$749,000
Panama City Beach, FL 32408
MLS# 765581
3 beds | 3 baths | 2246 sqft
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Property Description
100 STEPS TO THE BEACH!! PRICED TO MOVE!! NO HOA! This is LOWEST or one of the LOWEST PRICED per square ft home located next to the Gulf of America with this amount of real estate. HUGE backyard. Plus the whole side facing Surf Dr belongs to this unit. LOTS of room to add more even parking, a sundeck facing the beach and pool. This place is a walk in and do nothing dream. It has been taken down to the studs. Pretty much everything has been replaced. LOCATION! LOCATION! (100 STEPS TO THE BEACH!) GULF VIEW! SHORT TERM RENTERS ALLOWED! Enough room for a splash pool to be added. (Golf cart friendly area). No busy street or streets to cross...beach access only steps away. Nicely landscaped with sprinkler system. Home is immaculate and has been totally remolded. All doors interior & exterior have been replaced as well as all windows. Newly painted inside & out including the ceilings. All wood trim replaced throughout home. Crown molding in every room. Tongue & groove ceiling in master bedroom. Lots of wainscoting, barn doors and detail trim throughout. All new light fixtures, bath fixtures and custom tiled shower. Custom built in bunk beds. All three bedrooms are very large. Ceiling fans in all bedrooms and living room. Two walk-in closets with custom closet systems. Huge sunken living room with skylights across the entire back of room. Kitchen has granite countertops, ss appliances, long breakfast bar and pantry. Dining room has a nice wet bar & wine cooler. The large back yard is an oasis. Hot tub, grilling area & firepit. Large pergola with lights for entertaining. An outdoor shower with HOT & cold water to clean off all that sand from the beach. Private side entrance to go in & out of to the Gulf so you do not have to track all that sand into the house. All this located behind an 8' whitewashed fence for your privacy as well as new pavers. Smart locks on all doors so forget trying to keep up with keys. Simply type your code in or use your thumbprint to gain access. This home has lots of storage plus being an end unit you have extra parking, and the entire side is your private property. The washer & dryer is conveniently located upstairs, and they will convey with the property. Kitchen stocked and ready to rent or move right in. **Possible owner financing with substantial down payment. **Possible long-term renter considered.
Details
Maps
Contract Info
Status: Active
List Date: 2024-11-27
List Price: $749,000
List Price/SqFt: 333.48
Current Price: $749,000
Location
Area: 03 - Bay County - Beach
Street #: 4129
Street Name: Cobia
Street Suffix: Street
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 - Beach - South of Grand Lagoon
Subdivision: Bel Air
Community/Resort: Bel Air
Waterfront: No
Parcel ID: 30404-005-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: On Thomas Dr. head East. Turn right onto Cobia Street. Townhome is located on the left at the end on the corner of Cobia St and Surf Dr
Legal Description: BEL AIR BEG 81.7' SWLY OF NW COR LOT 12 TH SWLY 28.3' SELY 99.92' NELY 31.35' NWLY 99.92' TO POB BEING PART OF LOTS 11 & 12 AKA SANDPIPER COVE TWNHSE BLK 16 ORB 3910 P 450 (12.5)
General Property Info
Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 2246
SqFt Source: Owner Measured
Bedrooms: 3
Full Baths: 3
Total Baths: 3
# of Stories in Building: 2
Year Built: 1979
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 100x28
Pool: No
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Freezer; Ice Maker; Microwave; Oven - Convection; Oven - Electric; Plumbed For Ice Maker; Range - Electric; Range Hood; Refrigerator; Washer; Water Heater - Electric; Wine Cooler
Full Bathroom: First; Second
Master Bedroom: Second
Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Deck Covered; Double Pane Windows; Fenced Back Yard; Shower; Patio Open; Sprinkler System; Tinted Windows
Financing: Assume w/int; Cash; Conventional; FHA
Furnished: Partially
Kitchen: First
Living Room: First
Lot Features: Landscaped; Near Beach Access; Sidewalk
Lot Access: City Street; Paved Road
Balcony: Second
Master Bathroom: Second
Dining Room: First
Pool Features: Spa/ Hot Tub
Security Features: Fire Alarm; Smoke Detector(s)
Parking Features: Additional Parking; No Garage
Other Structures: Pergola; Shed(s)
Rooms: Balcony; Bedroom; Dining Room; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom
Sale Type: As Is
Utilities: Cable - Available; Electricity - Connected; Garbage; Internet - Broadband Available; Phone - Available; Public Sewer - Connected; Public Water - Connected
Waterview: Gulf
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Bedroom | First | 13 x 12 | 13.00 | 12.00 | 13 x 12 |
| Master Bedroom | Second | 18 x 15 | 18.00 | 15.00 | 18 x 15 |
| Bedroom | Second | 17 x 12 | 17.00 | 12.00 | 17 x 12 |
| Living Room | First | 20 x 17 | 20.00 | 17.00 | 20 x 17 |
| Dining Room | First | 18 x 13 | 18.00 | 13.00 | 18 x 13 |
| Kitchen | First | 10 x 8 | 10.00 | 8.00 | 10 x 8 |
| Master Bathroom | Second | 19 x 7 | 19.00 | 7.00 | 19 x 7 |
| Full Bathroom | First | 13 x 7 | 13.00 | 7.00 | 13 x 7 |
| Full Bathroom | Second | 9 x 7 | 9.00 | 7.00 | 9 x 7 |
| Balcony | Second | 13 x 11 | 13.00 | 11.00 | 13 x 11 |
Listing Office: Realty One of Northwest Florida LLC
Last Updated: October - 16 - 2025
Information deemed reliable but not guaranteed.