$315,000
Panama City Beach, FL 32408
MLS# 778706
3 beds | 2 baths | 1608 sqft
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Property Description
Rare opportunity in prestigious Panama City Beach Neighborhood! Ready to move in spacious 3 bed room unit with Owner Financing in very quite location with upgrades- fitness ( gaming) room in garage plus an additional storage. Very big back yard with access to community pool, huge balcony overlooking back yard. Pets are welcome. Very low monthly association fee: covers water ,ground-keeping and pool maintenance monthly only ,which include also deeded boat ramp access thru neighboring gated community ( codes provided monthly)! No flood zone. Nice location : close to all supermarkets plazas on hwy 98 , close to St. Andrews park and white sandy Beach. Owner financing or Rent to Own available. Why this Home stands out: While most sellers require traditional financing, this home offers a unique path to ownership through Owner financing or rent to own.Perfect for Buyers who want to lock in the house now, while working on toward future conventional financing
Details
Maps
Contract Info
Status: Active
List Date: 2025-09-07
List Price: $315,000
List Price/SqFt: 195.9
Current Price: $315,000
Location
Area: 03 - Bay County - Beach
Street #: 4125
Street Name: Magnolia Beach Rd
Street Suffix: Road
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 - Beach - East
Subdivision: [No Recorded Subdiv]
Community/Resort: None
Waterfront: No
Parcel ID: 31281-010-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: If you use HWY 89 , make turn to Thomas Dr., then left to Magnolia Beach Rd, within about 1 mile road splits, make left , need driving about half mile : house will be on your right.
Legal Description: 11 4S 15W -22.1- 80C COM AT THE NW COR OF ORG GOV LOT 5 THE RUN SOUTH
ON THE WEST LINE OF SAID LOT 5 189' TO THE SLY R/W LINE OF CO.RD TH
RUN SELY ALONG SLY R/W OF CO. ROAD 953' FOR POB TH RUN S 130' TH ELY
AND PARALLEL TO SAID CO. ROAD 25' TH N 130' TH NWLY ALONG SLY R/W 25'
TO POB AKA ELY 1/2 LOT 10 BLK E UNREC PLAT OF MAGNOLIA BEACH ORB 4134
P 1193
General Property Info
Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 1608
SqFt Source: Owner Measured
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2003
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 25x130
Pool: No
Property Features
Appliances: Cooktop - Electric; Dishwasher; Dryer; Microwave; Washer
Master Bedroom: Second
Bedroom: First
Cooling: Central Air
Heating: Central
Exterior: Balcony; Fenced Privacy
Association Fees Include: Boat Slip Usage; Pool
Financing: Seller Financing
Furnished: Unfurnished
Lot Access: City Street
Pool Features: Inground
Rooms: Bedroom; Master Bedroom
Sale Type: As Is
Utilities: Public Water - Connected
Present Zoning: Resid Multi-Family; Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Master Bedroom | Second | 15 x 13 | 15.00 | 13.00 | 15 x 13 |
| Bedroom | First | 14 x 12 | 14.00 | 12.00 | 14 x 12 |
| Bedroom | First | 14 x 12 | 14.00 | 12.00 | 14 x 12 |
Listing Office: Prok Invest LLC
Last Updated: October - 08 - 2025
Information deemed reliable but not guaranteed.