$1,895,200
4109 Choctaw Street
Panama City Beach, FL 32408
MLS# 770320
4 beds  |  4 baths  |  2174 sqft


4109 Choctaw Street, Panama City Beach, FL 32408
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Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408 4109 Choctaw Street, Panama City Beach, FL 32408

Property Description
HEATED POOL- STEPS TO BEACH Last years rental income in the high $90 and this year is on its way to over $100K Ideal as a beach rental or second home, this stunning property offers the perfect blend of comfort and coastal charm. Located just moments from beach access, it features a private fenced-in pool and two owner's suites for ultimate convenience. Upstairs, the primary owner's suite boasts balcony access, a tile shower, granite countertops, and a double vanity. The second level also includes a bunk room, two additional King-sized bedrooms, and a shared bath. Downstairs, the open-concept living and dining area creates a welcoming space for gatherings. The kitchen overlooks the living room and features granite countertops, a large island, stainless steel appliances, and crisp white cabinetry. The first-floor owner's suite provides added flexibility, while French doors lead from the living area to a covered patio, private pool, and outdoor shower—perfect for enjoying the coastal breeze. Don't miss out on this incredible beachside retreat!

Details
Maps
Contract Info
Status: Active
List Date: 2025-03-13
List Price: $1,895,200
List Price/SqFt: 871.76
Current Price: $1,895,200
Location
Area: 03 - Bay County - Beach
Street #: 4109
Street Name: Choctaw
Street Suffix: Street
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 - Beach - South of Grand Lagoon
Subdivision: Silver Sands Beach
Community/Resort: None
Waterfront: No
Parcel ID: 30498-000-003
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Dr eastbound turn right onto Utes St. Then turn left onto Surf Dr and left onto Choctaw St. Home will be on your left.
Legal Description: SILVER SANDS BEACH THE SLY 50' OF LOTS 4 & 5 AND THE SLY 50' OF THE ELY 25' OF LOT 3 BLK 4 ORB 4581 P 1704
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2174
SqFt Source: Prop App Site
Bedrooms: 4
Full Baths: 3
Half Baths: 1
Total Baths: 4
Year Built: 2021
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: Yes
Garage Y/N: No
Lot Dimensions: Silver Sands Beach The Sly 50' of lots 4 and 5 and
Acreage: 0.14
Lot Size (SqFt): 6229
Pool: Yes
Pool Type: Private
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven - Convection; Range - Electric; Washer
Master Bedroom: First; Second
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central
Exterior: Balcony; Fenced Back Yard; Shower; Patio Open; Porch Covered
Financing: Cash; Conventional; VA
Furnished: Furnished
Interior: Bunk Room
Living Room: First
Lot Features: Near Beach Access; Subdivision - Recorded; Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Bunk Room: Second
Pool Features: Fenced; Inground
Parking Features: Driveway; No Garage
Rooms: Bedroom; Bunk Room; Living Room; Master Bedroom
Utilities: Electricity - Connected
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
Master BedroomSecond17 x 1317.0013.0017 x 13Buyer to verify all measurements
Master BedroomFirst14 x 1214.0012.0014 x 12Buyer to verify all measurements
BedroomSecond14 x 1114.0011.0014 x 11Buyer to verify all measurements
BedroomSecond14 x 1114.0011.0014 x 11Buyer to verify all measurements
Bunk RoomSecondBuyer to verify all measurements
Living RoomFirst23 x 1423.0014.0023 x 14Dining/Living Room Combo

Listing Office: Blue Swell Realty

Last Updated: September - 19 - 2025

Information deemed reliable but not guaranteed.