$499,000
Panama City, FL 32404
MLS# 771782
5 beds | 4 baths | 4032 sqft

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Property Description
Spacious 5BR/3.5BA home in the family-friendly Manors of Magnolia Hills offering 4,032 sq ft of open-concept living. Main-level primary suite features a walk-in closet, double vanity, separate shower, and soaking tub. Upstairs includes four additional bedrooms, a Jack-and-Jill bath, and an oversized bonus room. Enjoy pond views from the covered back patio or take out the included John boat for a relaxing afternoon on the water. Welcoming foyer, covered front porch, fenced yard, sprinkler system, and large storage shed included. Energy costs are exceptionally low: fully paid-off solar panels save $200-$300/month, dual HVAC systems with UV air purifiers, and average total utilities of just $150-$200/month. One-year home warranty included. Playground just steps from your front door, 20 minutes to Tyndall AFB, and zoned for Cedar Grove Elementary, Merritt Brown Middle, and Bay High School. Easy access to shopping, dining, and major roadways. Seller offering $7,500 flooring credit at closing, choose your own style & have installed prior to closing! Property is tenant-occupied; requiring a minimum 30 day close. Assumable 2.25% VA loan with approximately $303,000 balance at $1,839/month (P&I). Compare to $2,754/month at today's 7% rates, a savings of $915/month and $220,000+ over the life of the loan. Approximately $212,000 down required to assume. VA eligibility required. Don't let this rate walk out the door. This one truly is a must see!
Details
Maps
Contract Info
List Price/SqFt: 123.76
Status: Active
List Date: 2025-04-03
List Price: $499,000
Current Price: $499,000
Location
Sub Area: 0201 - Bay - Central NE
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Cedar Grove
Middle School: Merritt Brown
High School: Bay
Directions: Entry to neighborhood is through Alva Thomas, home to the right of the playground
Area: 02 - Bay County - Central
Street #: 3946
Street Name: Whitehead
Street Suffix: Boulevard
State: FL
Zip Code: 32404
County: Bay
Subdivision: Manors of Magnolia Hills
Parcel ID: 11916-650-850
Legal Description: MANORS OF MAGNOLIA HILLS LOT 85 ORB 4089 P 1276
General Property Info
Acreage: 0.33
Design: Colonial
Lot Size (SqFt): 14375
Apx SqFt(Htd/Cooled): 4032
Immediate Occupancy: No
Construction Status: Construction Complete
SqFt Source: Builders Plans
Half Baths: 1
# of Stories in Building: 2
Lot Dimensions: 53x 130x 165 x130
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 3
Total Baths: 4
Year Built: 2019
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 200
HOA Frequency: Annually
HOA Annual Amount: 200
New Buyer Fee: Yes
New Buyer Fee Amt: 125
Last Taxes: 5061
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Section: 24
Range: 14w
Remarks & Misc
Remarks: Spacious 5BR/3.5BA home in the family-friendly Manors of Magnolia Hills offering 4,032 sq ft of open-concept living. Main-level primary suite features a walk-in closet, double vanity, separate shower, and soaking tub. Upstairs includes four additional bedrooms, a Jack-and-Jill bath, and an oversized bonus room. Enjoy pond views from the covered back patio or take out the included John boat for a relaxing afternoon on the water. Welcoming foyer, covered front porch, fenced yard, sprinkler system, and large storage shed included.
Energy costs are exceptionally low: fully paid-off solar panels save $200-$300/month, dual HVAC systems with UV air purifiers, and average total utilities of just $150-$200/month. One-year home warranty included. Playground just steps from your front door, 20 minutes to Tyndall AFB, and zoned for Cedar Grove Elementary, Merritt Brown Middle, and Bay High School. Easy access to shopping, dining, and major roadways.
Seller offering $7,500 flooring credit at closing, choose your own style & have installed prior to closing! Property is tenant-occupied; requiring a minimum 30 day close.
Assumable 2.25% VA loan with approximately $303,000 balance at $1,839/month (P&I). Compare to $2,754/month at today's 7% rates, a savings of $915/month and $220,000+ over the life of the loan. Approximately $212,000 down required to assume. VA eligibility required. Don't let this rate walk out the door.
This one truly is a must see!
