4403 Bluewater Drive, Panama City, FL 32404 (MLS# 786925)

List Price/SqFt: 255.86

Status: Active

List Date: 2026-03-17

List Price: $579,000

Current Price: $579,000

Sub Area: 0414 - Bay North - East Deerpoint/Bear Creek

Community/Resort: None

Waterfront: Yes

Gulf Access: No

Elementary School: Deer Point

Middle School: Merritt Brown

High School: Mosley

Directions: From PC town - Head north on Hwy 231. Turn left on 2321 (Deerpoint Dam Rd). Take 2321 until the intersection of 2311 and make a right onto 2311. Turn left onto Bluewater drive. Take Bluewater drive to the end of the street and 4403 is in the Cul-de-sac on the right.

Area: 04 - Bay County - North

Street #: 4403

Street Name: Bluewater

Street Suffix: Drive

State: FL

Zip Code: 32404

County: Bay

Subdivision: Deerpoint Estates

Parcel ID: 05487-251-000

Legal Description: DEERPOINT ESTATES 127B LOT 19 BLK 2 ORB 4440 P 2368

Acreage: 0.82

Design: Split Level

Lot Size (SqFt): 35806

Apx SqFt(Htd/Cooled): 2263

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 2

# of Units in Bldg: 1

Units Above Ground: 1

Lot Dimensions: 50x155x200x55x55x300

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Driveway Spaces: 8

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 3

Total Baths: 3

Year Built: 1979

Homestead: Yes

HOA Fee: No

Senior Community: No

Is Subject Leased: No

New Buyer Fee: No

Last Tax Year: 2025

Lot: 19

Block: 2

Brokerage Interest: No Interest

As Is: No

Section: 30

Township: 2S

Range: 13W

Remarks: Lake Life, Every Day! Forget the ''weekend getaway''--make every day a vacation in this masterfully redesigned waterfront estate on popular Deer Point Lake! Nestled at the end of a private cul-de-sac on nearly an acre of pristine rolling waterfront land, 4403 Bluewater Drive in Panama City, FL offers more than just a home, it's a complete lifestyle upgrade! Enjoy breathtaking lake views and the serenity of true waterfront living from this stunning retreat. Boater's Paradise: Launch from your newly rebuilt private dock and enjoy a scenic boat ride to the crystal-clear waters of Econfina Creek Springs Recreation Area. Spend your mornings fishing for trophy bass or take a short hop to McCall Everett Park for Gulf access and a run out to Shell Island. This is waterfront living at its finest. ''New Everything'' & Smart Integration This is a true ''down to the studs'' transformation. Remodeled to perfection, you can move in with a zero ''to-do'' list: • Peace of Mind: New Roof (2019), new septic system, new plumbing throughout, and two new HVAC Units for dual-zone climate perfection. • Chef's Smart Kitchen: Who knew we'd have ''techy'' kitchens... This stand out kitchen is fully equipped with smart technology, including a smart oven, trash compactor, Moen smart faucet and ''Scan to Cook'' microwave--all framed by a seamless open concept design, perfect for entertaining! • Modern Aesthetics: New flooring throughout, designer lighting and fixtures, and expansive windows that capture those incredible lake views. The Unicorn of Florida Real Estate: In today's market, insurance matters - and this home delivers! The property sits on a gentle slope in Flood Zone X, meaning flood insurance is NOT required. Combine that with the recent upgrades, it offers some of the most favorable insurance premiums in Bay County. Privacy Meets Convenience: Enjoy panoramic water views from almost every room, including the oversized Master Suite. The fenced, nearly one-acre lot offers peaceful seclusion and a true birder's paradise, while still being conveniently located near shopping and amenities - including the new Publix shopping center on Hwy 231. And an easy 17-mile commute to Tyndall AFB. Stop searching. Start Living! Homes of this caliber on Deer Point Lake rarely hit the market - especially ones that feel this new! Schedule your showing and experience #lakelife for yourself

First: 1

First: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Trash Compactor: 1

Water Heater - Electric: 1

Bookcases: 1

Breakfast Bar: 1

Ceiling - Crwn Molding: 1

Floor - Laminate: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Pantry: 1

Stairs: 1

Window - Treatment Some: 1

Brick: 1

Brick Veneer: 1

Foundation - Off Grade: 1

Wood/Frame: 1

Roof - Composite Shngl: 1

Roof - Dimensional Shg: 1

Roof - Gutters: 1

Trim - Vinyl: 1

Balcony: 1

Double Pane Windows: 1

Fenced Back Yard: 1

Fenced Chain Link: 1

Fenced Cross: 1

Fire Pit: 1

Patio Open: 1

Sprinkler System: 1

Storm Doors: 1

Dock: 1

Shore - Natural: 1

Waterfront Feet: 199

Outbuilding: 1

Shed(s): 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Floor - Carpet: 1

First: 1

Cul-De-Sac: 1

Dead End: 1

Deeded Access Water: 1

Landscaped: 1

Survey Available: 1

Waterfront: 1

County Road: 1

Paved Road: 1

Additional Parking: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

County: 1

Resid Single Family: 1

Bedroom: 1

Den: 1

Dining Room: 1

Great Room: 1

Kitchen: 1

Primary Bedroom: 1

Cable - Available: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Private Well: 1

Septic Tank: 1

Lake: 1

Unobstructed: 1

Lakefront: 1

Second: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Multi Units: 1

Zoned: 1

Central: 1

Electric: 1

Fireplace - Wood Burning: 1

MBath Double Vanity: 1

MBath Walk-In Closet: 1

MBed Balcony: 1

MBed Waterfront: 1

MBath Shower/Tub Combo: 1

Secured Garage/Parking: 1

Smoke Detector(s): 1