$519,000
Panama City, FL 32408
MLS# 780348
4 beds | 5 baths | 2860 sqft
1 / 81
Open House (10/25/2025 - 11:00 am - 1:00 pm)
Property Description
Elegant. Sophisticated. Stylish. Welcome to the cozy grandeur of Waterhaven, Panama City Beach's most prestigious bayfront community. Recently updated with over $50,000 in enhancements, this 4-bedroom, 4.5-bath home perfectly balances sophistication and practicality, featuring a separate carriage house that's ideal for guests or multigenerational living. As you enter, you'll be greeted by luxury vinyl plank flooring, fresh designer paint, upgraded lighting fixtures, and stylish ceiling fans throughout. The gourmet kitchen is a chef's paradise, showcasing a spacious island, freshly painted cabinetry, and premium appliances, including a Viking range, Subzero refrigerator, new Bosch dishwasher, microwave, ice-maker, and a beverage fridge at the wet bar. French doors from the dining room lead to a serene private courtyard, perfect for unwinding or entertaining under the stars. The home is adorned with exquisite details, such as intricate wood trim, crown molding, tray ceilings, and thoughtfully curated wallpaper accents. Above the two-car garage, the fully equipped carriage house offers a private getaway, complete with its own kitchen, full bath, and cozy sitting area, providing exceptional flexibility for extended family, guests, or a home office. Waterhaven is a gated, bayfront community that features an array of resort-style amenities, including a bayfront pool, expansive private pier, a community clubhouse featuring a theater, kitchen, fitness center, outdoor grilling station, and a grand meeting room for special events.
Details
Maps
Contract Info
Status: Active
List Date: 2025-10-03
List Price: $519,000
List Price/SqFt: 181.47
Current Price: $519,000
Location
Area: 03 - Bay County - Beach
Street #: 4134
Street Name: Cobalt
Street Suffix: Circle
Unit #: RO14
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 - Beach - East
Subdivision: Waterhaven
Community/Resort: None
Waterfront: No
Parcel ID: 40000-050-070
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From US 98, turn on to Navy Blvd. In 2.1 miles turn left onto Magnolia Beach Rd. In 1.8 Miles turn into gate on left side. Turn right onto Cobalt Circle and unit is on your left.
Legal Description: WATERHAVEN UNIT R014 TYPE D2 4BR 4.5B ORB 2904 P 186 2860 SF ORB 4680 P 1693
General Property Info
Sub-Type: Condominium
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 2860
SqFt Source: Prop App Site
Balcony SqFt: 125
Bedrooms: 4
Full Baths: 4
Half Baths: 1
Total Baths: 5
# of Stories in Building: 3
Year Built: 2007
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 0x0
Pool: No
Association Fee/Month: 1400
Waterfront Feature
Waterfront Feet: 1/2 mile
Property Features
Appliances: Bar Fridge; Dishwasher; Disposal; Ice Maker; Microwave; Oven - Gas; Range Hood; Refrigerator; Washer
Master Bedroom: Second
Bedroom: Second
Cooling: Air Purification System - Ionizer; Central Air; Mini-Split/Ductless
Heating: Central; Electric; Mini-Split/Ductless
Exterior: Balcony; Columns; Double Pane Windows; Patio Open; Porch Covered
Association Fees Include: Accounting; Boat Slip Usage; Business Center; Dock; Fishing; Insurance; Internet Service; Legal; Ground Keeping; Management; Marina; Master Association; Conference Center; Pool; Security; Separate Storage
Furnished: Unfurnished
Interior: Ceiling - Tray
Kitchen: First; Second
Living Room: First; Second
Lot Features: Dead End; Dedicated Beach; Near Beach Access; Waterfront; Within 1/2 Mile to Water
Lot Access: Gated Access; Paved Road; Private Road
Bonus Room: Third
Master Bathroom: Second
Courtyard: First
Dining Room: First
Foyer: First
Garage: First
Laundry: First
Security Features: Gated Community; Security Fence; Security Lights
Parking Features: Additional Parking; Assigned; Garage Attached; Garage Door Opener; Gated; Golf Cart Garage; Street
Other Structures: Guest House
Association Amenities: BBQ Pit/Grill; Beach; Boat Launch; Boat Slip; Business Center; Community Room; Dock; Fishing; Exercise Room; Game Room; Gated Community; Marina; Pavilion/Gazebo; Picnic Area; Recreation Facilities; Sidewalks; Theater; Waterfront
Rooms: Bedroom; Bonus Room; Courtyard; Dining Room; Foyer; Garage; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom
Sale Type: As Is
Utilities: Cable - Available; Electricity - Connected; Garbage; Internet - Fiber Optic; Natural Gas - Available; Phone - Available; Public Water - Connected; Underground Utilities
Waterfront Feature: Boat Launch; Boat Slip; Dock
Waterview: Bay
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions | Remarks |
| Foyer | First | 7.8 x 8.1 | 7.80 | 8.10 | 7.8 x 8.1 | Approx. |
| Living Room | First | 23 x 17 | 23.00 | 17.00 | 23 x 17 | Approx. |
| Dining Room | First | 11 x 10.6 | 11.00 | 10.60 | 11 x 10.6 | Approx. |
| Kitchen | First | 17 x 13.6 | 17.00 | 13.60 | 17 x 13.6 | Approx. |
| Courtyard | First | 10 x 12 | 10.00 | 12.00 | 10 x 12 | Approx. |
| Garage | First | 24.3 x 21.4 | 24.30 | 21.40 | 24.3 x 21.4 | Approx. |
| Laundry | First | 6 x 13.6 | 6.00 | 13.60 | 6 x 13.6 | Approx. |
| Master Bedroom | Second | 14.7 x 13.1 | 14.70 | 13.10 | 14.7 x 13.1 | Approx. |
| Master Bathroom | Second | 13.9 x 9.11 | 13.90 | 9.11 | 13.9 x 9.11 | Approx. |
| Bedroom | Second | 12 x 14 | 12.00 | 14.00 | 12 x 14 | Approx. |
| Bonus Room | Third | 24.9 x 14.2 | 24.90 | 14.20 | 24.9 x 14.2 | Approx. Includes dormer |
| Living Room | Second | 24 x 9.9 | 24.00 | 9.90 | 24 x 9.9 | Carriage house. Approx. |
| Kitchen | Second | 12 x 10.8 | 12.00 | 10.80 | 12 x 10.8 | Carriage house. Approx. |
Listing Office: Coldwell Banker Realty
Last Updated: October - 24 - 2025
Information deemed reliable but not guaranteed.