4109 Choctaw Street, Panama City, FL 32408 (MLS# 787149)

HOA Fee: No

New Buyer Fee: No

Last Taxes: 14376

Last Tax Year: 2025

Brokerage Interest: No Interest

List Price/SqFt: 825.67

Status: Active

List Date: 2026-03-21

List Price: $1,795,000

Current Price: $1,795,000

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: None

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: From Thomas Dr eastbound turn right onto Utes St. Then turn left onto Surf Dr and left onto Choctaw St. Home will be on your left.

Area: 03 - Bay County - Beach

Street #: 4109

Street Name: Choctaw

Street Suffix: Street

State: FL

Zip Code: 32408

County: Bay

Subdivision: Silver Sands Beach

Parcel ID: 30498-000-003

Legal Description: SILVER SANDS BEACH THE SLY 50' OF LOTS 4 & 5 AND THE SLY 50' OF THE ELY 25' OF LOT 3 BLK 4 ORB 4581 P 1704

Acreage: 0.14

Design: Beach House

Lot Size (SqFt): 6229

Apx SqFt(Htd/Cooled): 2174

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

Lot Dimensions: Silver Sands Beach The Sly 50' of lots 4 and 5 and

New Construction: Yes

Garage Y/N: No

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 4

Year Built: 2021

Remarks: HEATED POOL- STEPS TO BEACH Last years rental income in the high $90 and this year is on its way to over $100K Ideal as a beach rental or second home, this stunning property offers the perfect blend of comfort and coastal charm. Located just moments from beach access, it features a private fenced-in pool and two owner's suites for ultimate convenience. Upstairs, the primary owner's suite boasts balcony access, a tile shower, granite countertops, and a double vanity. The second level also includes a bunk room, two additional King-sized bedrooms, and a shared bath. Downstairs, the open-concept living and dining area creates a welcoming space for gatherings. The kitchen overlooks the living room and features granite countertops, a large island, stainless steel appliances, and crisp white cabinetry. The first-floor owner's suite provides added flexibility, while French doors lead from the living area to a covered patio, private pool, and outdoor shower—perfect for enjoying the coastal breeze. Don't miss out on this incredible beachside retreat!

Second: 1

Fenced: 1

Inground: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Oven - Convection: 1

Range - Electric: 1

Washer: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Lighting - Recessed: 1

Roof - Metal: 1

Siding - Hardie Board: 1

Balcony: 1

Fenced Back Yard: 1

Shower: 1

Patio Open: 1

Porch Covered: 1

Cash: 1

Conventional: 1

VA: 1

Furnished: 1

Bunk Room: 1

First: 1

Near Beach Access: 1

Subdivision - Recorded: 1

Within 1/2 Mile to Water: 1

City Street: 1

Paved Road: 1

Driveway: 1

No Garage: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBed Balcony: 1

MBed Walk-in Closet: 1

Resid Single Family: 1

Bedroom: 1

Bunk Room: 1

Living Room: 1

Master Bedroom: 1

Electricity - Connected: 1

First: 1

Second: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1