$364,500
Panama City, FL 32404
MLS# 787730
3 beds | 2 baths | 2052 sqft

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Property Description
If you've been dreaming of space, privacy, room to breathe, with No HOA, this may be what you are looking for. Situated on 1.48 acres, this 3-bedroom, 2-bathroom home offers a comfortable blend of space and convenience. With approximately 2,052 square feet, the layout features the primary suite on the main floor, along with the living area, kitchen and dining room. The dining room includes a door leading to the back yard allowing for flexible use to suit your needs. Upstairs offers two additional bedrooms, a bathroom, plus a large bonus room, perfect for a game room, home office or extra living space. Whether you're looking for extra elbow room, a place to spread out, or looking for that 'country living feel' without being far from town, this property is worth a look.
Details
Maps
Contract Info
List Price/SqFt: 177.63
Status: Active
List Date: 2026-04-01
List Price: $364,500
Current Price: $364,500
Location
Sub Area: 0201 - Bay - Central NE
Community/Resort: None
Waterfront: No
Elementary School: Deer Point
Middle School: Merritt Brown
High School: Mosley
Directions: Going North on US Hwy 231, turn left onto Cato Road, turn left onto 43rd Street, turn right onto Mill Bayou Road, house on the left.
Area: 02 - Bay County - Central
Street #: 4421
Street Name: Mill Bayou
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Subdivision: Mill Bayou Estates
Parcel ID: 11423-105-000
Legal Description: 13-3S-14W ST A B DEV CO PLAT COM 176.30' W & 537.51' N OF SE COR OF NW1/4 TH N 512.49' E 126.3S 512.49' W 126.3' TO POB AKA LOT3 & N1/2 LOT 2 -65.25- 116A ORB 4776 P 152 (* See Deed in Documents tab for full legal description.)
General Property Info
Acreage: 1.48
Design: Ranch
Lot Size (SqFt): 64469
Apx SqFt(Htd/Cooled): 2052
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 2
Lot Dimensions: 512 x 126
New Construction: No
Garage Y/N: No
Covered Spaces: 1
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1985
Listing Info, Tax and Legal
Homestead: No
HOA Fee: No
New Buyer Fee: No
Last Taxes: 2942
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: If you've been dreaming of space, privacy, room to breathe, with No HOA, this may be what you are looking for. Situated on 1.48 acres, this 3-bedroom, 2-bathroom home offers a comfortable blend of space and convenience. With approximately 2,052 square feet, the layout features the primary suite on the main floor, along with the living area, kitchen and dining room. The dining room includes a door leading to the back yard allowing for flexible use to suit your needs. Upstairs offers two additional bedrooms, a bathroom, plus a large bonus room, perfect for a game room, home office or extra living space. Whether you're looking for extra elbow room, a place to spread out, or looking for that 'country living feel' without being far from town, this property is worth a look.
Bonus Room
Second: 1
Dining Room
First: 1
Laundry
First: 1
Master Bathroom
First: 1
Appliances
Range - Electric: 1
Other Structures
Shed(s): 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Cleared: 1
Parking Features
Additional Parking: 1
Carport Detached: 1
Mstr Bath / Mstr Bdrm
MBath Garden Tub: 1
MBath Separate Shwr: 1
Rooms
Bedroom: 1
Bonus Room: 1
Dining Room: 1
Full Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
Private Well: 1
Septic Tank: 1
Sale Type
As Is: 1
Full Bathroom
Second: 1
Master Bedroom
First: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Property Features
Appliances: Range - Electric
Full Bathroom: Second
Master Bedroom: First
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Features: Cleared
Bonus Room: Second
Master Bathroom: First
Dining Room: First
Laundry: First
Parking Features: Additional Parking; Carport Detached
Other Structures: Shed(s)
Rooms: Bedroom; Bonus Room; Dining Room; Full Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: Private Well; Septic Tank
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Living Room | First | 20 x 15 | 20.00 | 15.00 | Approx, measure if important |
| Kitchen | First | 19 x 6.5 | 19.00 | 6.50 | Approx, measure if important |
| Dining Room | First | 10 x 10 | 10.00 | 10.00 | Approx, measure if important |
| Master Bedroom | First | 13 x 15 | 13.00 | 15.00 | Approx, measure if important |
| Master Bathroom | First | 12 x 8 | 12.00 | 8.00 | Approx, measure if important |
| Bedroom | Second | 12 x 9 | 12.00 | 9.00 | Approx, measure if important |
| Bedroom | Second | 12 x 9 | 12.00 | 9.00 | Approx, measure if important |
| Bonus Room | Second | 19 x 15 | 19.00 | 15.00 | Approx, measure if important |
| Full Bathroom | Second | 9 x 7 | 9.00 | 7.00 | Approx, measure if important |
| Laundry | First | 13 x 6 | 13.00 | 6.00 | Approx, measure if important |
Listing Office: Coldwell Banker Realty
Last Updated: May - 16 - 2026
Information deemed reliable but not guaranteed.
