4718 Rosemary Street, Panama City, FL 32404 (MLS# 786424)

List Price/SqFt: 186.35

Status: Pending

List Date: 2026-03-01

List Price: $445,000

Current Price: $445,000

Sub Area: 0201 - Bay - Central NE

Community/Resort: None

Waterfront: No

Elementary School: Deer Point

Middle School: Merritt Brown

High School: Mosley

Directions: Traveling from Panama City, head north on Highway 231, turn left onto East Highway 390, and Titus Park will be on the immediate right side. Centrally located off Highway 390 and just north of Highway 231.

Area: 02 - Bay County - Central

Street #: 4718

Street Name: Rosemary

Street Suffix: Street

State: FL

Zip Code: 32404

County: Bay

Subdivision: Titus Park

Parcel ID: 05830-030-070

Legal Description: TITUS PARK PHASE 1 LOT 30 ORB 4508 P 593

Acreage: 0.18

Design: Craftsman Style

Lot Size (SqFt): 7841

Apx SqFt(Htd/Cooled): 2388

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 1

Lot Dimensions: 65x120

New Construction: No

Garage Y/N: Yes

Garage Spaces: 3

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 3

Year Built: 2021

Homestead: No

HOA Fee: Yes

HOA Amount: 59

HOA Frequency: Monthly

HOA Annual Amount: 708

Senior Community: No

Is Subject Leased: No

New Buyer Fee: Yes

New Buyer Fee Amt: 150

New Buyer Fee Paid: $

Last Taxes: 4524

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: ASSUMABLE VA LOAN at 2.75% This meticulously maintained 4 bedroom, 3 bathroom home is the definition of comfort, efficiency, and convenience. The spacious split floor plan offers a 3 car garage, paid off solar panels, rain gutters, fresh paint throughout, and a fully fenced backyard. The average power bill is only $31/monthly! Inside, you'll find a bright open concept living area with granite countertops, Whirlpool stainless steel appliances, modern finishes, and a Smart Home package, a perfect space for everyday living and entertaining. The thoughtful layout of the Destin floor plan rarely comes on the market and provides ultimate privacy for the main suite, while keeping the 3 guest bedrooms and 2 additional bathrooms conveniently positioned. Located in a highly desirable community in a growing area of Bay County, residents enjoy access to the new neighborhood pool & pavilion, dog run, and soon to be walking path. The Titus Park subdivision is in close proximity to Publix, restaurants, Starbucks, shopping, North Bay Haven Charter School, and much more.

Inground: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Water Heater - Solar: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Pantry: 1

Brick: 1

Foundation - Slab on Grade: 1

Roof - Dimensional Shg: 1

Roof - Gutters: 1

Roof - Solar Panel: 1

Siding - Hardie Board: 1

Fenced Back Yard: 1

Fenced Lot-All: 1

Fenced Privacy: 1

Porch Covered: 1

Accounting: 1

BBQ Pit/Grill: 1

Ground Keeping: 1

Legal: 1

Management: 1

Pavilion/Gazebo: 1

Picnic Area: 1

Playground: 1

Pool: 1

Sewer: 1

Assume w/int: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Floor - Carpet: 1

Smart Home: 1

Smart Thermostat: 1

First: 1

First: 1

Covenants & Rescrictions: 1

Subdivision - Recorded: 1

Survey Available: 1

City Street: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

Oversized: 1

Paved: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Walk-In Closet: 1

Resid Single Family: 1

BBQ Pit/Grill: 1

Pavilion/Gazebo: 1

Picnic Area: 1

Pool: 1

Sidewalks: 1

Bedroom: 1

Kitchen: 1

Living Room: 1

TV Cable: 1

Electricity - Connected: 1

Internet - Broadband Available: 1

Phone - Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Solar: 1

Underground Utilities: 1

Smart Technology: 1

As Is: 1

First: 1

Central Air: 1

Central: 1

Electric: 1

Solar: 1

Carbon Monoxide Detector: 1

Fire Alarm: 1

Smoke Detector(s): 1

Under Contract Date: 2026-05-09