Covered Porch
First: 1
Deck/Patio
First: 1
Dining Room
First: 1
Family Room
Second: 1
Foyer
First: 1
Garage
First: 1
Laundry
First: 1
Master Bathroom
First: 1
Pantry
First: 1
Storage
First: 1
Appliances
Dishwasher: 1
Disposal: 1
ENERGY STAR Qualified Appliances: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Floor - Vinyl Plank: 1
Kitchen Island: 1
Pantry: 1
Stairs: 1
Construction/Siding
Brick Veneer: 1
Roof - Dimensional Shg: 1
Siding - Vinyl: 1
Exterior
Fenced Back Yard: 1
Patio Covered: 1
Porch Covered: 1
Sprinkler System: 1
Other Structures
Shed(s): 1
Association Fees Include
Accounting: 1
Insurance: 1
Management: 1
Playground: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Floor - Carpet: 1
Smart Home: 1
Living Room
First: 1
Lot Features
Covenants & Rescrictions: 1
Cul-De-Sac: 1
Landscaped: 1
Subdivision - Recorded: 1
Retention Pond: 1
Sidewalk: 1
Survey Available: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Mstr Bath / Mstr Bdrm
MBath Bidet: 1
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Playground: 1
Rooms
Bedroom: 1
Covered Porch: 1
Deck/Patio: 1
Dining Room: 1
Family Room: 1
Foyer: 1
Full Bathroom: 1
Garage: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Pantry: 1
Storage: 1
Showing
ShowingTime: 1
Security System: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Phone - Connected: 1
Solar: 1
Other - See Remarks: 1
Accessibility Features
Central Living Area: 1
Visitor Bathroom: 1
Sale Type
As Is: 1
Full Bathroom
Second: 1
Waterfront Type
Other: 1
Master Bedroom
First: 1
Bedroom
Second: 1
Cooling
Air Purification System - Ionizer: 1
Ceiling Fan(s): 1
Central Air: 1
Heating
Central: 1
Electric: 1
Solar: 1
Security Features
Smoke Detector(s): 1
Property Features
Accessibility Features: Central Living Area; Visitor Bathroom
Appliances: Dishwasher; Disposal; ENERGY STAR Qualified Appliances; Microwave; Range - Electric; Refrigerator; Water Heater - Electric
Full Bathroom: Second
Master Bedroom: First
Bedroom: Second
Cooling: Air Purification System - Ionizer; Ceiling Fan(s); Central Air
Heating: Central; Electric; Solar
Exterior: Fenced Back Yard; Patio Covered; Porch Covered; Sprinkler System
Association Fees Include: Accounting; Insurance; Management; Playground
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Interior: Floor - Carpet; Smart Home
Living Room: First
Lot Features: Covenants & Rescrictions; Cul-De-Sac; Landscaped; Retention Pond; Sidewalk; Subdivision - Recorded; Survey Available; Waterfront; Within 1/2 Mile to Water
Lot Access: Paved Road
Master Bathroom: First
Covered Porch: First
Dining Room: First
Family Room: Second
Foyer: First
Garage: First
Laundry: First
Pantry: First
Security Features: Smoke Detector(s)
Storage: First
Parking Features: Driveway; Garage Attached
Other Structures: Shed(s)
Association Amenities: Playground
Rooms: Bedroom; Covered Porch; Deck/Patio; Dining Room; Family Room; Foyer; Full Bathroom; Garage; Laundry; Living Room; Master Bathroom; Master Bedroom; Pantry; Storage
Sale Type: As Is
Showing: Security System; ShowingTime
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Phone - Connected; Solar; Other - See Remarks
Waterfront Type: Other
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Living Room | First | 15.42 x 24.75 | 15.42 | 24.75 | Buyer to verify |
| Dining Room | First | 11.75 x 11.75 | 11.75 | 11.75 | Buyer to verify |
| Pantry | First | 4.42 x 9.42 | 4.42 | 9.42 | Buyer to verify |
| Family Room | Second | 27.08 x 18.75 | 27.08 | 18.75 | Buyer to verify |
| Master Bathroom | First | 10.33 x 10.75 | 10.33 | 10.75 | Buyer to verify |
| Storage | First | 6.75 x 8.42 | 6.75 | 8.42 | Buyer to verify |
| Laundry | First | 6.5 x 8.75 | 6.50 | 8.75 | Buyer to verify |
| Garage | First | 20.08 x 20.42 | 20.08 | 20.42 | Buyer to verify |
| Deck/Patio | First | 10 x 8 | 10.00 | 8.00 | Buyer to verify |
| Covered Porch | First | 20.9 x 5.83 | 20.90 | 5.83 | Buyer to verify |
| Full Bathroom | Second | 5.75 x 12.42 | 5.75 | 12.42 | Buyer to verify |
| Full Bathroom | Second | 5.75 x 7.42 | 5.75 | 7.42 | Buyer to verify |
| Foyer | First | 14.08 x 12.75 | 14.08 | 12.75 | Buyer to verify |
| Master Bedroom | First | 20.08 x 13.75 | 20.08 | 13.75 | Buyer to verify |
| Bedroom | Second | 12.08 x 14.08 | 12.08 | 14.08 | Buyer to verify |
| Bedroom | Second | 14.08 x 16.75 | 14.08 | 16.75 | Buyer to verify |
| Bedroom | Second | 12.75 x 16.42 | 12.75 | 16.42 | Buyer to verify |
| Bedroom | Second | 12.08 x 16.42 | 12.08 | 16.42 | Buyer to verify |
Listing Office: Epique Realty Inc
Last Updated: May - 21 - 2026
Information deemed reliable but not guaranteed.
