 | 8.00 | 7.00 |
Listing Office: Coastal Choice Realty LLC
Last Updated: May - 07 - 2026
Information deemed reliable but not guaranteed.
