3931 Indian Springs Road, Panama City, FL 32404 (MLS# 787137)

Homestead: Yes

HOA Fee: Yes

HOA Amount: 1584

HOA Frequency: Annually

HOA Annual Amount: 1584

New Buyer Fee: Yes

New Buyer Fee Amt: 1800

New Buyer Fee Paid: $

Last Taxes: 4199

Last Tax Year: 2025

Brokerage Interest: No Interest

List Price/SqFt: 139.78

Status: Active

List Date: 2026-03-21

List Price: $435,000

Current Price: $435,000

Sub Area: 0201 - Bay - Central NE

Community/Resort: None

Waterfront: No

Elementary School: Deer Point

Middle School: Merritt Brown

High School: Mosley

Directions: From Publix Super Market at Panama City Centre (Hwy 231). Go approximately .5 miles and turn left onto Highway 389. Continue on Hwy 389 for about 1.5 miles. Turn left onto Cato Rd. Then Turn right on. GPS is also accurate. For Sale sign located in the front of the fence.

Area: 02 - Bay County - Central

Street #: 3931

Street Name: Indian Springs

Street Suffix: Road

State: FL

Zip Code: 32404

County: Bay

Subdivision: Riverside Phase III

Parcel ID: 11476-120-390

Legal Description: RIVERSIDE PHASE III LOT 66 ORB 4569 P 950

Acreage: 0.17

Design: Contemporary

Lot Size (SqFt): 7200

Apx SqFt(Htd/Cooled): 3112

Immediate Occupancy: No

Construction Status: Construction Complete

SqFt Source: An Appraiser

Lot Dimensions: 50x150

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 3

Year Built: 2006

Remarks: Welcome to charming Riverside. This custom home is a must see offering more than 3,100 square feet with many custom features including crown molding, recessed lighting, columns and arched entryways. You enter the home through double French doors into a separate sitting area which flows into the open kitchen and large family room. The family room features custom built-in bookcases and columns. There is an abundance of natural light. Double French doors lead to the covered front porch and beautifully maintained green space. The kitchen includes newer appliances, granite countertops, a backsplash, and a breakfast bar for more casual dining. Downstairs you will also find a large bedroom and a full bathroom with a tub/shower combo. The laundry room offers built-in cabinets and a nice sized utility sink. The staircase has been updated with LVP flooring. Upstairs you will find the primary suite with a large en suite bathroom and walk-in closet. Double French doors off the primary bedroom lead to a private balcony overlooking the green area. There are also two additional bedrooms and bathroom upstairs. The home features a detached garage as well as a covered walkway from the garage to the home. Recent updates include a new vinyl fence, interior paint, two new AC units (2025), roof replaced (2019) & water heater replaced (2020). The carpets have also recently been professionally cleaned. Riverside offers fantastic amenities including a community pool, clubhouse, basketball court, fitness center, dock, playground and large pavilion with picnic tables. Sidewalks line the neighborhood adding to the charm and walkability of the community. The neighborhood is walking distance to popular North Bay Haven Charter Academy and a short drive to Bay Haven Charter Academy. Schedule your appointment today to see all this home has to offer. The home includes a gas fireplace that is not currently connected and would require a tank. Please verify all information deemed important

Inground: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Bookcases: 1

Breakfast Bar: 1

Ceiling - Crwn Molding: 1

Fireplace: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Lighting - Recessed: 1

Foundation - Slab on Grade: 1

Roof - Dimensional Shg: 1

Siding - Vinyl: 1

Balcony: 1

Columns: 1

Fenced Lot-Part: 1

Fireplace: 1

Patio Covered: 1

Porch Covered: 1

Sprinkler System: 1

Accounting: 1

Community Room: 1

Dock: 1

Exercise Room: 1

Pavilion/Gazebo: 1

Picnic Area: 1

Pool: 1

Cash: 1

Conventional: 1

FHA: 1

USDA: 1

VA: 1

Unfurnished: 1

Covenants & Rescrictions: 1

Subdivision - Recorded: 1

Survey Available: 1

Paved Road: 1

Additional Parking: 1

Garage Attached: 1

Garage Door Opener: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBed Balcony: 1

MBed Sitting Area: 1

MBed Walk-in Closet: 1

Resid Single Family: 1

Basketball Court: 1

Community Room: 1

Dock: 1

Exercise Room: 1

Pavilion/Gazebo: 1

Picnic Area: 1

Pool: 1

Sidewalks: 1

Bedroom: 1

ShowingTime: 1

Electricity - Availabile: 1

Garbage: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

As Is: 1

First: 1

Second: 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1